IFSC Code of UCO Bank, Allapur Allahabad Varanasi Branch, Uttar Pradesh

Use this page as a one-stop reference for everything related to UCO Bank's ALLAPUR ALLAHABAD VARANASI branch in ALLAHABAD, UTTAR PRADESH. The branch's IFSC code UCBA0001917 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for UCO Bank – ALLAPUR ALLAHABAD VARANASI is UCBA0001917. The first four letters UCBA are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001917 map to this branch in ALLAHABAD, UTTAR PRADESH.

Bank profile

UCO Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Allapur Allahabad Varanasi branch — IFSC UCBA0001917 — extends the bank's services to customers in and around Allahabad, Uttar Pradesh.

Branch details at a glance

Allapur Allahabad Varanasi branch overview

Located at BAGHAMBARI ROAD, ALLAPUR, ,PRAYAGRAJ ,UTTAR PRADESH PIN 211006, the Allapur Allahabad Varanasi branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UCBA0001917 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how UCO Bank's ALLAPUR ALLAHABAD VARANASI branch came to be assigned the code UCBA0001917.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UCBA0001917, money simply cannot be routed to the ALLAPUR ALLAHABAD VARANASI branch electronically.

Products and account variants supported

Every account opened at the Allapur Allahabad Varanasi branch is mapped to IFSC UCBA0001917 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains UCBA0001917.

Banking services available

The Allapur Allahabad Varanasi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 5332-2505173.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC UCBA0001917

How to transfer money using IFSC UCBA0001917

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0001917 across all three.

NEFT to UCO Bank, ALLAPUR ALLAHABAD VARANASI using IFSC UCBA0001917

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UCBA0001917, and confirm that the system picks up UCO Bank – ALLAPUR ALLAHABAD VARANASI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC UCBA0001917

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to UCO Bank – ALLAPUR ALLAHABAD VARANASI, ensure your bank's portal accepts IFSC UCBA0001917 while registering the beneficiary. RTGS is also available 24x7.

IMPS to UCO Bank ALLAPUR ALLAHABAD VARANASI (IFSC UCBA0001917)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UCBA0001917 in your mobile or internet banking app, and the money is credited to the ALLAPUR ALLAHABAD VARANASI branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC UCBA0001917 for UCO Bank – ALLAPUR ALLAHABAD VARANASI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Allapur Allahabad Varanasi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC UCBA0001917

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at UCO Bank – ALLAPUR ALLAHABAD VARANASI is still mapped to IFSC UCBA0001917. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UCBA0001917 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Allapur Allahabad Varanasi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UCBA0001917 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by UCO Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UCBA0001917 and the account number together uniquely identify the Allapur Allahabad Varanasi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to UCO Bank – ALLAPUR ALLAHABAD VARANASI:

• The IFSC is exactly UCBA0001917 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills UCO Bank as the bank name and ALLAPUR ALLAHABAD VARANASI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Allapur Allahabad Varanasi branch

The branch is located at BAGHAMBARI ROAD, ALLAPUR, ,PRAYAGRAJ ,UTTAR PRADESH PIN 211006, which puts it inside Allahabad, the broader Allahabad district, and the state of Uttar Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “UCO Bank Allapur Allahabad Varanasi branch” — the verified location pin for IFSC UCBA0001917 should appear at the top of the results.
2. Confirm the branch is open by calling 5332-2505173 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UCBA0001917 and your account number.

Verifying IFSC UCBA0001917 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0001917 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 5332-2505173.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Allapur Allahabad Varanasi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UCBA0001917 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code UCBA0001917 belongs to UCO Bank's ALLAPUR ALLAHABAD VARANASI branch, located at BAGHAMBARI ROAD, ALLAPUR, ,PRAYAGRAJ ,UTTAR PRADESH PIN 211006 in ALLAHABAD, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.