Below are the complete branch details for UCO Bank, AKORA branch, located in AKORA, BIHAR. The IFSC assigned by the Reserve Bank of India to this branch is UCBA0001467. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UCBA0001467 for UCO Bank – AKORA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For UCO Bank's AKORA branch, the IFSC UCBA0001467 breaks down as follows: UCBA identifies the bank, 0 is the reserved character, and 001467 identifies this particular branch.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Akora |
| IFSC Code | UCBA0001467 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AT AND P.O AKOPUR DISTT BEGUSARAI ,BEGUSARAI ,BIHAR PIN 848202 |
| City | Akora |
| District | Begusarai |
| State | Bihar |
| STD Code | 6243 |
| Phone | 268190 |
About UCO Bank
UCO Bank operates a wide network of branches across India, including the Akora branch in Akora. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UCBA0001467.
About the Akora branch
The Akora branch of UCO Bank is situated at AT AND P.O AKOPUR DISTT BEGUSARAI ,BEGUSARAI ,BIHAR PIN 848202. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UCBA0001467 is used.
Why every UCO Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including AKORA of UCO Bank — its own 11-character IFSC. The code UCBA0001467 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UCBA0001467 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC UCBA0001467
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0001467 across all three.
NEFT to UCO Bank, AKORA using IFSC UCBA0001467
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UCBA0001467, and confirm that the system picks up UCO Bank – AKORA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to AKORA
If you need to transfer ₹2 lakh or more in one go to an account at UCO Bank's AKORA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UCBA0001467 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to UCO Bank – AKORA, use IMPS. With IFSC UCBA0001467 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Akora
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UCBA0001467:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at AKORA is still linked to IFSC UCBA0001467.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at UCO Bank's AKORA branch, the IFSC UCBA0001467 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Akora branch is mapped to IFSC UCBA0001467 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0001467.
Banking services available
The Akora branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 6243-268190.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UCBA0001467
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by UCO Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UCBA0001467 and the account number together uniquely identify the Akora branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the Akora branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UCBA0001467 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to UCO Bank – AKORA:
- The IFSC is exactly UCBA0001467 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills UCO Bank as the bank name and AKORA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Akora branch sits at AT AND P.O AKOPUR DISTT BEGUSARAI ,BEGUSARAI ,BIHAR PIN 848202. If you are travelling from outside Akora, search for the branch on a maps application using the bank name and locality, or call 6243-268190 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UCBA0001467 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UCBA0001467 for UCO Bank – AKORA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Akora are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UCBA0001467 continue to work without interruption.
Branch address & contact
UCO BankAkora Branch
AT AND P.O AKOPUR DISTT BEGUSARAI ,BEGUSARAI ,BIHAR PIN 848202
Akora, Bihar
Phone: 6243-268190
IFSC: UCBA0001467
Frequently asked questions
How quickly will an NEFT transfer using UCBA0001467 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Akora reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Akora branch but serve different purposes.
How do I add UCO Bank Akora as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0001467, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is UCO Bank Akora branch located?
UCO Bank's Akora branch is located at AT AND P.O AKOPUR DISTT BEGUSARAI ,BEGUSARAI ,BIHAR PIN 848202, Akora, Bihar.
Can I use IFSC UCBA0001467 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UCBA0001467 to send funds instantly.
What is the IFSC code of UCO Bank Akora branch?
The IFSC code of UCO Bank, Akora branch is UCBA0001467. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC UCBA0001467 the same for all accounts at Akora branch?
Yes. The IFSC UCBA0001467 is shared by every account held at UCO Bank's Akora branch. Only the account number changes from customer to customer.
What is the phone number of UCO Bank Akora branch?
You can reach the branch at 6243-268190 during regular banking hours.
Summary
The IFSC code UCBA0001467 belongs to UCO Bank's AKORA branch, located at AT AND P.O AKOPUR DISTT BEGUSARAI ,BEGUSARAI ,BIHAR PIN 848202 in AKORA, BIHAR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
