IFSC Code of UCO Bank, Sabarmati Ahmedabad Branch, Gujarat

If you are searching for the IFSC code of UCO Bank, SABARMATI AHMEDABAD branch in AHMEDABAD, GUJARAT, this page has every detail you need. The verified IFSC code for this branch is UCBA0001026. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SABARMATI AHMEDABAD branch, and detailed step-by-step guides for using the IFSC UCBA0001026 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for UCO Bank – SABARMATI AHMEDABAD is UCBA0001026. The first four letters UCBA are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001026 map to this branch in AHMEDABAD, GUJARAT.

About the bank

UCO Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sabarmati Ahmedabad branch in Ahmedabad, Gujarat is part of this network and uses the IFSC code UCBA0001026 for all electronic settlement.

Branch details at a glance

About the Sabarmati Ahmedabad branch

The Sabarmati Ahmedabad branch of UCO Bank is situated at 1ST FLOOR, REAL AURA I, NEAR SABARMATI POLICE STATION, RAMBAUG ROAD, SABARMATI, AHMEDABAD ,GUJARAT PIN 380005. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UCBA0001026 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how UCO Bank's SABARMATI AHMEDABAD branch came to be assigned the code UCBA0001026.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UCBA0001026, money simply cannot be routed to the SABARMATI AHMEDABAD branch electronically.

Products and account variants supported

Every account opened at the Sabarmati Ahmedabad branch is mapped to IFSC UCBA0001026 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains UCBA0001026.

Products and services

Customers walking into the Sabarmati Ahmedabad branch can access most of UCO Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC UCBA0001026

How to transfer money using IFSC UCBA0001026

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0001026 across all three.

NEFT to UCO Bank, SABARMATI AHMEDABAD using IFSC UCBA0001026

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UCBA0001026, and confirm that the system picks up UCO Bank – SABARMATI AHMEDABAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC UCBA0001026

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to UCO Bank – SABARMATI AHMEDABAD, ensure your bank's portal accepts IFSC UCBA0001026 while registering the beneficiary. RTGS is also available 24x7.

IMPS to UCO Bank SABARMATI AHMEDABAD (IFSC UCBA0001026)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UCBA0001026 in your mobile or internet banking app, and the money is credited to the SABARMATI AHMEDABAD branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC UCBA0001026 for UCO Bank – SABARMATI AHMEDABAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Sabarmati Ahmedabad branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC UCBA0001026

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at UCO Bank – SABARMATI AHMEDABAD is still mapped to IFSC UCBA0001026. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UCBA0001026 and the beneficiary's account number to complete the transfer.

Online banking and IFSC UCBA0001026

UCO Bank customers can register for net banking and the bank's official mobile app once their account at the SABARMATI AHMEDABAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UCBA0001026 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by UCO Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UCBA0001026 and the account number together uniquely identify the Sabarmati Ahmedabad branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC UCBA0001026

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to UCO Bank – SABARMATI AHMEDABAD, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: UCBA0001026.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Sabarmati Ahmedabad branch

The branch is located at 1ST FLOOR, REAL AURA I, NEAR SABARMATI POLICE STATION, RAMBAUG ROAD, SABARMATI, AHMEDABAD ,GUJARAT PIN 380005, which puts it inside Ahmedabad, the broader Ahmedabad district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “UCO Bank Sabarmati Ahmedabad branch” — the verified location pin for IFSC UCBA0001026 should appear at the top of the results.
2. Confirm the branch is open by calling 79-2772414 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UCBA0001026 and your account number.

Verifying IFSC UCBA0001026 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0001026 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 79-2772414.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Sabarmati Ahmedabad are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UCBA0001026 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code UCBA0001026 belongs to UCO Bank's SABARMATI AHMEDABAD branch, located at 1ST FLOOR, REAL AURA I, NEAR SABARMATI POLICE STATION, RAMBAUG ROAD,… in AHMEDABAD, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.