Use this page as a one-stop reference for everything related to UCO Bank's BOCHAHA branch in BOCHAHA, BIHAR. The branch's IFSC code UCBA0000576 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for UCO Bank – BOCHAHA is UCBA0000576. The first four letters UCBA are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000576 map to this branch in BOCHAHA, BIHAR.
Bank profile
UCO Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Bochaha branch — IFSC UCBA0000576 — extends the bank's services to customers in and around Bochaha, Bihar.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Bochaha |
| IFSC Code | UCBA0000576 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AT PO.BOCHAHA DIST.MUZAFFARPUR ,MUZAFFARPUR ,BIHAR PIN 843103 |
| City | Bochaha |
| District | Muzaffarpur |
| State | Bihar |
| STD Code | 621 |
| Phone | 2817306 |
Bochaha branch overview
Located at AT PO.BOCHAHA DIST.MUZAFFARPUR ,MUZAFFARPUR ,BIHAR PIN 843103, the Bochaha branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UCBA0000576 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how UCO Bank's BOCHAHA branch came to be assigned the code UCBA0000576.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UCBA0000576, money simply cannot be routed to the BOCHAHA branch electronically.
Products and account variants supported
Every account opened at the Bochaha branch is mapped to IFSC UCBA0000576 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0000576.
Products and services
Customers walking into the Bochaha branch can access most of UCO Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UCBA0000576
How to transfer money using IFSC UCBA0000576
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0000576 across all three.
NEFT to UCO Bank, BOCHAHA using IFSC UCBA0000576
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UCBA0000576, and confirm that the system picks up UCO Bank – BOCHAHA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BOCHAHA
If you need to transfer ₹2 lakh or more in one go to an account at UCO Bank's BOCHAHA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UCBA0000576 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to UCO Bank – BOCHAHA, use IMPS. With IFSC UCBA0000576 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UCBA0000576 for UCO Bank – BOCHAHA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UCBA0000576 | Yes – UCBA0000576 | Yes – UCBA0000576 |
For most retail customers crediting the Bochaha branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at UCO Bank's BOCHAHA branch, the IFSC UCBA0000576 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC UCBA0000576
UCO Bank customers can register for net banking and the bank's official mobile app once their account at the BOCHAHA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UCBA0000576 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Bochaha branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UCBA0000576 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to UCO Bank – BOCHAHA:
- The IFSC is exactly UCBA0000576 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills UCO Bank as the bank name and BOCHAHA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Bochaha branch sits at AT PO.BOCHAHA DIST.MUZAFFARPUR ,MUZAFFARPUR ,BIHAR PIN 843103. If you are travelling from outside Bochaha, search for the branch on a maps application using the bank name and locality, or call 621-2817306 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UCBA0000576 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UCBA0000576 for UCO Bank – BOCHAHA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Bochaha are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UCBA0000576 continue to work without interruption.
Branch address & contact
UCO BankBochaha Branch
AT PO.BOCHAHA DIST.MUZAFFARPUR ,MUZAFFARPUR ,BIHAR PIN 843103
Bochaha, Bihar
Phone: 621-2817306
IFSC: UCBA0000576
Frequently asked questions
What is the phone number of UCO Bank Bochaha branch?
You can reach the branch at 621-2817306 during regular banking hours.
Is IFSC UCBA0000576 the same for all accounts at Bochaha branch?
Yes. The IFSC UCBA0000576 is shared by every account held at UCO Bank's Bochaha branch. Only the account number changes from customer to customer.
Is IFSC UCBA0000576 valid for NEFT and RTGS?
Yes. IFSC UCBA0000576 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does UCO Bank Bochaha branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 621-2817306 to confirm.
How quickly will an NEFT transfer using UCBA0000576 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Bochaha reflect within 30 minutes.
How do I add UCO Bank Bochaha as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0000576, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bochaha branch but serve different purposes.
Where is UCO Bank Bochaha branch located?
UCO Bank's Bochaha branch is located at AT PO.BOCHAHA DIST.MUZAFFARPUR ,MUZAFFARPUR ,BIHAR PIN 843103, Bochaha, Bihar.
Summary
The IFSC code UCBA0000576 belongs to UCO Bank's BOCHAHA branch, located at AT PO.BOCHAHA DIST.MUZAFFARPUR ,MUZAFFARPUR ,BIHAR PIN 843103 in BOCHAHA, BIHAR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
