Use this page as a one-stop reference for everything related to UCO Bank's ANTI branch in ANTI ANU BASA, HIMACHAL PRADESH. The branch's IFSC code UCBA0001381 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UCBA0001381 is the IFSC of UCO Bank's ANTI branch. The format is fixed: UCBA = bank code, 0 = reserved, 001381 = branch identifier.
About the bank
UCO Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Anti branch in Anti Anu Basa, Himachal Pradesh is part of this network and uses the IFSC code UCBA0001381 for all electronic settlement.
About the Anti branch
The Anti branch of UCO Bank is situated at VILL. AND P.O. ANTI TEH JUBBAL DISTT. SHIMLA ,SHIMLA ,HIMACHAL PRADESH PIN 171206. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UCBA0001381 is used.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Anti |
| IFSC Code | UCBA0001381 |
| MICR Code | Refer to cheque leaf |
| Branch Address | VILL. AND P.O. ANTI TEH JUBBAL DISTT. SHIMLA ,SHIMLA ,HIMACHAL PRADESH PIN 171206 |
| City | Anti Anu Basa |
| District | Simla |
| State | Himachal Pradesh |
| STD Code | 177 |
| Phone | 238169 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how UCO Bank's ANTI branch came to be assigned the code UCBA0001381.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UCBA0001381, money simply cannot be routed to the ANTI branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by UCO Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UCBA0001381 and the account number together uniquely identify the Anti branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC UCBA0001381
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0001381 across all three.
How to use IFSC UCBA0001381 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to UCO Bank's ANTI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UCBA0001381.
- Confirm the bank name auto-populates as UCO Bank and the branch as ANTI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to ANTI
If you need to transfer ₹2 lakh or more in one go to an account at UCO Bank's ANTI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UCBA0001381 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to UCO Bank – ANTI, use IMPS. With IFSC UCBA0001381 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UCBA0001381 for UCO Bank – ANTI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UCBA0001381 | Yes – UCBA0001381 | Yes – UCBA0001381 |
For most retail customers crediting the Anti branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UCBA0001381
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at UCO Bank – ANTI is still mapped to IFSC UCBA0001381. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UCBA0001381 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Anti branch is mapped to IFSC UCBA0001381 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0001381.
Products and services
Customers walking into the Anti branch can access most of UCO Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UCBA0001381
Online banking and IFSC UCBA0001381
UCO Bank customers can register for net banking and the bank's official mobile app once their account at the ANTI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UCBA0001381 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Anti branch
The branch is located at VILL. AND P.O. ANTI TEH JUBBAL DISTT. SHIMLA ,SHIMLA ,HIMACHAL PRADESH PIN 171206, which puts it inside Anti Anu Basa, the broader Simla district, and the state of Himachal Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “UCO Bank Anti branch” — the verified location pin for IFSC UCBA0001381 should appear at the top of the results.
- Confirm the branch is open by calling 177-238169 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UCBA0001381 and your account number.
Common mistakes to avoid when using IFSC UCBA0001381
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to UCO Bank – ANTI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UCBA0001381. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Anti branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UCBA0001381, however, work 24x7.
Verifying IFSC UCBA0001381 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0001381 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 177-238169.
- Visiting the bank's official branch locator page.
Branch address & contact
UCO BankAnti Branch
VILL. AND P.O. ANTI TEH JUBBAL DISTT. SHIMLA ,SHIMLA ,HIMACHAL PRADESH PIN 171206
Anti Anu Basa, Himachal Pradesh
Phone: 177-238169
IFSC: UCBA0001381
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Anti branch but serve different purposes.
Where is UCO Bank Anti branch located?
UCO Bank's Anti branch is located at VILL. AND P.O. ANTI TEH JUBBAL DISTT. SHIMLA ,SHIMLA ,HIMACHAL PRADESH PIN 171206, Anti Anu Basa, Himachal Pradesh.
Is IFSC UCBA0001381 the same for all accounts at Anti branch?
Yes. The IFSC UCBA0001381 is shared by every account held at UCO Bank's Anti branch. Only the account number changes from customer to customer.
Is IFSC UCBA0001381 valid for NEFT and RTGS?
Yes. IFSC UCBA0001381 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does UCO Bank Anti branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 177-238169 to confirm.
How quickly will an NEFT transfer using UCBA0001381 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Anti reflect within 30 minutes.
Can I use IFSC UCBA0001381 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UCBA0001381 to send funds instantly.
Final notes
To recap: UCBA0001381 is the IFSC code of UCO Bank, ANTI branch, in ANTI ANU BASA, HIMACHAL PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
