Use this page as a one-stop reference for everything related to UCO Bank's BARH branch in BARH, BIHAR. The branch's IFSC code UCBA0003696 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UCBA0003696 is the IFSC of UCO Bank's BARH branch. The format is fixed: UCBA = bank code, 0 = reserved, 003696 = branch identifier.
About the bank
UCO Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Barh branch in Barh, Bihar is part of this network and uses the IFSC code UCBA0003696 for all electronic settlement.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Barh |
| IFSC Code | UCBA0003696 |
| MICR Code | Refer to cheque leaf |
| Branch Address | WARD NO 8, KAZI CHOWK BARH, POST BARH, DIST PATNA, BIHAR PO 803213 |
| City | Barh |
| District | Patna |
| State | Bihar |
| STD Code | 612 |
| Phone | 2200119 |
About this branch
The branch is located at WARD NO 8, KAZI CHOWK BARH, POST BARH, DIST PATNA, BIHAR PO 803213. It serves the Barh region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of UCO Bank. The IFSC UCBA0003696 is used to identify this branch on the RBI payments network.
Why every UCO Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BARH of UCO Bank — its own 11-character IFSC. The code UCBA0003696 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UCBA0003696 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Barh branch is mapped to IFSC UCBA0003696 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0003696.
Products and services
Customers walking into the Barh branch can access most of UCO Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UCBA0003696
How to transfer money using IFSC UCBA0003696
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0003696 across all three.
How to use IFSC UCBA0003696 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to UCO Bank's BARH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UCBA0003696.
- Confirm the bank name auto-populates as UCO Bank and the branch as BARH.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to BARH
If you need to transfer ₹2 lakh or more in one go to an account at UCO Bank's BARH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UCBA0003696 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to UCO Bank – BARH, use IMPS. With IFSC UCBA0003696 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Barh
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UCBA0003696:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at BARH is still linked to IFSC UCBA0003696.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC UCBA0003696
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at UCO Bank – BARH is still mapped to IFSC UCBA0003696. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UCBA0003696 and the beneficiary's account number to complete the transfer.
Online banking and IFSC UCBA0003696
UCO Bank customers can register for net banking and the bank's official mobile app once their account at the BARH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UCBA0003696 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by UCO Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UCBA0003696 and the account number together uniquely identify the Barh branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to UCO Bank – BARH:
- The IFSC is exactly UCBA0003696 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills UCO Bank as the bank name and BARH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Barh branch sits at WARD NO 8, KAZI CHOWK BARH, POST BARH, DIST PATNA, BIHAR PO 803213. If you are travelling from outside Barh, search for the branch on a maps application using the bank name and locality, or call 612-2200119 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UCBA0003696 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UCBA0003696 for UCO Bank – BARH, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Barh branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UCBA0003696, however, work 24x7.
Branch address & contact
UCO BankBarh Branch
WARD NO 8, KAZI CHOWK BARH, POST BARH, DIST PATNA, BIHAR PO 803213
Barh, Bihar
Phone: 612-2200119
IFSC: UCBA0003696
Frequently asked questions
Does UCO Bank Barh branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 612-2200119 to confirm.
What is the IFSC code of UCO Bank Barh branch?
The IFSC code of UCO Bank, Barh branch is UCBA0003696. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC UCBA0003696 valid for NEFT and RTGS?
Yes. IFSC UCBA0003696 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add UCO Bank Barh as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0003696, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using UCBA0003696 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Barh reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Barh branch but serve different purposes.
Can I use IFSC UCBA0003696 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UCBA0003696 to send funds instantly.
Where is UCO Bank Barh branch located?
UCO Bank's Barh branch is located at WARD NO 8, KAZI CHOWK BARH, POST BARH, DIST PATNA, BIHAR PO 803213, Barh, Bihar.
Summary
The IFSC code UCBA0003696 belongs to UCO Bank's BARH branch, located at WARD NO 8, KAZI CHOWK BARH, POST BARH, DIST PATNA, BIHAR PO 803213 in BARH, BIHAR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
