Below are the complete branch details for UCO Bank, BROACH branch, located in BHARUCH, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is UCBA0000311. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UCBA0000311 for UCO Bank – BROACH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For UCO Bank's BROACH branch, the IFSC UCBA0000311 breaks down as follows: UCBA identifies the bank, 0 is the reserved character, and 000311 identifies this particular branch.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Broach |
| IFSC Code | UCBA0000311 |
| MICR Code | Refer to cheque leaf |
| Branch Address | UCO BANK BHARUCH ,BHARUCH ,GUJARAT PIN 393001 |
| City | Bharuch |
| District | Bharuch |
| State | Gujarat |
| STD Code | 2642 |
| Phone | 243647 |
Bank profile
UCO Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Broach branch — IFSC UCBA0000311 — extends the bank's services to customers in and around Bharuch, Gujarat.
About the Broach branch
The Broach branch of UCO Bank is situated at UCO BANK BHARUCH ,BHARUCH ,GUJARAT PIN 393001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UCBA0000311 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how UCO Bank's BROACH branch came to be assigned the code UCBA0000311.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UCBA0000311, money simply cannot be routed to the BROACH branch electronically.
How to transfer money using IFSC UCBA0000311
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0000311 across all three.
How to use IFSC UCBA0000311 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to UCO Bank's BROACH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UCBA0000311.
- Confirm the bank name auto-populates as UCO Bank and the branch as BROACH.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to BROACH
If you need to transfer ₹2 lakh or more in one go to an account at UCO Bank's BROACH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UCBA0000311 while initiating the transfer and the credit will appear within minutes.
IMPS to UCO Bank BROACH (IFSC UCBA0000311)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UCBA0000311 in your mobile or internet banking app, and the money is credited to the BROACH branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UCBA0000311 for UCO Bank – BROACH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UCBA0000311 | Yes – UCBA0000311 | Yes – UCBA0000311 |
For most retail customers crediting the Broach branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at UCO Bank's BROACH branch, the IFSC UCBA0000311 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Broach branch is mapped to IFSC UCBA0000311 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0000311.
Banking services available
The Broach branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2642-243647.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UCBA0000311
MICR & cheque-truncation details
Cheques drawn on the Broach branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UCBA0000311 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC UCBA0000311
UCO Bank customers can register for net banking and the bank's official mobile app once their account at the BROACH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UCBA0000311 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC UCBA0000311
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to UCO Bank – BROACH, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UCBA0000311. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Broach branch
The branch is located at UCO BANK BHARUCH ,BHARUCH ,GUJARAT PIN 393001, which puts it inside Bharuch, the broader Bharuch district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “UCO Bank Broach branch” — the verified location pin for IFSC UCBA0000311 should appear at the top of the results.
- Confirm the branch is open by calling 2642-243647 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UCBA0000311 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UCBA0000311 for UCO Bank – BROACH, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Broach are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UCBA0000311 continue to work without interruption.
Branch address & contact
UCO BankBroach Branch
UCO BANK BHARUCH ,BHARUCH ,GUJARAT PIN 393001
Bharuch, Gujarat
Phone: 2642-243647
IFSC: UCBA0000311
Frequently asked questions
What is the IFSC code of UCO Bank Broach branch?
The IFSC code of UCO Bank, Broach branch is UCBA0000311. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is UCO Bank Broach branch located?
UCO Bank's Broach branch is located at UCO BANK BHARUCH ,BHARUCH ,GUJARAT PIN 393001, Bharuch, Gujarat.
Is IFSC UCBA0000311 the same for all accounts at Broach branch?
Yes. The IFSC UCBA0000311 is shared by every account held at UCO Bank's Broach branch. Only the account number changes from customer to customer.
Does UCO Bank Broach branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 2642-243647 to confirm.
Can I use IFSC UCBA0000311 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UCBA0000311 to send funds instantly.
How do I add UCO Bank Broach as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0000311, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Broach branch but serve different purposes.
Summary
The IFSC code UCBA0000311 belongs to UCO Bank's BROACH branch, located at UCO BANK BHARUCH ,BHARUCH ,GUJARAT PIN 393001 in BHARUCH, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
