This page lists the IFSC code, branch address, contact number and fund-transfer information for UCO Bank, BALITUTHA branch in BALITUTH. The 11-digit IFSC UCBA0001335 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with UCO Bank at the BALITUTHA location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UCBA0001335 is the IFSC of UCO Bank's BALITUTHA branch. The format is fixed: UCBA = bank code, 0 = reserved, 001335 = branch identifier.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Balitutha |
| IFSC Code | UCBA0001335 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AT PO BALITUTHA VIA KUJANGA ,JAGATSINGHPUR ,ODISHA PIN 754141 |
| City | Balituth |
| District | Jagatsinghpur |
| State | Odisha |
| STD Code | 6724 |
| Phone | 234426 |
About UCO Bank
UCO Bank operates a wide network of branches across India, including the Balitutha branch in Balituth. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UCBA0001335.
About the Balitutha branch
The Balitutha branch of UCO Bank is situated at AT PO BALITUTHA VIA KUJANGA ,JAGATSINGHPUR ,ODISHA PIN 754141. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UCBA0001335 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how UCO Bank's BALITUTHA branch came to be assigned the code UCBA0001335.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UCBA0001335, money simply cannot be routed to the BALITUTHA branch electronically.
How to transfer money using IFSC UCBA0001335
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0001335 across all three.
NEFT to UCO Bank, BALITUTHA using IFSC UCBA0001335
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UCBA0001335, and confirm that the system picks up UCO Bank – BALITUTHA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UCBA0001335
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to UCO Bank – BALITUTHA, ensure your bank's portal accepts IFSC UCBA0001335 while registering the beneficiary. RTGS is also available 24x7.
IMPS to UCO Bank BALITUTHA (IFSC UCBA0001335)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UCBA0001335 in your mobile or internet banking app, and the money is credited to the BALITUTHA branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Balitutha
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UCBA0001335:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at BALITUTHA is still linked to IFSC UCBA0001335.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC UCBA0001335
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at UCO Bank – BALITUTHA is still mapped to IFSC UCBA0001335. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UCBA0001335 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Balitutha branch is mapped to IFSC UCBA0001335 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0001335.
Products and services
Customers walking into the Balitutha branch can access most of UCO Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UCBA0001335
MICR & cheque-truncation details
Cheques drawn on the Balitutha branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UCBA0001335 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Balitutha branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UCBA0001335 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC UCBA0001335
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to UCO Bank – BALITUTHA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UCBA0001335. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Balitutha branch sits at AT PO BALITUTHA VIA KUJANGA ,JAGATSINGHPUR ,ODISHA PIN 754141. If you are travelling from outside Balituth, search for the branch on a maps application using the bank name and locality, or call 6724-234426 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UCBA0001335 and your account number.
Verifying IFSC UCBA0001335 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0001335 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 6724-234426.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Balitutha are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UCBA0001335 continue to work without interruption.
Branch address & contact
UCO BankBalitutha Branch
AT PO BALITUTHA VIA KUJANGA ,JAGATSINGHPUR ,ODISHA PIN 754141
Balituth, Odisha
Phone: 6724-234426
IFSC: UCBA0001335
Frequently asked questions
What is the IFSC code of UCO Bank Balitutha branch?
The IFSC code of UCO Bank, Balitutha branch is UCBA0001335. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of UCO Bank Balitutha branch?
You can reach the branch at 6724-234426 during regular banking hours.
Where is UCO Bank Balitutha branch located?
UCO Bank's Balitutha branch is located at AT PO BALITUTHA VIA KUJANGA ,JAGATSINGHPUR ,ODISHA PIN 754141, Balituth, Odisha.
Is IFSC UCBA0001335 the same for all accounts at Balitutha branch?
Yes. The IFSC UCBA0001335 is shared by every account held at UCO Bank's Balitutha branch. Only the account number changes from customer to customer.
How do I add UCO Bank Balitutha as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0001335, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using UCBA0001335 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Balitutha reflect within 30 minutes.
Summary
The IFSC code UCBA0001335 belongs to UCO Bank's BALITUTHA branch, located at AT PO BALITUTHA VIA KUJANGA ,JAGATSINGHPUR ,ODISHA PIN 754141 in BALITUTH, ODISHA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
