Use this page as a one-stop reference for everything related to UCO Bank's BISHRAMGANJ branch in BISHRAMGANJ, TRIPURA. The branch's IFSC code UCBA0002829 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UCBA0002829 is the IFSC of UCO Bank's BISHRAMGANJ branch. The format is fixed: UCBA = bank code, 0 = reserved, 002829 = branch identifier.
Bank profile
UCO Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Bishramganj branch — IFSC UCBA0002829 — extends the bank's services to customers in and around Bishramganj, Tripura.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Bishramganj |
| IFSC Code | UCBA0002829 |
| MICR Code | Refer to cheque leaf |
| Branch Address | BISHRAMGANJ BAZAAR POAND PS BISHRAMGANJ ,SEPAHIJALA ,TRIPURA PIN 799103 |
| City | Bishramganj |
| District | West Tripura |
| State | Tripura |
| STD Code | 91 |
| Phone | 9862687148 |
About the Bishramganj branch
The Bishramganj branch of UCO Bank is situated at BISHRAMGANJ BAZAAR POAND PS BISHRAMGANJ ,SEPAHIJALA ,TRIPURA PIN 799103. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UCBA0002829 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how UCO Bank's BISHRAMGANJ branch came to be assigned the code UCBA0002829.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UCBA0002829, money simply cannot be routed to the BISHRAMGANJ branch electronically.
Products and account variants supported
Every account opened at the Bishramganj branch is mapped to IFSC UCBA0002829 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0002829.
Products and services
Customers walking into the Bishramganj branch can access most of UCO Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UCBA0002829
How to transfer money using IFSC UCBA0002829
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0002829 across all three.
NEFT to UCO Bank, BISHRAMGANJ using IFSC UCBA0002829
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UCBA0002829, and confirm that the system picks up UCO Bank – BISHRAMGANJ. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UCBA0002829
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to UCO Bank – BISHRAMGANJ, ensure your bank's portal accepts IFSC UCBA0002829 while registering the beneficiary. RTGS is also available 24x7.
IMPS to UCO Bank BISHRAMGANJ (IFSC UCBA0002829)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UCBA0002829 in your mobile or internet banking app, and the money is credited to the BISHRAMGANJ branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Bishramganj
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UCBA0002829:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at BISHRAMGANJ is still linked to IFSC UCBA0002829.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC UCBA0002829
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at UCO Bank – BISHRAMGANJ is still mapped to IFSC UCBA0002829. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UCBA0002829 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Bishramganj branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UCBA0002829 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by UCO Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UCBA0002829 and the account number together uniquely identify the Bishramganj branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to UCO Bank – BISHRAMGANJ:
- The IFSC is exactly UCBA0002829 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills UCO Bank as the bank name and BISHRAMGANJ as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Bishramganj branch sits at BISHRAMGANJ BAZAAR POAND PS BISHRAMGANJ ,SEPAHIJALA ,TRIPURA PIN 799103. If you are travelling from outside Bishramganj, search for the branch on a maps application using the bank name and locality, or call 91-9862687148 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UCBA0002829 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UCBA0002829 for UCO Bank – BISHRAMGANJ, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Bishramganj are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UCBA0002829 continue to work without interruption.
Branch address & contact
UCO BankBishramganj Branch
BISHRAMGANJ BAZAAR POAND PS BISHRAMGANJ ,SEPAHIJALA ,TRIPURA PIN 799103
Bishramganj, Tripura
Phone: 91-9862687148
IFSC: UCBA0002829
Frequently asked questions
Is IFSC UCBA0002829 the same for all accounts at Bishramganj branch?
Yes. The IFSC UCBA0002829 is shared by every account held at UCO Bank's Bishramganj branch. Only the account number changes from customer to customer.
Where is UCO Bank Bishramganj branch located?
UCO Bank's Bishramganj branch is located at BISHRAMGANJ BAZAAR POAND PS BISHRAMGANJ ,SEPAHIJALA ,TRIPURA PIN 799103, Bishramganj, Tripura.
How do I add UCO Bank Bishramganj as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0002829, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of UCO Bank Bishramganj branch?
You can reach the branch at 91-9862687148 during regular banking hours.
Does UCO Bank Bishramganj branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9862687148 to confirm.
Is IFSC UCBA0002829 valid for NEFT and RTGS?
Yes. IFSC UCBA0002829 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using UCBA0002829 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Bishramganj reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bishramganj branch but serve different purposes.
Summary
The IFSC code UCBA0002829 belongs to UCO Bank's BISHRAMGANJ branch, located at BISHRAMGANJ BAZAAR POAND PS BISHRAMGANJ ,SEPAHIJALA ,TRIPURA PIN 799103 in BISHRAMGANJ, TRIPURA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
