This page lists the IFSC code, branch address, contact number and fund-transfer information for UCO Bank, BUDHLADA branch in BUDHLADA. The 11-digit IFSC UCBA0003319 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with UCO Bank at the BUDHLADA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for UCO Bank – BUDHLADA is UCBA0003319. The first four letters UCBA are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 003319 map to this branch in BUDHLADA, PUNJAB.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Budhlada |
| IFSC Code | UCBA0003319 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 152,WARD NO 6 OPP.RAMLILA GROUND BUDHLADA ,MANSA ,PUNJAB PIN 151502 |
| City | Budhlada |
| District | Mansa |
| State | Punjab |
| STD Code | 91 |
| Phone | 8559052710 |
About the bank
UCO Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Budhlada branch in Budhlada, Punjab is part of this network and uses the IFSC code UCBA0003319 for all electronic settlement.
About this branch
The branch is located at 152,WARD NO 6 OPP.RAMLILA GROUND BUDHLADA ,MANSA ,PUNJAB PIN 151502. It serves the Budhlada region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of UCO Bank. The IFSC UCBA0003319 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how UCO Bank's BUDHLADA branch came to be assigned the code UCBA0003319.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UCBA0003319, money simply cannot be routed to the BUDHLADA branch electronically.
How to transfer money using IFSC UCBA0003319
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0003319 across all three.
NEFT to UCO Bank, BUDHLADA using IFSC UCBA0003319
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UCBA0003319, and confirm that the system picks up UCO Bank – BUDHLADA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UCBA0003319
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to UCO Bank – BUDHLADA, ensure your bank's portal accepts IFSC UCBA0003319 while registering the beneficiary. RTGS is also available 24x7.
IMPS to UCO Bank BUDHLADA (IFSC UCBA0003319)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UCBA0003319 in your mobile or internet banking app, and the money is credited to the BUDHLADA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UCBA0003319 for UCO Bank – BUDHLADA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UCBA0003319 | Yes – UCBA0003319 | Yes – UCBA0003319 |
For most retail customers crediting the Budhlada branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UCBA0003319
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at UCO Bank – BUDHLADA is still mapped to IFSC UCBA0003319. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UCBA0003319 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Budhlada branch is mapped to IFSC UCBA0003319 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0003319.
Products and services
Customers walking into the Budhlada branch can access most of UCO Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UCBA0003319
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by UCO Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UCBA0003319 and the account number together uniquely identify the Budhlada branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC UCBA0003319
UCO Bank customers can register for net banking and the bank's official mobile app once their account at the BUDHLADA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UCBA0003319 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to UCO Bank – BUDHLADA:
- The IFSC is exactly UCBA0003319 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills UCO Bank as the bank name and BUDHLADA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Budhlada branch
The branch is located at 152,WARD NO 6 OPP.RAMLILA GROUND BUDHLADA ,MANSA ,PUNJAB PIN 151502, which puts it inside Budhlada, the broader Mansa district, and the state of Punjab. To plan your visit:
- Open Google Maps on your phone and search for “UCO Bank Budhlada branch” — the verified location pin for IFSC UCBA0003319 should appear at the top of the results.
- Confirm the branch is open by calling 91-8559052710 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UCBA0003319 and your account number.
Verifying IFSC UCBA0003319 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0003319 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-8559052710.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Budhlada are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UCBA0003319 continue to work without interruption.
Branch address & contact
UCO BankBudhlada Branch
152,WARD NO 6 OPP.RAMLILA GROUND BUDHLADA ,MANSA ,PUNJAB PIN 151502
Budhlada, Punjab
Phone: 91-8559052710
IFSC: UCBA0003319
Frequently asked questions
Is IFSC UCBA0003319 valid for NEFT and RTGS?
Yes. IFSC UCBA0003319 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does UCO Bank Budhlada branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-8559052710 to confirm.
Where is UCO Bank Budhlada branch located?
UCO Bank's Budhlada branch is located at 152,WARD NO 6 OPP.RAMLILA GROUND BUDHLADA ,MANSA ,PUNJAB PIN 151502, Budhlada, Punjab.
How do I add UCO Bank Budhlada as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0003319, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC UCBA0003319 the same for all accounts at Budhlada branch?
Yes. The IFSC UCBA0003319 is shared by every account held at UCO Bank's Budhlada branch. Only the account number changes from customer to customer.
What is the phone number of UCO Bank Budhlada branch?
You can reach the branch at 91-8559052710 during regular banking hours.
What is the IFSC code of UCO Bank Budhlada branch?
The IFSC code of UCO Bank, Budhlada branch is UCBA0003319. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: UCBA0003319 is the IFSC code of UCO Bank, BUDHLADA branch, in BUDHLADA, PUNJAB. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
