Below are the complete branch details for UCO Bank, KAILASHPUR branch, located in BAREILLY, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is UCBA0001112. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UCBA0001112 for UCO Bank – KAILASHPUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For UCO Bank's KAILASHPUR branch, the IFSC UCBA0001112 breaks down as follows: UCBA identifies the bank, 0 is the reserved character, and 001112 identifies this particular branch.
About the bank
UCO Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Kailashpur branch in Bareilly, Uttar Pradesh is part of this network and uses the IFSC code UCBA0001112 for all electronic settlement.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Kailashpur |
| IFSC Code | UCBA0001112 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL KAILASHPUR DEHRADUN ROAD DIST SAHARANPUR ,SAHARANPUR ,UTTAR PRADESH PIN 247001 |
| City | Bareilly |
| District | Bareilly |
| State | Uttar Pradesh |
| STD Code | 132 |
| Phone | 2785712 |
About this branch
The branch is located at VILL KAILASHPUR DEHRADUN ROAD DIST SAHARANPUR ,SAHARANPUR ,UTTAR PRADESH PIN 247001. It serves the Bareilly region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of UCO Bank. The IFSC UCBA0001112 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how UCO Bank's KAILASHPUR branch came to be assigned the code UCBA0001112.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UCBA0001112, money simply cannot be routed to the KAILASHPUR branch electronically.
Account types you can open at the Kailashpur branch
Once you have an account at UCO Bank – KAILASHPUR, the IFSC UCBA0001112 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Kailashpur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 132-2785712.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UCBA0001112
How to transfer money using IFSC UCBA0001112
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0001112 across all three.
NEFT to UCO Bank, KAILASHPUR using IFSC UCBA0001112
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UCBA0001112, and confirm that the system picks up UCO Bank – KAILASHPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UCBA0001112
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to UCO Bank – KAILASHPUR, ensure your bank's portal accepts IFSC UCBA0001112 while registering the beneficiary. RTGS is also available 24x7.
IMPS to UCO Bank KAILASHPUR (IFSC UCBA0001112)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UCBA0001112 in your mobile or internet banking app, and the money is credited to the KAILASHPUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UCBA0001112 for UCO Bank – KAILASHPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UCBA0001112 | Yes – UCBA0001112 | Yes – UCBA0001112 |
For most retail customers crediting the Kailashpur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at UCO Bank's KAILASHPUR branch, the IFSC UCBA0001112 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC UCBA0001112
UCO Bank customers can register for net banking and the bank's official mobile app once their account at the KAILASHPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UCBA0001112 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by UCO Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UCBA0001112 and the account number together uniquely identify the Kailashpur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to UCO Bank – KAILASHPUR:
- The IFSC is exactly UCBA0001112 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills UCO Bank as the bank name and KAILASHPUR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Kailashpur branch sits at VILL KAILASHPUR DEHRADUN ROAD DIST SAHARANPUR ,SAHARANPUR ,UTTAR PRADESH PIN 247001. If you are travelling from outside Bareilly, search for the branch on a maps application using the bank name and locality, or call 132-2785712 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UCBA0001112 and your account number.
Verifying IFSC UCBA0001112 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0001112 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 132-2785712.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Kailashpur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UCBA0001112 continue to work without interruption.
Branch address & contact
UCO BankKailashpur Branch
VILL KAILASHPUR DEHRADUN ROAD DIST SAHARANPUR ,SAHARANPUR ,UTTAR PRADESH PIN 247001
Bareilly, Uttar Pradesh
Phone: 132-2785712
IFSC: UCBA0001112
Frequently asked questions
Does UCO Bank Kailashpur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 132-2785712 to confirm.
Where is UCO Bank Kailashpur branch located?
UCO Bank's Kailashpur branch is located at VILL KAILASHPUR DEHRADUN ROAD DIST SAHARANPUR ,SAHARANPUR ,UTTAR PRADESH PIN 247001, Bareilly, Uttar Pradesh.
Is IFSC UCBA0001112 valid for NEFT and RTGS?
Yes. IFSC UCBA0001112 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add UCO Bank Kailashpur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0001112, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using UCBA0001112 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Kailashpur reflect within 30 minutes.
Is IFSC UCBA0001112 the same for all accounts at Kailashpur branch?
Yes. The IFSC UCBA0001112 is shared by every account held at UCO Bank's Kailashpur branch. Only the account number changes from customer to customer.
Final notes
To recap: UCBA0001112 is the IFSC code of UCO Bank, KAILASHPUR branch, in BAREILLY, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
