Use this page as a one-stop reference for everything related to UCO Bank's BHALLAN branch in BHALLAN, PUNJAB. The branch's IFSC code UCBA0001464 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for UCO Bank – BHALLAN is UCBA0001464. The first four letters UCBA are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001464 map to this branch in BHALLAN, PUNJAB.
About the bank
UCO Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Bhallan branch in Bhallan, Punjab is part of this network and uses the IFSC code UCBA0001464 for all electronic settlement.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Bhallan |
| IFSC Code | UCBA0001464 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VPO BHALLAN TEH. NANGAL DIST ROPAR ,RUPNAGAR ,PUNJAB PIN 140126 |
| City | Bhallan |
| District | Rupnagar |
| State | Punjab |
| STD Code | 1881 |
| Phone | 263625 |
About this branch
The branch is located at VPO BHALLAN TEH. NANGAL DIST ROPAR ,RUPNAGAR ,PUNJAB PIN 140126. It serves the Bhallan region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of UCO Bank. The IFSC UCBA0001464 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how UCO Bank's BHALLAN branch came to be assigned the code UCBA0001464.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UCBA0001464, money simply cannot be routed to the BHALLAN branch electronically.
Products and account variants supported
Every account opened at the Bhallan branch is mapped to IFSC UCBA0001464 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0001464.
Products and services
Customers walking into the Bhallan branch can access most of UCO Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UCBA0001464
How to transfer money using IFSC UCBA0001464
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0001464 across all three.
NEFT to UCO Bank, BHALLAN using IFSC UCBA0001464
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UCBA0001464, and confirm that the system picks up UCO Bank – BHALLAN. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UCBA0001464
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to UCO Bank – BHALLAN, ensure your bank's portal accepts IFSC UCBA0001464 while registering the beneficiary. RTGS is also available 24x7.
IMPS to UCO Bank BHALLAN (IFSC UCBA0001464)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UCBA0001464 in your mobile or internet banking app, and the money is credited to the BHALLAN branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Bhallan
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UCBA0001464:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at BHALLAN is still linked to IFSC UCBA0001464.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at UCO Bank's BHALLAN branch, the IFSC UCBA0001464 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Bhallan branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UCBA0001464 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by UCO Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UCBA0001464 and the account number together uniquely identify the Bhallan branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to UCO Bank – BHALLAN:
- The IFSC is exactly UCBA0001464 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills UCO Bank as the bank name and BHALLAN as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Bhallan branch
The branch is located at VPO BHALLAN TEH. NANGAL DIST ROPAR ,RUPNAGAR ,PUNJAB PIN 140126, which puts it inside Bhallan, the broader Rupnagar district, and the state of Punjab. To plan your visit:
- Open Google Maps on your phone and search for “UCO Bank Bhallan branch” — the verified location pin for IFSC UCBA0001464 should appear at the top of the results.
- Confirm the branch is open by calling 1881-263625 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UCBA0001464 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UCBA0001464 for UCO Bank – BHALLAN, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Bhallan branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UCBA0001464, however, work 24x7.
Branch address & contact
UCO BankBhallan Branch
VPO BHALLAN TEH. NANGAL DIST ROPAR ,RUPNAGAR ,PUNJAB PIN 140126
Bhallan, Punjab
Phone: 1881-263625
IFSC: UCBA0001464
Frequently asked questions
How quickly will an NEFT transfer using UCBA0001464 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Bhallan reflect within 30 minutes.
Can I use IFSC UCBA0001464 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UCBA0001464 to send funds instantly.
Does UCO Bank Bhallan branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1881-263625 to confirm.
What is the IFSC code of UCO Bank Bhallan branch?
The IFSC code of UCO Bank, Bhallan branch is UCBA0001464. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC UCBA0001464 the same for all accounts at Bhallan branch?
Yes. The IFSC UCBA0001464 is shared by every account held at UCO Bank's Bhallan branch. Only the account number changes from customer to customer.
How do I add UCO Bank Bhallan as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0001464, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC UCBA0001464 valid for NEFT and RTGS?
Yes. IFSC UCBA0001464 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code UCBA0001464 belongs to UCO Bank's BHALLAN branch, located at VPO BHALLAN TEH. NANGAL DIST ROPAR ,RUPNAGAR ,PUNJAB PIN 140126 in BHALLAN, PUNJAB. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
