Use this page as a one-stop reference for everything related to UCO Bank's TEMPLE ROAD BARIPADA branch in BARIPADA, ODISHA. The branch's IFSC code UCBA0003650 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for UCO Bank – TEMPLE ROAD BARIPADA is UCBA0003650. The first four letters UCBA are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 003650 map to this branch in BARIPADA, ODISHA.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Temple Road Baripada |
| IFSC Code | UCBA0003650 |
| MICR Code | Refer to cheque leaf |
| Branch Address | WARD NO-07, NEAR JAGANATH MANDIR, BARIPADA, POST- BARIPADA, DIST- BALASORE, ODISHA, PIN- 757001 |
| City | Baripada |
| District | Mayurbhanj |
| State | Odisha |
| STD Code | 0 |
| Phone | 9886534156 |
About the bank
UCO Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Temple Road Baripada branch in Baripada, Odisha is part of this network and uses the IFSC code UCBA0003650 for all electronic settlement.
About the Temple Road Baripada branch
The Temple Road Baripada branch of UCO Bank is situated at WARD NO-07, NEAR JAGANATH MANDIR, BARIPADA, POST- BARIPADA, DIST- BALASORE, ODISHA, PIN- 757001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UCBA0003650 is used.
Why every UCO Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including TEMPLE ROAD BARIPADA of UCO Bank — its own 11-character IFSC. The code UCBA0003650 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UCBA0003650 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC UCBA0003650
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0003650 across all three.
NEFT to UCO Bank, TEMPLE ROAD BARIPADA using IFSC UCBA0003650
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UCBA0003650, and confirm that the system picks up UCO Bank – TEMPLE ROAD BARIPADA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UCBA0003650
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to UCO Bank – TEMPLE ROAD BARIPADA, ensure your bank's portal accepts IFSC UCBA0003650 while registering the beneficiary. RTGS is also available 24x7.
IMPS to UCO Bank TEMPLE ROAD BARIPADA (IFSC UCBA0003650)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UCBA0003650 in your mobile or internet banking app, and the money is credited to the TEMPLE ROAD BARIPADA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UCBA0003650 for UCO Bank – TEMPLE ROAD BARIPADA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UCBA0003650 | Yes – UCBA0003650 | Yes – UCBA0003650 |
For most retail customers crediting the Temple Road Baripada branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at UCO Bank's TEMPLE ROAD BARIPADA branch, the IFSC UCBA0003650 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Temple Road Baripada branch
Once you have an account at UCO Bank – TEMPLE ROAD BARIPADA, the IFSC UCBA0003650 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Temple Road Baripada branch can access most of UCO Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UCBA0003650
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by UCO Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UCBA0003650 and the account number together uniquely identify the Temple Road Baripada branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Temple Road Baripada branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UCBA0003650 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to UCO Bank – TEMPLE ROAD BARIPADA:
- The IFSC is exactly UCBA0003650 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills UCO Bank as the bank name and TEMPLE ROAD BARIPADA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Temple Road Baripada branch
The branch is located at WARD NO-07, NEAR JAGANATH MANDIR, BARIPADA, POST- BARIPADA, DIST- BALASORE, ODISHA, PIN- 757001, which puts it inside Baripada, the broader Mayurbhanj district, and the state of Odisha. To plan your visit:
- Open Google Maps on your phone and search for “UCO Bank Temple Road Baripada branch” — the verified location pin for IFSC UCBA0003650 should appear at the top of the results.
- Confirm the branch is open by calling 9886534156 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UCBA0003650 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UCBA0003650 for UCO Bank – TEMPLE ROAD BARIPADA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Temple Road Baripada branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UCBA0003650, however, work 24x7.
Branch address & contact
UCO BankTemple Road Baripada Branch
WARD NO-07, NEAR JAGANATH MANDIR, BARIPADA, POST- BARIPADA, DIST- BALASORE, ODISHA, PIN- 757001
Baripada, Odisha
Phone: 9886534156
IFSC: UCBA0003650
Frequently asked questions
Is IFSC UCBA0003650 valid for NEFT and RTGS?
Yes. IFSC UCBA0003650 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is UCO Bank Temple Road Baripada branch located?
UCO Bank's Temple Road Baripada branch is located at WARD NO-07, NEAR JAGANATH MANDIR, BARIPADA, POST- BARIPADA, DIST- BALASORE, ODISHA, PIN- 757001, Baripada, Odisha.
How quickly will an NEFT transfer using UCBA0003650 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Temple Road Baripada reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Temple Road Baripada branch but serve different purposes.
What is the phone number of UCO Bank Temple Road Baripada branch?
You can reach the branch at 9886534156 during regular banking hours.
Is IFSC UCBA0003650 the same for all accounts at Temple Road Baripada branch?
Yes. The IFSC UCBA0003650 is shared by every account held at UCO Bank's Temple Road Baripada branch. Only the account number changes from customer to customer.
Can I use IFSC UCBA0003650 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UCBA0003650 to send funds instantly.
Final notes
To recap: UCBA0003650 is the IFSC code of UCO Bank, TEMPLE ROAD BARIPADA branch, in BARIPADA, ODISHA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
