Below are the complete branch details for UCO Bank, SALEMPUR branch, located in BHAGALPUR, BIHAR. The IFSC assigned by the Reserve Bank of India to this branch is UCBA0002600. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UCBA0002600 for UCO Bank – SALEMPUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UCBA0002600 is the IFSC of UCO Bank's SALEMPUR branch. The format is fixed: UCBA = bank code, 0 = reserved, 002600 = branch identifier.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Salempur |
| IFSC Code | UCBA0002600 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL SALEMPUR PO SALEMPUR VIA AMARPUR DIST BANKA ,BANKA ,BIHAR PIN 813101 |
| City | Bhagalpur |
| District | Bhagalpur |
| State | Bihar |
| STD Code | 91 |
| Phone | 9955650299 |
About the bank
UCO Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Salempur branch in Bhagalpur, Bihar is part of this network and uses the IFSC code UCBA0002600 for all electronic settlement.
Salempur branch overview
Located at VILL SALEMPUR PO SALEMPUR VIA AMARPUR DIST BANKA ,BANKA ,BIHAR PIN 813101, the Salempur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UCBA0002600 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how UCO Bank's SALEMPUR branch came to be assigned the code UCBA0002600.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UCBA0002600, money simply cannot be routed to the SALEMPUR branch electronically.
How to transfer money using IFSC UCBA0002600
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0002600 across all three.
NEFT to UCO Bank, SALEMPUR using IFSC UCBA0002600
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UCBA0002600, and confirm that the system picks up UCO Bank – SALEMPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to SALEMPUR
If you need to transfer ₹2 lakh or more in one go to an account at UCO Bank's SALEMPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UCBA0002600 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to UCO Bank – SALEMPUR, use IMPS. With IFSC UCBA0002600 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UCBA0002600 for UCO Bank – SALEMPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UCBA0002600 | Yes – UCBA0002600 | Yes – UCBA0002600 |
For most retail customers crediting the Salempur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at UCO Bank's SALEMPUR branch, the IFSC UCBA0002600 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Salempur branch
Once you have an account at UCO Bank – SALEMPUR, the IFSC UCBA0002600 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Salempur branch can access most of UCO Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UCBA0002600
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by UCO Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UCBA0002600 and the account number together uniquely identify the Salempur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Salempur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UCBA0002600 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to UCO Bank – SALEMPUR:
- The IFSC is exactly UCBA0002600 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills UCO Bank as the bank name and SALEMPUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Salempur branch sits at VILL SALEMPUR PO SALEMPUR VIA AMARPUR DIST BANKA ,BANKA ,BIHAR PIN 813101. If you are travelling from outside Bhagalpur, search for the branch on a maps application using the bank name and locality, or call 91-9955650299 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UCBA0002600 and your account number.
Verifying IFSC UCBA0002600 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0002600 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9955650299.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Salempur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UCBA0002600 continue to work without interruption.
Branch address & contact
UCO BankSalempur Branch
VILL SALEMPUR PO SALEMPUR VIA AMARPUR DIST BANKA ,BANKA ,BIHAR PIN 813101
Bhagalpur, Bihar
Phone: 91-9955650299
IFSC: UCBA0002600
Frequently asked questions
Can I use IFSC UCBA0002600 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UCBA0002600 to send funds instantly.
Where is UCO Bank Salempur branch located?
UCO Bank's Salempur branch is located at VILL SALEMPUR PO SALEMPUR VIA AMARPUR DIST BANKA ,BANKA ,BIHAR PIN 813101, Bhagalpur, Bihar.
Does UCO Bank Salempur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9955650299 to confirm.
Is IFSC UCBA0002600 the same for all accounts at Salempur branch?
Yes. The IFSC UCBA0002600 is shared by every account held at UCO Bank's Salempur branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using UCBA0002600 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Salempur reflect within 30 minutes.
Is IFSC UCBA0002600 valid for NEFT and RTGS?
Yes. IFSC UCBA0002600 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add UCO Bank Salempur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0002600, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code UCBA0002600 belongs to UCO Bank's SALEMPUR branch, located at VILL SALEMPUR PO SALEMPUR VIA AMARPUR DIST BANKA ,BANKA ,BIHAR PIN 813101 in BHAGALPUR, BIHAR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
