Use this page as a one-stop reference for everything related to UCO Bank's SAHID NAGAR BHUBANESHWAR branch in BHUBANESHWAR, ODISHA. The branch's IFSC code UCBA0000923 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UCBA0000923 is the IFSC of UCO Bank's SAHID NAGAR BHUBANESHWAR branch. The format is fixed: UCBA = bank code, 0 = reserved, 000923 = branch identifier.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Sahid Nagar Bhubaneshwar |
| IFSC Code | UCBA0000923 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 610,SAHIDNAGAR BHUBANESWAR ,KHURDA ,ODISHA PIN 751007 |
| City | Bhubaneshwar |
| District | Bhubaneshwar |
| State | Odisha |
| STD Code | 6755 |
| Phone | 2543062 |
About the bank
UCO Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sahid Nagar Bhubaneshwar branch in Bhubaneshwar, Odisha is part of this network and uses the IFSC code UCBA0000923 for all electronic settlement.
About the Sahid Nagar Bhubaneshwar branch
The Sahid Nagar Bhubaneshwar branch of UCO Bank is situated at 610,SAHIDNAGAR BHUBANESWAR ,KHURDA ,ODISHA PIN 751007. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UCBA0000923 is used.
Why every UCO Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SAHID NAGAR BHUBANESHWAR of UCO Bank — its own 11-character IFSC. The code UCBA0000923 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UCBA0000923 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC UCBA0000923
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0000923 across all three.
How to use IFSC UCBA0000923 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to UCO Bank's SAHID NAGAR BHUBANESHWAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UCBA0000923.
- Confirm the bank name auto-populates as UCO Bank and the branch as SAHID NAGAR BHUBANESHWAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to SAHID NAGAR BHUBANESHWAR
If you need to transfer ₹2 lakh or more in one go to an account at UCO Bank's SAHID NAGAR BHUBANESHWAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UCBA0000923 while initiating the transfer and the credit will appear within minutes.
IMPS to UCO Bank SAHID NAGAR BHUBANESHWAR (IFSC UCBA0000923)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UCBA0000923 in your mobile or internet banking app, and the money is credited to the SAHID NAGAR BHUBANESHWAR branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Sahid Nagar Bhubaneshwar
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UCBA0000923:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at SAHID NAGAR BHUBANESHWAR is still linked to IFSC UCBA0000923.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC UCBA0000923
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at UCO Bank – SAHID NAGAR BHUBANESHWAR is still mapped to IFSC UCBA0000923. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UCBA0000923 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Sahid Nagar Bhubaneshwar branch is mapped to IFSC UCBA0000923 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0000923.
Banking services available
The Sahid Nagar Bhubaneshwar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 6755-2543062.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UCBA0000923
MICR & cheque-truncation details
Cheques drawn on the Sahid Nagar Bhubaneshwar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UCBA0000923 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC UCBA0000923
UCO Bank customers can register for net banking and the bank's official mobile app once their account at the SAHID NAGAR BHUBANESHWAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UCBA0000923 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC UCBA0000923
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to UCO Bank – SAHID NAGAR BHUBANESHWAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UCBA0000923. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Sahid Nagar Bhubaneshwar branch
The branch is located at 610,SAHIDNAGAR BHUBANESWAR ,KHURDA ,ODISHA PIN 751007, which puts it inside Bhubaneshwar, the broader Bhubaneshwar district, and the state of Odisha. To plan your visit:
- Open Google Maps on your phone and search for “UCO Bank Sahid Nagar Bhubaneshwar branch” — the verified location pin for IFSC UCBA0000923 should appear at the top of the results.
- Confirm the branch is open by calling 6755-2543062 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UCBA0000923 and your account number.
Verifying IFSC UCBA0000923 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0000923 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 6755-2543062.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sahid Nagar Bhubaneshwar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UCBA0000923, however, work 24x7.
Branch address & contact
UCO BankSahid Nagar Bhubaneshwar Branch
610,SAHIDNAGAR BHUBANESWAR ,KHURDA ,ODISHA PIN 751007
Bhubaneshwar, Odisha
Phone: 6755-2543062
IFSC: UCBA0000923
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Sahid Nagar Bhubaneshwar branch but serve different purposes.
Is IFSC UCBA0000923 valid for NEFT and RTGS?
Yes. IFSC UCBA0000923 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of UCO Bank Sahid Nagar Bhubaneshwar branch?
The IFSC code of UCO Bank, Sahid Nagar Bhubaneshwar branch is UCBA0000923. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC UCBA0000923 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UCBA0000923 to send funds instantly.
How quickly will an NEFT transfer using UCBA0000923 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Sahid Nagar Bhubaneshwar reflect within 30 minutes.
What is the phone number of UCO Bank Sahid Nagar Bhubaneshwar branch?
You can reach the branch at 6755-2543062 during regular banking hours.
Is IFSC UCBA0000923 the same for all accounts at Sahid Nagar Bhubaneshwar branch?
Yes. The IFSC UCBA0000923 is shared by every account held at UCO Bank's Sahid Nagar Bhubaneshwar branch. Only the account number changes from customer to customer.
Where is UCO Bank Sahid Nagar Bhubaneshwar branch located?
UCO Bank's Sahid Nagar Bhubaneshwar branch is located at 610,SAHIDNAGAR BHUBANESWAR ,KHURDA ,ODISHA PIN 751007, Bhubaneshwar, Odisha.
Summary
The IFSC code UCBA0000923 belongs to UCO Bank's SAHID NAGAR BHUBANESHWAR branch, located at 610,SAHIDNAGAR BHUBANESWAR ,KHURDA ,ODISHA PIN 751007 in BHUBANESHWAR, ODISHA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
