Below are the complete branch details for UCO Bank, DEVANHALLI branch, located in BANGALORE, KARNATAKA. The IFSC assigned by the Reserve Bank of India to this branch is UCBA0002138. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UCBA0002138 for UCO Bank – DEVANHALLI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UCBA0002138 is the IFSC of UCO Bank's DEVANHALLI branch. The format is fixed: UCBA = bank code, 0 = reserved, 002138 = branch identifier.
Bank profile
UCO Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Devanhalli branch — IFSC UCBA0002138 — extends the bank's services to customers in and around Bangalore, Karnataka.
About the Devanhalli branch
The Devanhalli branch of UCO Bank is situated at PLOT NO. 848 333 1, SHANTHINAGAR ,BENGALURU RURAL ,KARNATAKA PIN 562110. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UCBA0002138 is used.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Devanhalli |
| IFSC Code | UCBA0002138 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PLOT NO. 848 333 1, SHANTHINAGAR ,BENGALURU RURAL ,KARNATAKA PIN 562110 |
| City | Bangalore |
| District | Bangalore Urban |
| State | Karnataka |
| STD Code | 80 |
| Phone | 27683545 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how UCO Bank's DEVANHALLI branch came to be assigned the code UCBA0002138.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UCBA0002138, money simply cannot be routed to the DEVANHALLI branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by UCO Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UCBA0002138 and the account number together uniquely identify the Devanhalli branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC UCBA0002138
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0002138 across all three.
NEFT to UCO Bank, DEVANHALLI using IFSC UCBA0002138
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UCBA0002138, and confirm that the system picks up UCO Bank – DEVANHALLI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UCBA0002138
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to UCO Bank – DEVANHALLI, ensure your bank's portal accepts IFSC UCBA0002138 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to UCO Bank – DEVANHALLI, use IMPS. With IFSC UCBA0002138 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UCBA0002138 for UCO Bank – DEVANHALLI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UCBA0002138 | Yes – UCBA0002138 | Yes – UCBA0002138 |
For most retail customers crediting the Devanhalli branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UCBA0002138
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at UCO Bank – DEVANHALLI is still mapped to IFSC UCBA0002138. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UCBA0002138 and the beneficiary's account number to complete the transfer.
Account types you can open at the Devanhalli branch
Once you have an account at UCO Bank – DEVANHALLI, the IFSC UCBA0002138 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Devanhalli branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 80-27683545.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UCBA0002138
Online banking and IFSC UCBA0002138
UCO Bank customers can register for net banking and the bank's official mobile app once their account at the DEVANHALLI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UCBA0002138 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Devanhalli branch sits at PLOT NO. 848 333 1, SHANTHINAGAR ,BENGALURU RURAL ,KARNATAKA PIN 562110. If you are travelling from outside Bangalore, search for the branch on a maps application using the bank name and locality, or call 80-27683545 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UCBA0002138 and your account number.
Common mistakes to avoid when using IFSC UCBA0002138
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to UCO Bank – DEVANHALLI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UCBA0002138. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Devanhalli branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UCBA0002138, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UCBA0002138 for UCO Bank – DEVANHALLI, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
UCO BankDevanhalli Branch
PLOT NO. 848 333 1, SHANTHINAGAR ,BENGALURU RURAL ,KARNATAKA PIN 562110
Bangalore, Karnataka
Phone: 80-27683545
IFSC: UCBA0002138
Frequently asked questions
Is IFSC UCBA0002138 the same for all accounts at Devanhalli branch?
Yes. The IFSC UCBA0002138 is shared by every account held at UCO Bank's Devanhalli branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Devanhalli branch but serve different purposes.
Where is UCO Bank Devanhalli branch located?
UCO Bank's Devanhalli branch is located at PLOT NO. 848 333 1, SHANTHINAGAR ,BENGALURU RURAL ,KARNATAKA PIN 562110, Bangalore, Karnataka.
What is the IFSC code of UCO Bank Devanhalli branch?
The IFSC code of UCO Bank, Devanhalli branch is UCBA0002138. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Does UCO Bank Devanhalli branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 80-27683545 to confirm.
How do I add UCO Bank Devanhalli as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0002138, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using UCBA0002138 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Devanhalli reflect within 30 minutes.
Summary
The IFSC code UCBA0002138 belongs to UCO Bank's DEVANHALLI branch, located at PLOT NO. 848 333 1, SHANTHINAGAR ,BENGALURU RURAL ,KARNATAKA PIN 562110 in BANGALORE, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
