Use this page as a one-stop reference for everything related to UCO Bank's DEEPSIKHA branch in ANGUL, ODISHA. The branch's IFSC code UCBA0001889 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UCBA0001889 is the IFSC of UCO Bank's DEEPSIKHA branch. The format is fixed: UCBA = bank code, 0 = reserved, 001889 = branch identifier.
Bank profile
UCO Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Deepsikha branch — IFSC UCBA0001889 — extends the bank's services to customers in and around Angul, Odisha.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Deepsikha |
| IFSC Code | UCBA0001889 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NTPC CAMPUS AT P.O. DEEPSIKHA KANIHA DIST. ANGUL ,ANUGUL ,ODISHA PIN 759147 |
| City | Angul |
| District | Angul |
| State | Odisha |
| STD Code | 6764 |
| Phone | 243646 |
About the Deepsikha branch
The Deepsikha branch of UCO Bank is situated at NTPC CAMPUS AT P.O. DEEPSIKHA KANIHA DIST. ANGUL ,ANUGUL ,ODISHA PIN 759147. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UCBA0001889 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how UCO Bank's DEEPSIKHA branch came to be assigned the code UCBA0001889.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UCBA0001889, money simply cannot be routed to the DEEPSIKHA branch electronically.
Products and account variants supported
Every account opened at the Deepsikha branch is mapped to IFSC UCBA0001889 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0001889.
Products and services
Customers walking into the Deepsikha branch can access most of UCO Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UCBA0001889
How to transfer money using IFSC UCBA0001889
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0001889 across all three.
How to use IFSC UCBA0001889 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to UCO Bank's DEEPSIKHA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UCBA0001889.
- Confirm the bank name auto-populates as UCO Bank and the branch as DEEPSIKHA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to DEEPSIKHA
If you need to transfer ₹2 lakh or more in one go to an account at UCO Bank's DEEPSIKHA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UCBA0001889 while initiating the transfer and the credit will appear within minutes.
IMPS to UCO Bank DEEPSIKHA (IFSC UCBA0001889)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UCBA0001889 in your mobile or internet banking app, and the money is credited to the DEEPSIKHA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UCBA0001889 for UCO Bank – DEEPSIKHA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UCBA0001889 | Yes – UCBA0001889 | Yes – UCBA0001889 |
For most retail customers crediting the Deepsikha branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UCBA0001889
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at UCO Bank – DEEPSIKHA is still mapped to IFSC UCBA0001889. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UCBA0001889 and the beneficiary's account number to complete the transfer.
Online banking and IFSC UCBA0001889
UCO Bank customers can register for net banking and the bank's official mobile app once their account at the DEEPSIKHA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UCBA0001889 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by UCO Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UCBA0001889 and the account number together uniquely identify the Deepsikha branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to UCO Bank – DEEPSIKHA:
- The IFSC is exactly UCBA0001889 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills UCO Bank as the bank name and DEEPSIKHA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Deepsikha branch sits at NTPC CAMPUS AT P.O. DEEPSIKHA KANIHA DIST. ANGUL ,ANUGUL ,ODISHA PIN 759147. If you are travelling from outside Angul, search for the branch on a maps application using the bank name and locality, or call 6764-243646 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UCBA0001889 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UCBA0001889 for UCO Bank – DEEPSIKHA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Deepsikha branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UCBA0001889, however, work 24x7.
Branch address & contact
UCO BankDeepsikha Branch
NTPC CAMPUS AT P.O. DEEPSIKHA KANIHA DIST. ANGUL ,ANUGUL ,ODISHA PIN 759147
Angul, Odisha
Phone: 6764-243646
IFSC: UCBA0001889
Frequently asked questions
How do I add UCO Bank Deepsikha as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0001889, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC UCBA0001889 the same for all accounts at Deepsikha branch?
Yes. The IFSC UCBA0001889 is shared by every account held at UCO Bank's Deepsikha branch. Only the account number changes from customer to customer.
Can I use IFSC UCBA0001889 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UCBA0001889 to send funds instantly.
Is IFSC UCBA0001889 valid for NEFT and RTGS?
Yes. IFSC UCBA0001889 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Deepsikha branch but serve different purposes.
Does UCO Bank Deepsikha branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 6764-243646 to confirm.
Summary
The IFSC code UCBA0001889 belongs to UCO Bank's DEEPSIKHA branch, located at NTPC CAMPUS AT P.O. DEEPSIKHA KANIHA DIST. ANGUL ,ANUGUL ,ODISHA PIN 759147 in ANGUL, ODISHA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
