Below are the complete branch details for UCO Bank, BASIRHAT branch, located in BASIRHAT, WEST BENGAL. The IFSC assigned by the Reserve Bank of India to this branch is UCBA0000675. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UCBA0000675 for UCO Bank – BASIRHAT — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For UCO Bank's BASIRHAT branch, the IFSC UCBA0000675 breaks down as follows: UCBA identifies the bank, 0 is the reserved character, and 000675 identifies this particular branch.
About the bank
UCO Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Basirhat branch in Basirhat, West Bengal is part of this network and uses the IFSC code UCBA0000675 for all electronic settlement.
About this branch
The branch is located at ITINDA ROAD NEAR TOWN HALL PO PS BASIRHAT DIST 24 PARGANAS NORTH ,NORTH 24 PARGANAS ,WEST BENGAL PIN 743411. It serves the Basirhat region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of UCO Bank. The IFSC UCBA0000675 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Basirhat |
| IFSC Code | UCBA0000675 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ITINDA ROAD NEAR TOWN HALL PO PS BASIRHAT DIST 24 PARGANAS NORTH ,NORTH 24 PARGANAS ,WEST BENGAL PIN 743411 |
| City | Basirhat |
| District | North 24 Parganas |
| State | West Bengal |
| STD Code | 33 |
| Phone | 265391 |
Why every UCO Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BASIRHAT of UCO Bank — its own 11-character IFSC. The code UCBA0000675 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UCBA0000675 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Basirhat branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UCBA0000675 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC UCBA0000675
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0000675 across all three.
NEFT to UCO Bank, BASIRHAT using IFSC UCBA0000675
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UCBA0000675, and confirm that the system picks up UCO Bank – BASIRHAT. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UCBA0000675
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to UCO Bank – BASIRHAT, ensure your bank's portal accepts IFSC UCBA0000675 while registering the beneficiary. RTGS is also available 24x7.
IMPS to UCO Bank BASIRHAT (IFSC UCBA0000675)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UCBA0000675 in your mobile or internet banking app, and the money is credited to the BASIRHAT branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UCBA0000675 for UCO Bank – BASIRHAT, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UCBA0000675 | Yes – UCBA0000675 | Yes – UCBA0000675 |
For most retail customers crediting the Basirhat branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UCBA0000675
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at UCO Bank – BASIRHAT is still mapped to IFSC UCBA0000675. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UCBA0000675 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Basirhat branch is mapped to IFSC UCBA0000675 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0000675.
Banking services available
The Basirhat branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 33-265391.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UCBA0000675
Online banking and IFSC UCBA0000675
UCO Bank customers can register for net banking and the bank's official mobile app once their account at the BASIRHAT branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UCBA0000675 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Basirhat branch sits at ITINDA ROAD NEAR TOWN HALL PO PS BASIRHAT DIST 24 PARGANAS NORTH ,NORTH 24 PARGANAS ,WEST BENGAL PIN 743411. If you are travelling from outside Basirhat, search for the branch on a maps application using the bank name and locality, or call 33-265391 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UCBA0000675 and your account number.
Common mistakes to avoid when using IFSC UCBA0000675
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to UCO Bank – BASIRHAT, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UCBA0000675. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Basirhat branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UCBA0000675, however, work 24x7.
Verifying IFSC UCBA0000675 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0000675 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 33-265391.
- Visiting the bank's official branch locator page.
Branch address & contact
UCO BankBasirhat Branch
ITINDA ROAD NEAR TOWN HALL PO PS BASIRHAT DIST 24 PARGANAS NORTH ,NORTH 24 PARGANAS ,WEST BENGAL PIN 743411
Basirhat, West Bengal
Phone: 33-265391
IFSC: UCBA0000675
Frequently asked questions
Is IFSC UCBA0000675 the same for all accounts at Basirhat branch?
Yes. The IFSC UCBA0000675 is shared by every account held at UCO Bank's Basirhat branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Basirhat branch but serve different purposes.
Does UCO Bank Basirhat branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 33-265391 to confirm.
Can I use IFSC UCBA0000675 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UCBA0000675 to send funds instantly.
How do I add UCO Bank Basirhat as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0000675, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of UCO Bank Basirhat branch?
The IFSC code of UCO Bank, Basirhat branch is UCBA0000675. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Summary
The IFSC code UCBA0000675 belongs to UCO Bank's BASIRHAT branch, located at ITINDA ROAD NEAR TOWN HALL PO PS BASIRHAT DIST 24 PARGANAS NORTH ,NORTH 24… in BASIRHAT, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
