Below are the complete branch details for UCO Bank, ITI SQUARE BALASORE branch, located in BALASORE, ODISHA. The IFSC assigned by the Reserve Bank of India to this branch is UCBA0003649. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UCBA0003649 for UCO Bank – ITI SQUARE BALASORE — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UCBA0003649 is the IFSC of UCO Bank's ITI SQUARE BALASORE branch. The format is fixed: UCBA = bank code, 0 = reserved, 003649 = branch identifier.
About UCO Bank
UCO Bank operates a wide network of branches across India, including the Iti Square Balasore branch in Balasore. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UCBA0003649.
About the Iti Square Balasore branch
The Iti Square Balasore branch of UCO Bank is situated at VILLAGE- PADHUANPADA, POST- BALASORE, CENTRAL SCHOOL SQUARE, BHOISAHI, NEAR ITI BALASORE, DIST- BALASORE, ODISHA, PIN- 756001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UCBA0003649 is used.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Iti Square Balasore |
| IFSC Code | UCBA0003649 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILLAGE- PADHUANPADA, POST- BALASORE, CENTRAL SCHOOL SQUARE, BHOISAHI, NEAR ITI BALASORE, DIST- BALASORE, ODISHA, PIN- 756001 |
| City | Balasore |
| District | Balasore |
| State | Odisha |
| STD Code | 0 |
| Phone | 9668315328 |
Why every UCO Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ITI SQUARE BALASORE of UCO Bank — its own 11-character IFSC. The code UCBA0003649 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UCBA0003649 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Iti Square Balasore branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UCBA0003649 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC UCBA0003649
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0003649 across all three.
How to use IFSC UCBA0003649 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to UCO Bank's ITI SQUARE BALASORE branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UCBA0003649.
- Confirm the bank name auto-populates as UCO Bank and the branch as ITI SQUARE BALASORE.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to ITI SQUARE BALASORE
If you need to transfer ₹2 lakh or more in one go to an account at UCO Bank's ITI SQUARE BALASORE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UCBA0003649 while initiating the transfer and the credit will appear within minutes.
IMPS to UCO Bank ITI SQUARE BALASORE (IFSC UCBA0003649)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UCBA0003649 in your mobile or internet banking app, and the money is credited to the ITI SQUARE BALASORE branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Iti Square Balasore
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UCBA0003649:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at ITI SQUARE BALASORE is still linked to IFSC UCBA0003649.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC UCBA0003649
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at UCO Bank – ITI SQUARE BALASORE is still mapped to IFSC UCBA0003649. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UCBA0003649 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Iti Square Balasore branch is mapped to IFSC UCBA0003649 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0003649.
Banking services available
The Iti Square Balasore branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9668315328.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UCBA0003649
Online banking and IFSC UCBA0003649
UCO Bank customers can register for net banking and the bank's official mobile app once their account at the ITI SQUARE BALASORE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UCBA0003649 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Iti Square Balasore branch sits at VILLAGE- PADHUANPADA, POST- BALASORE, CENTRAL SCHOOL SQUARE, BHOISAHI, NEAR ITI BALASORE, DIST- BALASORE, ODISHA, PIN- 756001. If you are travelling from outside Balasore, search for the branch on a maps application using the bank name and locality, or call 9668315328 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UCBA0003649 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to UCO Bank – ITI SQUARE BALASORE:
- The IFSC is exactly UCBA0003649 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills UCO Bank as the bank name and ITI SQUARE BALASORE as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Iti Square Balasore branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UCBA0003649, however, work 24x7.
Verifying IFSC UCBA0003649 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0003649 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 9668315328.
- Visiting the bank's official branch locator page.
Branch address & contact
UCO BankIti Square Balasore Branch
VILLAGE- PADHUANPADA, POST- BALASORE, CENTRAL SCHOOL SQUARE, BHOISAHI, NEAR ITI BALASORE, DIST- BALASORE, ODISHA, PIN- 756001
Balasore, Odisha
Phone: 9668315328
IFSC: UCBA0003649
Frequently asked questions
Where is UCO Bank Iti Square Balasore branch located?
UCO Bank's Iti Square Balasore branch is located at VILLAGE- PADHUANPADA, POST- BALASORE, CENTRAL SCHOOL SQUARE, BHOISAHI, NEAR ITI BALASORE, DIST- BALASORE, ODISHA, PIN- 756001, Balasore, Odisha.
Can I use IFSC UCBA0003649 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UCBA0003649 to send funds instantly.
How quickly will an NEFT transfer using UCBA0003649 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Iti Square Balasore reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Iti Square Balasore branch but serve different purposes.
Is IFSC UCBA0003649 the same for all accounts at Iti Square Balasore branch?
Yes. The IFSC UCBA0003649 is shared by every account held at UCO Bank's Iti Square Balasore branch. Only the account number changes from customer to customer.
Is IFSC UCBA0003649 valid for NEFT and RTGS?
Yes. IFSC UCBA0003649 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of UCO Bank Iti Square Balasore branch?
The IFSC code of UCO Bank, Iti Square Balasore branch is UCBA0003649. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add UCO Bank Iti Square Balasore as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0003649, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code UCBA0003649 belongs to UCO Bank's ITI SQUARE BALASORE branch, located at VILLAGE- PADHUANPADA, POST- BALASORE, CENTRAL SCHOOL SQUARE, BHOISAHI, NEAR… in BALASORE, ODISHA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
