This page lists the IFSC code, branch address, contact number and fund-transfer information for UCO Bank, BELLARY branch in BELLARY. The 11-digit IFSC UCBA0002915 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with UCO Bank at the BELLARY location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UCBA0002915 is the IFSC of UCO Bank's BELLARY branch. The format is fixed: UCBA = bank code, 0 = reserved, 002915 = branch identifier.
About UCO Bank
UCO Bank operates a wide network of branches across India, including the Bellary branch in Bellary. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UCBA0002915.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Bellary |
| IFSC Code | UCBA0002915 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NO 6 AND 7, OPP KUMARASWAMY TEMPLE, NEAR FIRE STATION, VEERENAGOWDA COLONY, INFANTRY ROAD, BELLARY ,BALLARI ,KARNATAKA PIN 583104 |
| City | Bellary |
| District | Bellary |
| State | Karnataka |
| STD Code | 8392 |
| Phone | 268502 |
Bellary branch overview
Located at NO 6 AND 7, OPP KUMARASWAMY TEMPLE, NEAR FIRE STATION, VEERENAGOWDA COLONY, INFANTRY ROAD, BELLARY ,BALLARI ,KARNATAKA PIN 583104, the Bellary branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UCBA0002915 is required for all interbank electronic transfers routed through this branch.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how UCO Bank's BELLARY branch came to be assigned the code UCBA0002915.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UCBA0002915, money simply cannot be routed to the BELLARY branch electronically.
Products and account variants supported
Every account opened at the Bellary branch is mapped to IFSC UCBA0002915 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0002915.
Products and services
Customers walking into the Bellary branch can access most of UCO Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UCBA0002915
How to transfer money using IFSC UCBA0002915
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0002915 across all three.
How to use IFSC UCBA0002915 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to UCO Bank's BELLARY branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UCBA0002915.
- Confirm the bank name auto-populates as UCO Bank and the branch as BELLARY.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UCBA0002915
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to UCO Bank – BELLARY, ensure your bank's portal accepts IFSC UCBA0002915 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to UCO Bank – BELLARY, use IMPS. With IFSC UCBA0002915 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UCBA0002915 for UCO Bank – BELLARY, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UCBA0002915 | Yes – UCBA0002915 | Yes – UCBA0002915 |
For most retail customers crediting the Bellary branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UCBA0002915
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at UCO Bank – BELLARY is still mapped to IFSC UCBA0002915. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UCBA0002915 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Bellary branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UCBA0002915 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by UCO Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UCBA0002915 and the account number together uniquely identify the Bellary branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC UCBA0002915
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to UCO Bank – BELLARY, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UCBA0002915. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Bellary branch
The branch is located at NO 6 AND 7, OPP KUMARASWAMY TEMPLE, NEAR FIRE STATION, VEERENAGOWDA COLONY, INFANTRY ROAD, BELLARY ,BALLARI ,KARNATAKA PIN 583104, which puts it inside Bellary, the broader Bellary district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “UCO Bank Bellary branch” — the verified location pin for IFSC UCBA0002915 should appear at the top of the results.
- Confirm the branch is open by calling 8392-268502 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UCBA0002915 and your account number.
Verifying IFSC UCBA0002915 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0002915 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 8392-268502.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Bellary branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UCBA0002915, however, work 24x7.
Branch address & contact
UCO BankBellary Branch
NO 6 AND 7, OPP KUMARASWAMY TEMPLE, NEAR FIRE STATION, VEERENAGOWDA COLONY, INFANTRY ROAD, BELLARY ,BALLARI ,KARNATAKA PIN 583104
Bellary, Karnataka
Phone: 8392-268502
IFSC: UCBA0002915
Frequently asked questions
Is IFSC UCBA0002915 the same for all accounts at Bellary branch?
Yes. The IFSC UCBA0002915 is shared by every account held at UCO Bank's Bellary branch. Only the account number changes from customer to customer.
Where is UCO Bank Bellary branch located?
UCO Bank's Bellary branch is located at NO 6 AND 7, OPP KUMARASWAMY TEMPLE, NEAR FIRE STATION, VEERENAGOWDA COLONY, INFANTRY ROAD, BELLARY ,BALLARI ,KARNATAKA PIN 583104, Bellary, Karnataka.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bellary branch but serve different purposes.
What is the phone number of UCO Bank Bellary branch?
You can reach the branch at 8392-268502 during regular banking hours.
Is IFSC UCBA0002915 valid for NEFT and RTGS?
Yes. IFSC UCBA0002915 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does UCO Bank Bellary branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 8392-268502 to confirm.
Summary
The IFSC code UCBA0002915 belongs to UCO Bank's BELLARY branch, located at NO 6 AND 7, OPP KUMARASWAMY TEMPLE, NEAR FIRE STATION, VEERENAGOWDA COLONY,… in BELLARY, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
