IFSC Code of UCO Bank, Mathurapur Branch, West Bengal

If you are searching for the IFSC code of UCO Bank, MATHURAPUR branch in BASIRHAT, WEST BENGAL, this page has every detail you need. The verified IFSC code for this branch is UCBA0002677. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the MATHURAPUR branch, and detailed step-by-step guides for using the IFSC UCBA0002677 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for UCO Bank – MATHURAPUR is UCBA0002677. The first four letters UCBA are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 002677 map to this branch in BASIRHAT, WEST BENGAL.

Branch details at a glance

About the bank

UCO Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Mathurapur branch in Basirhat, West Bengal is part of this network and uses the IFSC code UCBA0002677 for all electronic settlement.

About the Mathurapur branch

The Mathurapur branch of UCO Bank is situated at VILL MATHURAPUR PO KHOLAPOTA TAKI ROAD,NEAR TRUCK GARAGE,PS BASIRHAT, DIST 24PARGANAS N , ,NORTH 24 PARGANAS ,WEST BENGAL PIN 743428. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UCBA0002677 is used.

Why every UCO Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MATHURAPUR of UCO Bank — its own 11-character IFSC. The code UCBA0002677 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UCBA0002677 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC UCBA0002677

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0002677 across all three.

NEFT to UCO Bank, MATHURAPUR using IFSC UCBA0002677

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UCBA0002677, and confirm that the system picks up UCO Bank – MATHURAPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to MATHURAPUR

If you need to transfer ₹2 lakh or more in one go to an account at UCO Bank's MATHURAPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UCBA0002677 while initiating the transfer and the credit will appear within minutes.

IMPS to UCO Bank MATHURAPUR (IFSC UCBA0002677)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UCBA0002677 in your mobile or internet banking app, and the money is credited to the MATHURAPUR branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC UCBA0002677 for UCO Bank – MATHURAPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Mathurapur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC UCBA0002677

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at UCO Bank – MATHURAPUR is still mapped to IFSC UCBA0002677. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UCBA0002677 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Mathurapur branch is mapped to IFSC UCBA0002677 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains UCBA0002677.

Products and services

Customers walking into the Mathurapur branch can access most of UCO Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC UCBA0002677

MICR & cheque-truncation details

Cheques drawn on the Mathurapur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UCBA0002677 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC UCBA0002677

UCO Bank customers can register for net banking and the bank's official mobile app once their account at the MATHURAPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UCBA0002677 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC UCBA0002677

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to UCO Bank – MATHURAPUR, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: UCBA0002677.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Mathurapur branch sits at VILL MATHURAPUR PO KHOLAPOTA TAKI ROAD,NEAR TRUCK GARAGE,PS BASIRHAT, DIST 24PARGANAS N , ,NORTH 24 PARGANAS ,WEST BENGAL PIN 743428. If you are travelling from outside Basirhat, search for the branch on a maps application using the bank name and locality, or call 91-9474988100 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UCBA0002677 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC UCBA0002677 for UCO Bank – MATHURAPUR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Mathurapur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UCBA0002677 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code UCBA0002677 belongs to UCO Bank's MATHURAPUR branch, located at VILL MATHURAPUR PO KHOLAPOTA TAKI ROAD,NEAR TRUCK GARAGE,PS BASIRHAT, DIST… in BASIRHAT, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.