If you are searching for the IFSC code of UCO Bank, AHMEDNAGAR branch in AHMADNAGAR, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is UCBA0000962. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the AHMEDNAGAR branch, and detailed step-by-step guides for using the IFSC UCBA0000962 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UCBA0000962 is the IFSC of UCO Bank's AHMEDNAGAR branch. The format is fixed: UCBA = bank code, 0 = reserved, 000962 = branch identifier.
About the bank
UCO Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Ahmednagar branch in Ahmadnagar, Maharashtra is part of this network and uses the IFSC code UCBA0000962 for all electronic settlement.
About the Ahmednagar branch
The Ahmednagar branch of UCO Bank is situated at OPPOSITE NEHRU MARKET CHITALE ROAD AHMEDNAGAR ,AHMADNAGAR ,MAHARASHTRA PIN 414001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UCBA0000962 is used.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Ahmednagar |
| IFSC Code | UCBA0000962 |
| MICR Code | Refer to cheque leaf |
| Branch Address | OPPOSITE NEHRU MARKET CHITALE ROAD AHMEDNAGAR ,AHMADNAGAR ,MAHARASHTRA PIN 414001 |
| City | Ahmadnagar |
| District | Ahmadnagar |
| State | Maharashtra |
| STD Code | 20 |
| Phone | 2345208 |
Why every UCO Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including AHMEDNAGAR of UCO Bank — its own 11-character IFSC. The code UCBA0000962 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UCBA0000962 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by UCO Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UCBA0000962 and the account number together uniquely identify the Ahmednagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC UCBA0000962
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0000962 across all three.
NEFT to UCO Bank, AHMEDNAGAR using IFSC UCBA0000962
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UCBA0000962, and confirm that the system picks up UCO Bank – AHMEDNAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UCBA0000962
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to UCO Bank – AHMEDNAGAR, ensure your bank's portal accepts IFSC UCBA0000962 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to UCO Bank – AHMEDNAGAR, use IMPS. With IFSC UCBA0000962 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UCBA0000962 for UCO Bank – AHMEDNAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UCBA0000962 | Yes – UCBA0000962 | Yes – UCBA0000962 |
For most retail customers crediting the Ahmednagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at UCO Bank's AHMEDNAGAR branch, the IFSC UCBA0000962 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Ahmednagar branch
Once you have an account at UCO Bank – AHMEDNAGAR, the IFSC UCBA0000962 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Ahmednagar branch can access most of UCO Bank's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UCBA0000962
Digital banking channels
Most day-to-day work that customers used to do at the Ahmednagar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UCBA0000962 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Ahmednagar branch sits at OPPOSITE NEHRU MARKET CHITALE ROAD AHMEDNAGAR ,AHMADNAGAR ,MAHARASHTRA PIN 414001. If you are travelling from outside Ahmadnagar, search for the branch on a maps application using the bank name and locality, or call 20-2345208 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UCBA0000962 and your account number.
Common mistakes to avoid when using IFSC UCBA0000962
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to UCO Bank – AHMEDNAGAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UCBA0000962. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Ahmednagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UCBA0000962 continue to work without interruption.
Verifying IFSC UCBA0000962 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0000962 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 20-2345208.
- Visiting the bank's official branch locator page.
Branch address & contact
UCO BankAhmednagar Branch
OPPOSITE NEHRU MARKET CHITALE ROAD AHMEDNAGAR ,AHMADNAGAR ,MAHARASHTRA PIN 414001
Ahmadnagar, Maharashtra
Phone: 20-2345208
IFSC: UCBA0000962
Frequently asked questions
How do I add UCO Bank Ahmednagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0000962, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC UCBA0000962 valid for NEFT and RTGS?
Yes. IFSC UCBA0000962 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of UCO Bank Ahmednagar branch?
You can reach the branch at 20-2345208 during regular banking hours.
How quickly will an NEFT transfer using UCBA0000962 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Ahmednagar reflect within 30 minutes.
Where is UCO Bank Ahmednagar branch located?
UCO Bank's Ahmednagar branch is located at OPPOSITE NEHRU MARKET CHITALE ROAD AHMEDNAGAR ,AHMADNAGAR ,MAHARASHTRA PIN 414001, Ahmadnagar, Maharashtra.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ahmednagar branch but serve different purposes.
Is IFSC UCBA0000962 the same for all accounts at Ahmednagar branch?
Yes. The IFSC UCBA0000962 is shared by every account held at UCO Bank's Ahmednagar branch. Only the account number changes from customer to customer.
Final notes
To recap: UCBA0000962 is the IFSC code of UCO Bank, AHMEDNAGAR branch, in AHMADNAGAR, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
