Below are the complete branch details for UCO Bank, BHADRA AHMEDABAD branch, located in BHADRA, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is UCBA0000007. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UCBA0000007 for UCO Bank – BHADRA AHMEDABAD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for UCO Bank – BHADRA AHMEDABAD is UCBA0000007. The first four letters UCBA are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000007 map to this branch in BHADRA, GUJARAT.
About the bank
UCO Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Bhadra Ahmedabad branch in Bhadra, Gujarat is part of this network and uses the IFSC code UCBA0000007 for all electronic settlement.
Bhadra Ahmedabad branch overview
Located at SEVA SADAN BUILDING CONGRESS BHAVAN NEAR ZILA PANCHAYAT LAL DARWAJA ,AHMEDABAD ,GUJARAT PIN 380001, the Bhadra Ahmedabad branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UCBA0000007 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Bhadra Ahmedabad |
| IFSC Code | UCBA0000007 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SEVA SADAN BUILDING CONGRESS BHAVAN NEAR ZILA PANCHAYAT LAL DARWAJA ,AHMEDABAD ,GUJARAT PIN 380001 |
| City | Bhadra |
| District | Bhadra |
| State | Gujarat |
| STD Code | 281 |
| Phone | 5507115 |
Why every UCO Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BHADRA AHMEDABAD of UCO Bank — its own 11-character IFSC. The code UCBA0000007 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UCBA0000007 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by UCO Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UCBA0000007 and the account number together uniquely identify the Bhadra Ahmedabad branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC UCBA0000007
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0000007 across all three.
NEFT to UCO Bank, BHADRA AHMEDABAD using IFSC UCBA0000007
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UCBA0000007, and confirm that the system picks up UCO Bank – BHADRA AHMEDABAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to BHADRA AHMEDABAD
If you need to transfer ₹2 lakh or more in one go to an account at UCO Bank's BHADRA AHMEDABAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UCBA0000007 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to UCO Bank – BHADRA AHMEDABAD, use IMPS. With IFSC UCBA0000007 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UCBA0000007 for UCO Bank – BHADRA AHMEDABAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UCBA0000007 | Yes – UCBA0000007 | Yes – UCBA0000007 |
For most retail customers crediting the Bhadra Ahmedabad branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at UCO Bank's BHADRA AHMEDABAD branch, the IFSC UCBA0000007 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Bhadra Ahmedabad branch is mapped to IFSC UCBA0000007 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0000007.
Products and services
Customers walking into the Bhadra Ahmedabad branch can access most of UCO Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UCBA0000007
Online banking and IFSC UCBA0000007
UCO Bank customers can register for net banking and the bank's official mobile app once their account at the BHADRA AHMEDABAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UCBA0000007 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Bhadra Ahmedabad branch sits at SEVA SADAN BUILDING CONGRESS BHAVAN NEAR ZILA PANCHAYAT LAL DARWAJA ,AHMEDABAD ,GUJARAT PIN 380001. If you are travelling from outside Bhadra, search for the branch on a maps application using the bank name and locality, or call 281-5507115 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UCBA0000007 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to UCO Bank – BHADRA AHMEDABAD:
- The IFSC is exactly UCBA0000007 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills UCO Bank as the bank name and BHADRA AHMEDABAD as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Bhadra Ahmedabad branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UCBA0000007, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UCBA0000007 for UCO Bank – BHADRA AHMEDABAD, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
UCO BankBhadra Ahmedabad Branch
SEVA SADAN BUILDING CONGRESS BHAVAN NEAR ZILA PANCHAYAT LAL DARWAJA ,AHMEDABAD ,GUJARAT PIN 380001
Bhadra, Gujarat
Phone: 281-5507115
IFSC: UCBA0000007
Frequently asked questions
Can I use IFSC UCBA0000007 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UCBA0000007 to send funds instantly.
Is IFSC UCBA0000007 the same for all accounts at Bhadra Ahmedabad branch?
Yes. The IFSC UCBA0000007 is shared by every account held at UCO Bank's Bhadra Ahmedabad branch. Only the account number changes from customer to customer.
What is the phone number of UCO Bank Bhadra Ahmedabad branch?
You can reach the branch at 281-5507115 during regular banking hours.
How do I add UCO Bank Bhadra Ahmedabad as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0000007, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC UCBA0000007 valid for NEFT and RTGS?
Yes. IFSC UCBA0000007 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of UCO Bank Bhadra Ahmedabad branch?
The IFSC code of UCO Bank, Bhadra Ahmedabad branch is UCBA0000007. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is UCO Bank Bhadra Ahmedabad branch located?
UCO Bank's Bhadra Ahmedabad branch is located at SEVA SADAN BUILDING CONGRESS BHAVAN NEAR ZILA PANCHAYAT LAL DARWAJA ,AHMEDABAD ,GUJARAT PIN 380001, Bhadra, Gujarat.
How quickly will an NEFT transfer using UCBA0000007 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Bhadra Ahmedabad reflect within 30 minutes.
Summary
The IFSC code UCBA0000007 belongs to UCO Bank's BHADRA AHMEDABAD branch, located at SEVA SADAN BUILDING CONGRESS BHAVAN NEAR ZILA PANCHAYAT LAL DARWAJA ,AHMEDABAD… in BHADRA, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
