Below are the complete branch details for UCO Bank, BIHARSHARIF branch, located in BIHAR SHARIF, BIHAR. The IFSC assigned by the Reserve Bank of India to this branch is UCBA0002133. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UCBA0002133 for UCO Bank – BIHARSHARIF — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UCBA0002133 is the IFSC of UCO Bank's BIHARSHARIF branch. The format is fixed: UCBA = bank code, 0 = reserved, 002133 = branch identifier.
About the bank
UCO Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Biharsharif branch in Bihar Sharif, Bihar is part of this network and uses the IFSC code UCBA0002133 for all electronic settlement.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Biharsharif |
| IFSC Code | UCBA0002133 |
| MICR Code | Refer to cheque leaf |
| Branch Address | QUAMRUDIN GANJ NEAR VANDANA HALL H O DR KAMTA PRASAD BIHAR SHARIF,DISTT. NALANDA ,NALANDA ,BIHAR PIN 803101 |
| City | Bihar Sharif |
| District | Nalanda |
| State | Bihar |
| STD Code | 6112 |
| Phone | 231266 |
Biharsharif branch overview
Located at QUAMRUDIN GANJ NEAR VANDANA HALL H O DR KAMTA PRASAD BIHAR SHARIF,DISTT. NALANDA ,NALANDA ,BIHAR PIN 803101, the Biharsharif branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UCBA0002133 is required for all interbank electronic transfers routed through this branch.
Why every UCO Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BIHARSHARIF of UCO Bank — its own 11-character IFSC. The code UCBA0002133 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UCBA0002133 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Biharsharif branch is mapped to IFSC UCBA0002133 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0002133.
Banking services available
The Biharsharif branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 6112-231266.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UCBA0002133
How to transfer money using IFSC UCBA0002133
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0002133 across all three.
How to use IFSC UCBA0002133 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to UCO Bank's BIHARSHARIF branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UCBA0002133.
- Confirm the bank name auto-populates as UCO Bank and the branch as BIHARSHARIF.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UCBA0002133
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to UCO Bank – BIHARSHARIF, ensure your bank's portal accepts IFSC UCBA0002133 while registering the beneficiary. RTGS is also available 24x7.
IMPS to UCO Bank BIHARSHARIF (IFSC UCBA0002133)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UCBA0002133 in your mobile or internet banking app, and the money is credited to the BIHARSHARIF branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Biharsharif
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UCBA0002133:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at BIHARSHARIF is still linked to IFSC UCBA0002133.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at UCO Bank's BIHARSHARIF branch, the IFSC UCBA0002133 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC UCBA0002133
UCO Bank customers can register for net banking and the bank's official mobile app once their account at the BIHARSHARIF branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UCBA0002133 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Biharsharif branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UCBA0002133 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC UCBA0002133
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to UCO Bank – BIHARSHARIF, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UCBA0002133. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Biharsharif branch sits at QUAMRUDIN GANJ NEAR VANDANA HALL H O DR KAMTA PRASAD BIHAR SHARIF,DISTT. NALANDA ,NALANDA ,BIHAR PIN 803101. If you are travelling from outside Bihar Sharif, search for the branch on a maps application using the bank name and locality, or call 6112-231266 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UCBA0002133 and your account number.
Verifying IFSC UCBA0002133 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0002133 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 6112-231266.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Biharsharif branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UCBA0002133, however, work 24x7.
Branch address & contact
UCO BankBiharsharif Branch
QUAMRUDIN GANJ NEAR VANDANA HALL H O DR KAMTA PRASAD BIHAR SHARIF,DISTT. NALANDA ,NALANDA ,BIHAR PIN 803101
Bihar Sharif, Bihar
Phone: 6112-231266
IFSC: UCBA0002133
Frequently asked questions
How do I add UCO Bank Biharsharif as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0002133, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using UCBA0002133 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Biharsharif reflect within 30 minutes.
What is the phone number of UCO Bank Biharsharif branch?
You can reach the branch at 6112-231266 during regular banking hours.
Is IFSC UCBA0002133 valid for NEFT and RTGS?
Yes. IFSC UCBA0002133 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC UCBA0002133 the same for all accounts at Biharsharif branch?
Yes. The IFSC UCBA0002133 is shared by every account held at UCO Bank's Biharsharif branch. Only the account number changes from customer to customer.
Does UCO Bank Biharsharif branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 6112-231266 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Biharsharif branch but serve different purposes.
What is the IFSC code of UCO Bank Biharsharif branch?
The IFSC code of UCO Bank, Biharsharif branch is UCBA0002133. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: UCBA0002133 is the IFSC code of UCO Bank, BIHARSHARIF branch, in BIHAR SHARIF, BIHAR. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
