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IFSC Code of UCO Bank, Hsr Lay Out Bangalore Branch, Karnataka

Use IFSC UCBA0001958 for NEFT, RTGS, IMPS transfers to UCO Bank Hsr Lay Out Bangalore Branch in Bangalore, Karnataka. Complete branch address and phone inside.

This page lists the IFSC code, branch address, contact number and fund-transfer information for UCO Bank, HSR LAY OUT BANGALORE branch in BANGALORE. The 11-digit IFSC UCBA0001958 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with UCO Bank at the HSR LAY OUT BANGALORE location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, UCBA0001958 is the IFSC of UCO Bank's HSR LAY OUT BANGALORE branch. The format is fixed: UCBA = bank code, 0 = reserved, 001958 = branch identifier.

About UCO Bank

UCO Bank operates a wide network of branches across India, including the Hsr Lay Out Bangalore branch in Bangalore. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UCBA0001958.

Branch details at a glance

Bank Name	UCO Bank
Branch	Hsr Lay Out Bangalore
IFSC Code	UCBA0001958
MICR Code	Refer to cheque leaf
Branch Address	GROUND FLOOR,BUILDING NO 252,14TH MAIN, SECTOR VII ,BENGALURU URBAN ,KARNATAKA PIN 560102
City	Bangalore
District	Bangalore
State	Karnataka
STD Code	80
Phone	25722757

About this branch

The branch is located at GROUND FLOOR,BUILDING NO 252,14TH MAIN, SECTOR VII ,BENGALURU URBAN ,KARNATAKA PIN 560102. It serves the Bangalore region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of UCO Bank. The IFSC UCBA0001958 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how UCO Bank's HSR LAY OUT BANGALORE branch came to be assigned the code UCBA0001958.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UCBA0001958, money simply cannot be routed to the HSR LAY OUT BANGALORE branch electronically.

Products and account variants supported

Every account opened at the Hsr Lay Out Bangalore branch is mapped to IFSC UCBA0001958 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:

Resident savings accounts and salary accounts
Current accounts for businesses and professionals
Fixed deposits, recurring deposits and tax-saver deposits
Demand drafts, banker's cheques and pay orders
Retail loans — personal, vehicle, education, gold and home
Credit cards and overdraft facilities (subject to eligibility)
Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains UCBA0001958.

Products and services

Customers walking into the Hsr Lay Out Bangalore branch can access most of UCO Bank's standard product suite, including:

Account opening – savings, current, NRI, salary
Term deposits and recurring deposits
Retail and small-business loans
Insurance and mutual-fund tie-ups
Locker, safe deposit and ATM card services
Online and mobile banking activation
Electronic transfers via IFSC UCBA0001958

How to transfer money using IFSC UCBA0001958

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0001958 across all three.

How to use IFSC UCBA0001958 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to UCO Bank's HSR LAY OUT BANGALORE branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

Log in to your internet banking or mobile banking app.
Choose Add Beneficiary and select NEFT / Other Bank.
Enter the beneficiary name, account number and the IFSC UCBA0001958.
Confirm the bank name auto-populates as UCO Bank and the branch as HSR LAY OUT BANGALORE.
Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC UCBA0001958

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to UCO Bank – HSR LAY OUT BANGALORE, ensure your bank's portal accepts IFSC UCBA0001958 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to UCO Bank – HSR LAY OUT BANGALORE, use IMPS. With IFSC UCBA0001958 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Hsr Lay Out Bangalore

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UCBA0001958:

NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
UPI — best for small peer-to-peer payments using a VPA; the underlying account at HSR LAY OUT BANGALORE is still linked to IFSC UCBA0001958.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at UCO Bank's HSR LAY OUT BANGALORE branch, the IFSC UCBA0001958 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Hsr Lay Out Bangalore branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UCBA0001958 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by UCO Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UCBA0001958 and the account number together uniquely identify the Hsr Lay Out Bangalore branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC UCBA0001958

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to UCO Bank – HSR LAY OUT BANGALORE, double-check for these issues:

Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: UCBA0001958.
Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Hsr Lay Out Bangalore branch sits at GROUND FLOOR,BUILDING NO 252,14TH MAIN, SECTOR VII ,BENGALURU URBAN ,KARNATAKA PIN 560102. If you are travelling from outside Bangalore, search for the branch on a maps application using the bank name and locality, or call 80-25722757 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UCBA0001958 and your account number.

Verifying IFSC UCBA0001958 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0001958 by:

Looking at the cheque leaf – IFSC is printed near the MICR band.
Opening the passbook's first page.
Calling the branch directly on 80-25722757.
Visiting the bank's official branch locator page.

Working hours

Branch counters at Hsr Lay Out Bangalore are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UCBA0001958 continue to work without interruption.

Branch address & contact

UCO Bank
Hsr Lay Out Bangalore Branch
GROUND FLOOR,BUILDING NO 252,14TH MAIN, SECTOR VII ,BENGALURU URBAN ,KARNATAKA PIN 560102
Bangalore, Karnataka
Phone: 80-25722757
IFSC: UCBA0001958

Frequently asked questions

How quickly will an NEFT transfer using UCBA0001958 be credited?

NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Hsr Lay Out Bangalore reflect within 30 minutes.

How do I add UCO Bank Hsr Lay Out Bangalore as a beneficiary?

Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0001958, and complete OTP verification. Once activated, you can transfer funds at any time.

What is the difference between IFSC and MICR code?

IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Hsr Lay Out Bangalore branch but serve different purposes.

Does UCO Bank Hsr Lay Out Bangalore branch offer locker facilities?

Locker availability depends on branch size and customer demand. Please contact the branch on 80-25722757 to confirm.

Can I use IFSC UCBA0001958 for IMPS transfers?

Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UCBA0001958 to send funds instantly.

Is IFSC UCBA0001958 valid for NEFT and RTGS?

Yes. IFSC UCBA0001958 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.

Is IFSC UCBA0001958 the same for all accounts at Hsr Lay Out Bangalore branch?

Yes. The IFSC UCBA0001958 is shared by every account held at UCO Bank's Hsr Lay Out Bangalore branch. Only the account number changes from customer to customer.

What is the phone number of UCO Bank Hsr Lay Out Bangalore branch?

You can reach the branch at 80-25722757 during regular banking hours.

Summary

The IFSC code UCBA0001958 belongs to UCO Bank's HSR LAY OUT BANGALORE branch, located at GROUND FLOOR,BUILDING NO 252,14TH MAIN, SECTOR VII ,BENGALURU URBAN ,KARNATAKA… in BANGALORE, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.