Use this page as a one-stop reference for everything related to UCO Bank's RAWATPARA branch in AGRA, UTTAR PRADESH. The branch's IFSC code UCBA0000301 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For UCO Bank's RAWATPARA branch, the IFSC UCBA0000301 breaks down as follows: UCBA identifies the bank, 0 is the reserved character, and 000301 identifies this particular branch.
Bank profile
UCO Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Rawatpara branch — IFSC UCBA0000301 — extends the bank's services to customers in and around Agra, Uttar Pradesh.
About this branch
The branch is located at 16 29 RAWAT PARA ,AGRA ,UTTAR PRADESH PIN 282003. It serves the Agra region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of UCO Bank. The IFSC UCBA0000301 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Rawatpara |
| IFSC Code | UCBA0000301 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 16 29 RAWAT PARA ,AGRA ,UTTAR PRADESH PIN 282003 |
| City | Agra |
| District | Agra |
| State | Uttar Pradesh |
| STD Code | 562 |
| Phone | 2462337 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how UCO Bank's RAWATPARA branch came to be assigned the code UCBA0000301.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UCBA0000301, money simply cannot be routed to the RAWATPARA branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by UCO Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UCBA0000301 and the account number together uniquely identify the Rawatpara branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC UCBA0000301
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0000301 across all three.
How to use IFSC UCBA0000301 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to UCO Bank's RAWATPARA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UCBA0000301.
- Confirm the bank name auto-populates as UCO Bank and the branch as RAWATPARA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UCBA0000301
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to UCO Bank – RAWATPARA, ensure your bank's portal accepts IFSC UCBA0000301 while registering the beneficiary. RTGS is also available 24x7.
IMPS to UCO Bank RAWATPARA (IFSC UCBA0000301)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UCBA0000301 in your mobile or internet banking app, and the money is credited to the RAWATPARA branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Rawatpara
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UCBA0000301:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at RAWATPARA is still linked to IFSC UCBA0000301.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC UCBA0000301
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at UCO Bank – RAWATPARA is still mapped to IFSC UCBA0000301. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UCBA0000301 and the beneficiary's account number to complete the transfer.
Account types you can open at the Rawatpara branch
Once you have an account at UCO Bank – RAWATPARA, the IFSC UCBA0000301 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Rawatpara branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 562-2462337.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UCBA0000301
Digital banking channels
Most day-to-day work that customers used to do at the Rawatpara branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UCBA0000301 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Rawatpara branch sits at 16 29 RAWAT PARA ,AGRA ,UTTAR PRADESH PIN 282003. If you are travelling from outside Agra, search for the branch on a maps application using the bank name and locality, or call 562-2462337 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UCBA0000301 and your account number.
Common mistakes to avoid when using IFSC UCBA0000301
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to UCO Bank – RAWATPARA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UCBA0000301. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Rawatpara are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UCBA0000301 continue to work without interruption.
Verifying IFSC UCBA0000301 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0000301 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 562-2462337.
- Visiting the bank's official branch locator page.
Branch address & contact
UCO BankRawatpara Branch
16 29 RAWAT PARA ,AGRA ,UTTAR PRADESH PIN 282003
Agra, Uttar Pradesh
Phone: 562-2462337
IFSC: UCBA0000301
Frequently asked questions
Does UCO Bank Rawatpara branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 562-2462337 to confirm.
What is the phone number of UCO Bank Rawatpara branch?
You can reach the branch at 562-2462337 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Rawatpara branch but serve different purposes.
Is IFSC UCBA0000301 the same for all accounts at Rawatpara branch?
Yes. The IFSC UCBA0000301 is shared by every account held at UCO Bank's Rawatpara branch. Only the account number changes from customer to customer.
How do I add UCO Bank Rawatpara as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0000301, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using UCBA0000301 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Rawatpara reflect within 30 minutes.
Is IFSC UCBA0000301 valid for NEFT and RTGS?
Yes. IFSC UCBA0000301 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is UCO Bank Rawatpara branch located?
UCO Bank's Rawatpara branch is located at 16 29 RAWAT PARA ,AGRA ,UTTAR PRADESH PIN 282003, Agra, Uttar Pradesh.
Final notes
To recap: UCBA0000301 is the IFSC code of UCO Bank, RAWATPARA branch, in AGRA, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
