If you are searching for the IFSC code of UCO Bank, JAMKUNDA branch in BALIAPAL, ODISHA, this page has every detail you need. The verified IFSC code for this branch is UCBA0002598. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the JAMKUNDA branch, and detailed step-by-step guides for using the IFSC UCBA0002598 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UCBA0002598 is the IFSC of UCO Bank's JAMKUNDA branch. The format is fixed: UCBA = bank code, 0 = reserved, 002598 = branch identifier.
Bank profile
UCO Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Jamkunda branch — IFSC UCBA0002598 — extends the bank's services to customers in and around Baliapal, Odisha.
About this branch
The branch is located at AT PO JAMKUNDA VIA BALIAPAL DIST BALASORE ,BALESHWAR ,ODISHA PIN 756026. It serves the Baliapal region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of UCO Bank. The IFSC UCBA0002598 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Jamkunda |
| IFSC Code | UCBA0002598 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AT PO JAMKUNDA VIA BALIAPAL DIST BALASORE ,BALESHWAR ,ODISHA PIN 756026 |
| City | Baliapal |
| District | Baleshwar |
| State | Odisha |
| STD Code | 91 |
| Phone | 9937212214 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how UCO Bank's JAMKUNDA branch came to be assigned the code UCBA0002598.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UCBA0002598, money simply cannot be routed to the JAMKUNDA branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by UCO Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UCBA0002598 and the account number together uniquely identify the Jamkunda branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC UCBA0002598
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0002598 across all three.
NEFT to UCO Bank, JAMKUNDA using IFSC UCBA0002598
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UCBA0002598, and confirm that the system picks up UCO Bank – JAMKUNDA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to JAMKUNDA
If you need to transfer ₹2 lakh or more in one go to an account at UCO Bank's JAMKUNDA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UCBA0002598 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to UCO Bank – JAMKUNDA, use IMPS. With IFSC UCBA0002598 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Jamkunda
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UCBA0002598:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at JAMKUNDA is still linked to IFSC UCBA0002598.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at UCO Bank's JAMKUNDA branch, the IFSC UCBA0002598 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Jamkunda branch is mapped to IFSC UCBA0002598 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0002598.
Products and services
Customers walking into the Jamkunda branch can access most of UCO Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UCBA0002598
Digital banking channels
Most day-to-day work that customers used to do at the Jamkunda branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UCBA0002598 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Jamkunda branch
The branch is located at AT PO JAMKUNDA VIA BALIAPAL DIST BALASORE ,BALESHWAR ,ODISHA PIN 756026, which puts it inside Baliapal, the broader Baleshwar district, and the state of Odisha. To plan your visit:
- Open Google Maps on your phone and search for “UCO Bank Jamkunda branch” — the verified location pin for IFSC UCBA0002598 should appear at the top of the results.
- Confirm the branch is open by calling 91-9937212214 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UCBA0002598 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to UCO Bank – JAMKUNDA:
- The IFSC is exactly UCBA0002598 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills UCO Bank as the bank name and JAMKUNDA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Jamkunda branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UCBA0002598, however, work 24x7.
Verifying IFSC UCBA0002598 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0002598 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9937212214.
- Visiting the bank's official branch locator page.
Branch address & contact
UCO BankJamkunda Branch
AT PO JAMKUNDA VIA BALIAPAL DIST BALASORE ,BALESHWAR ,ODISHA PIN 756026
Baliapal, Odisha
Phone: 91-9937212214
IFSC: UCBA0002598
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Jamkunda branch but serve different purposes.
Is IFSC UCBA0002598 the same for all accounts at Jamkunda branch?
Yes. The IFSC UCBA0002598 is shared by every account held at UCO Bank's Jamkunda branch. Only the account number changes from customer to customer.
What is the phone number of UCO Bank Jamkunda branch?
You can reach the branch at 91-9937212214 during regular banking hours.
How quickly will an NEFT transfer using UCBA0002598 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Jamkunda reflect within 30 minutes.
Where is UCO Bank Jamkunda branch located?
UCO Bank's Jamkunda branch is located at AT PO JAMKUNDA VIA BALIAPAL DIST BALASORE ,BALESHWAR ,ODISHA PIN 756026, Baliapal, Odisha.
How do I add UCO Bank Jamkunda as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0002598, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of UCO Bank Jamkunda branch?
The IFSC code of UCO Bank, Jamkunda branch is UCBA0002598. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC UCBA0002598 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UCBA0002598 to send funds instantly.
Summary
The IFSC code UCBA0002598 belongs to UCO Bank's JAMKUNDA branch, located at AT PO JAMKUNDA VIA BALIAPAL DIST BALASORE ,BALESHWAR ,ODISHA PIN 756026 in BALIAPAL, ODISHA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
