IFSC Code of UCO Bank, Mb Lane Asansol Burdwan Branch, West Bengal

If you are searching for the IFSC code of UCO Bank, MB LANE ASANSOL BURDWAN branch in ASANSOL, WEST BENGAL, this page has every detail you need. The verified IFSC code for this branch is UCBA0000292. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the MB LANE ASANSOL BURDWAN branch, and detailed step-by-step guides for using the IFSC UCBA0000292 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For UCO Bank's MB LANE ASANSOL BURDWAN branch, the IFSC UCBA0000292 breaks down as follows: UCBA identifies the bank, 0 is the reserved character, and 000292 identifies this particular branch.

About the bank

UCO Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Mb Lane Asansol Burdwan branch in Asansol, West Bengal is part of this network and uses the IFSC code UCBA0000292 for all electronic settlement.

Branch details at a glance

About this branch

The branch is located at 173,G.T.ROAD,ASANSOL ,PASCHIM BARDHAMAN ,WEST BENGAL PIN 713301. It serves the Asansol region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of UCO Bank. The IFSC UCBA0000292 is used to identify this branch on the RBI payments network.

Why every UCO Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MB LANE ASANSOL BURDWAN of UCO Bank — its own 11-character IFSC. The code UCBA0000292 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UCBA0000292 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Mb Lane Asansol Burdwan branch is mapped to IFSC UCBA0000292 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains UCBA0000292.

Products and services

Customers walking into the Mb Lane Asansol Burdwan branch can access most of UCO Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC UCBA0000292

How to transfer money using IFSC UCBA0000292

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0000292 across all three.

How to use IFSC UCBA0000292 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to UCO Bank's MB LANE ASANSOL BURDWAN branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC UCBA0000292.
4. Confirm the bank name auto-populates as UCO Bank and the branch as MB LANE ASANSOL BURDWAN.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to MB LANE ASANSOL BURDWAN

If you need to transfer ₹2 lakh or more in one go to an account at UCO Bank's MB LANE ASANSOL BURDWAN branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UCBA0000292 while initiating the transfer and the credit will appear within minutes.

IMPS to UCO Bank MB LANE ASANSOL BURDWAN (IFSC UCBA0000292)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UCBA0000292 in your mobile or internet banking app, and the money is credited to the MB LANE ASANSOL BURDWAN branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC UCBA0000292 for UCO Bank – MB LANE ASANSOL BURDWAN, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Mb Lane Asansol Burdwan branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC UCBA0000292

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at UCO Bank – MB LANE ASANSOL BURDWAN is still mapped to IFSC UCBA0000292. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UCBA0000292 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Mb Lane Asansol Burdwan branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UCBA0000292 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by UCO Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UCBA0000292 and the account number together uniquely identify the Mb Lane Asansol Burdwan branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to UCO Bank – MB LANE ASANSOL BURDWAN:

• The IFSC is exactly UCBA0000292 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills UCO Bank as the bank name and MB LANE ASANSOL BURDWAN as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Mb Lane Asansol Burdwan branch

The branch is located at 173,G.T.ROAD,ASANSOL ,PASCHIM BARDHAMAN ,WEST BENGAL PIN 713301, which puts it inside Asansol, the broader Asansol district, and the state of West Bengal. To plan your visit:

1. Open Google Maps on your phone and search for “UCO Bank Mb Lane Asansol Burdwan branch” — the verified location pin for IFSC UCBA0000292 should appear at the top of the results.
2. Confirm the branch is open by calling 341-2304550 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UCBA0000292 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC UCBA0000292 for UCO Bank – MB LANE ASANSOL BURDWAN, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Mb Lane Asansol Burdwan branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UCBA0000292, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code UCBA0000292 belongs to UCO Bank's MB LANE ASANSOL BURDWAN branch, located at 173,G.T.ROAD,ASANSOL ,PASCHIM BARDHAMAN ,WEST BENGAL PIN 713301 in ASANSOL, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.