Below are the complete branch details for UCO Bank, ABOHAR branch, located in ABOHAR, PUNJAB. The IFSC assigned by the Reserve Bank of India to this branch is UCBA0000133. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UCBA0000133 for UCO Bank – ABOHAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UCBA0000133 is the IFSC of UCO Bank's ABOHAR branch. The format is fixed: UCBA = bank code, 0 = reserved, 000133 = branch identifier.
Bank profile
UCO Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Abohar branch — IFSC UCBA0000133 — extends the bank's services to customers in and around Abohar, Punjab.
Branch details at a glance
| Bank Name | UCO Bank |
|---|---|
| Branch | Abohar |
| IFSC Code | UCBA0000133 |
| MICR Code | Refer to cheque leaf |
| Branch Address | MANDI NO. 1 OPPOSITE SUNIL CINEMA ,FAZILKA ,PUNJAB PIN 152116 |
| City | Abohar |
| District | Ferozpur |
| State | Punjab |
| STD Code | 1638 |
| Phone | 220351 |
About the Abohar branch
The Abohar branch of UCO Bank is situated at MANDI NO. 1 OPPOSITE SUNIL CINEMA ,FAZILKA ,PUNJAB PIN 152116. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UCBA0000133 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how UCO Bank's ABOHAR branch came to be assigned the code UCBA0000133.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UCBA0000133, money simply cannot be routed to the ABOHAR branch electronically.
Products and account variants supported
Every account opened at the Abohar branch is mapped to IFSC UCBA0000133 on the RBI payments network. The branch generally supports the full retail product catalogue of UCO Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UCBA0000133.
Banking services available
The Abohar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 1638-220351.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UCBA0000133
How to transfer money using IFSC UCBA0000133
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCBA0000133 across all three.
NEFT to UCO Bank, ABOHAR using IFSC UCBA0000133
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UCBA0000133, and confirm that the system picks up UCO Bank – ABOHAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UCBA0000133
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to UCO Bank – ABOHAR, ensure your bank's portal accepts IFSC UCBA0000133 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to UCO Bank – ABOHAR, use IMPS. With IFSC UCBA0000133 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UCBA0000133 for UCO Bank – ABOHAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UCBA0000133 | Yes – UCBA0000133 | Yes – UCBA0000133 |
For most retail customers crediting the Abohar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UCBA0000133
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at UCO Bank – ABOHAR is still mapped to IFSC UCBA0000133. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UCBA0000133 and the beneficiary's account number to complete the transfer.
Online banking and IFSC UCBA0000133
UCO Bank customers can register for net banking and the bank's official mobile app once their account at the ABOHAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UCBA0000133 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by UCO Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UCBA0000133 and the account number together uniquely identify the Abohar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC UCBA0000133
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to UCO Bank – ABOHAR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UCBA0000133. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Abohar branch
The branch is located at MANDI NO. 1 OPPOSITE SUNIL CINEMA ,FAZILKA ,PUNJAB PIN 152116, which puts it inside Abohar, the broader Ferozpur district, and the state of Punjab. To plan your visit:
- Open Google Maps on your phone and search for “UCO Bank Abohar branch” — the verified location pin for IFSC UCBA0000133 should appear at the top of the results.
- Confirm the branch is open by calling 1638-220351 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UCBA0000133 and your account number.
Verifying IFSC UCBA0000133 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCBA0000133 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 1638-220351.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Abohar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UCBA0000133 continue to work without interruption.
Branch address & contact
UCO BankAbohar Branch
MANDI NO. 1 OPPOSITE SUNIL CINEMA ,FAZILKA ,PUNJAB PIN 152116
Abohar, Punjab
Phone: 1638-220351
IFSC: UCBA0000133
Frequently asked questions
Is IFSC UCBA0000133 the same for all accounts at Abohar branch?
Yes. The IFSC UCBA0000133 is shared by every account held at UCO Bank's Abohar branch. Only the account number changes from customer to customer.
How do I add UCO Bank Abohar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCBA0000133, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using UCBA0000133 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to UCO Bank – Abohar reflect within 30 minutes.
Does UCO Bank Abohar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 1638-220351 to confirm.
Is IFSC UCBA0000133 valid for NEFT and RTGS?
Yes. IFSC UCBA0000133 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Can I use IFSC UCBA0000133 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UCBA0000133 to send funds instantly.
Where is UCO Bank Abohar branch located?
UCO Bank's Abohar branch is located at MANDI NO. 1 OPPOSITE SUNIL CINEMA ,FAZILKA ,PUNJAB PIN 152116, Abohar, Punjab.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Abohar branch but serve different purposes.
Final notes
To recap: UCBA0000133 is the IFSC code of UCO Bank, ABOHAR branch, in ABOHAR, PUNJAB. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
