If you are searching for the IFSC code of UCO Bank, BURDWAN MAIN branch in BURDWAN, WEST BENGAL, this page has every detail you need. The verified IFSC code for this branch is UCBA0000189. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BURDWAN MAIN branch, and detailed step-by-step guides for using the IFSC UCBA0000189 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UCBA0000189 is the IFSC of UCO Bank's BURDWAN MAIN branch. The format is fixed: UCBA = bank code, 0 = reserved, 000189 = branch identifier.
About the bank
UCO Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Burdwan Main branch in Burdwan, West Bengal is part of this network and uses the IFSC code UCBA0000189 for all electronic settlement.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Burdwan Main |
| IFSC Code | UCBA0000189 |
| MICR Code | Refer to cheque leaf |
| Branch Address | UCOBANK,BURDWAN MAIN BRANCH BAIDYANATH KATRA, VIJOY TORON BURDWAN ,PURBA BARDHAMAN ,WEST BENGAL PIN 713101 |
| City | Burdwan |
| District | Burdwan |
| State | West Bengal |
| STD Code | 342 |
| Phone | 2568618 |
About this branch
The branch is located at UCOBANK,BURDWAN MAIN BRANCH BAIDYANATH KATRA, VIJOY TORON BURDWAN ,PURBA BARDHAMAN ,WEST BENGAL PIN 713101. It serves the Burdwan region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of UCO Bank. The IFSC UCBA0000189 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how UCO Bank's BURDWAN MAIN branch came to be assigned the code UCBA0000189.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UCBA0000189, money simply cannot be routed to the BURDWAN MAIN branch electronically.
Products and account variants supported
Every account opened at the Burdwan Main branch is mapped to IFSC UCBA0000189 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0000189.
Products and services
Customers walking into the Burdwan Main branch can access most of UCO Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UCBA0000189
How to transfer money using IFSC UCBA0000189
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0000189 across all three.
How to use IFSC UCBA0000189 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to UCO Bank's BURDWAN MAIN branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UCBA0000189.
- Confirm the bank name auto-populates as UCO Bank and the branch as BURDWAN MAIN.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UCBA0000189
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to UCO Bank – BURDWAN MAIN, ensure your bank's portal accepts IFSC UCBA0000189 while registering the beneficiary. RTGS is also available 24x7.
IMPS to UCO Bank BURDWAN MAIN (IFSC UCBA0000189)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UCBA0000189 in your mobile or internet banking app, and the money is credited to the BURDWAN MAIN branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UCBA0000189 for UCO Bank – BURDWAN MAIN, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UCBA0000189 | Yes – UCBA0000189 | Yes – UCBA0000189 |
For most retail customers crediting the Burdwan Main branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at UCO Bank's BURDWAN MAIN branch, the IFSC UCBA0000189 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Burdwan Main branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UCBA0000189 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by UCO Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UCBA0000189 and the account number together uniquely identify the Burdwan Main branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to UCO Bank – BURDWAN MAIN:
- The IFSC is exactly UCBA0000189 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills UCO Bank as the bank name and BURDWAN MAIN as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Burdwan Main branch
The branch is located at UCOBANK,BURDWAN MAIN BRANCH BAIDYANATH KATRA, VIJOY TORON BURDWAN ,PURBA BARDHAMAN ,WEST BENGAL PIN 713101, which puts it inside Burdwan, the broader Burdwan district, and the state of West Bengal. To plan your visit:
- Open Google Maps on your phone and search for “UCO Bank Burdwan Main branch” — the verified location pin for IFSC UCBA0000189 should appear at the top of the results.
- Confirm the branch is open by calling 342-2568618 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UCBA0000189 and your account number.
Verifying IFSC UCBA0000189 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0000189 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 342-2568618.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Burdwan Main branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UCBA0000189, however, work 24x7.
Branch address & contact
UCO BankBurdwan Main Branch
UCOBANK,BURDWAN MAIN BRANCH BAIDYANATH KATRA, VIJOY TORON BURDWAN ,PURBA BARDHAMAN ,WEST BENGAL PIN 713101
Burdwan, West Bengal
Phone: 342-2568618
IFSC: UCBA0000189
Frequently asked questions
Does UCO Bank Burdwan Main branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 342-2568618 to confirm.
What is the IFSC code of UCO Bank Burdwan Main branch?
The IFSC code of UCO Bank, Burdwan Main branch is UCBA0000189. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC UCBA0000189 the same for all accounts at Burdwan Main branch?
Yes. The IFSC UCBA0000189 is shared by every account held at UCO Bank's Burdwan Main branch. Only the account number changes from customer to customer.
Is IFSC UCBA0000189 valid for NEFT and RTGS?
Yes. IFSC UCBA0000189 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC UCBA0000189 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UCBA0000189 to send funds instantly.
What is the phone number of UCO Bank Burdwan Main branch?
You can reach the branch at 342-2568618 during regular banking hours.
How do I add UCO Bank Burdwan Main as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0000189, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: UCBA0000189 is the IFSC code of UCO Bank, BURDWAN MAIN branch, in BURDWAN, WEST BENGAL. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
