Below are the complete branch details for Tumkur Grain Merchants Cooperative Bank Limited, branch, located in , KARNATAKA. The IFSC assigned by the Reserve Bank of India to this branch is TGMB0000005. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case TGMB0000005 for Tumkur Grain Merchants Cooperative Bank Limited – — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Tumkur Grain Merchants Cooperative Bank Limited – is TGMB0000005. The first four letters TGMB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000005 map to this branch in , KARNATAKA.
Branch details at a glance
| Bank Name | Tumkur Grain Merchants Cooperative Bank Limited |
|---|---|
| IFSC Code | TGMB0000005 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SIRA ROAD,OPP.SBM,TUMKUR 572103 |
| State | Karnataka |
| Phone | 0 |
About Tumkur Grain Merchants Cooperative Bank Limited
Tumkur Grain Merchants Cooperative Bank Limited operates a wide network of branches across India, including the branch in . Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, TGMB0000005.
About the branch
The branch of Tumkur Grain Merchants Cooperative Bank Limited is situated at SIRA ROAD,OPP.SBM,TUMKUR 572103. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code TGMB0000005 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Tumkur Grain Merchants Cooperative Bank Limited's branch came to be assigned the code TGMB0000005.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC TGMB0000005, money simply cannot be routed to the branch electronically.
How to transfer money using IFSC TGMB0000005
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC TGMB0000005 across all three.
How to use IFSC TGMB0000005 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Tumkur Grain Merchants Cooperative Bank Limited's branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC TGMB0000005.
- Confirm the bank name auto-populates as Tumkur Grain Merchants Cooperative Bank Limited and the branch as .
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC TGMB0000005
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Tumkur Grain Merchants Cooperative Bank Limited – , ensure your bank's portal accepts IFSC TGMB0000005 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Tumkur Grain Merchants Cooperative Bank Limited (IFSC TGMB0000005)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC TGMB0000005 in your mobile or internet banking app, and the money is credited to the branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC TGMB0000005:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at is still linked to IFSC TGMB0000005.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC TGMB0000005
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Tumkur Grain Merchants Cooperative Bank Limited – is still mapped to IFSC TGMB0000005. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC TGMB0000005 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the branch is mapped to IFSC TGMB0000005 on the RBI payments network. The branch generally supports the full retail product catalogue of Tumkur Grain Merchants Cooperative Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains TGMB0000005.
Banking services available
The branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 0.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC TGMB0000005
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Tumkur Grain Merchants Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC TGMB0000005 and the account number together uniquely identify the branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Digital banking channels
Most day-to-day work that customers used to do at the branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC TGMB0000005 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Tumkur Grain Merchants Cooperative Bank Limited – :
- The IFSC is exactly TGMB0000005 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Tumkur Grain Merchants Cooperative Bank Limited as the bank name and as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the branch
The branch is located at SIRA ROAD,OPP.SBM,TUMKUR 572103, which puts it inside , the broader district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “Tumkur Grain Merchants Cooperative Bank Limited branch” — the verified location pin for IFSC TGMB0000005 should appear at the top of the results.
- Confirm the branch is open by calling 0 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC TGMB0000005 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC TGMB0000005 for Tumkur Grain Merchants Cooperative Bank Limited – , you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to TGMB0000005 continue to work without interruption.
Branch address & contact
Tumkur Grain Merchants Cooperative Bank LimitedBranch
SIRA ROAD,OPP.SBM,TUMKUR 572103
, Karnataka
Phone: 0
IFSC: TGMB0000005
Frequently asked questions
Where is Tumkur Grain Merchants Cooperative Bank Limited branch located?
Tumkur Grain Merchants Cooperative Bank Limited's branch is located at SIRA ROAD,OPP.SBM,TUMKUR 572103, , Karnataka.
What is the IFSC code of Tumkur Grain Merchants Cooperative Bank Limited branch?
The IFSC code of Tumkur Grain Merchants Cooperative Bank Limited, branch is TGMB0000005. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC TGMB0000005 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC TGMB0000005 to send funds instantly.
Is IFSC TGMB0000005 the same for all accounts at branch?
Yes. The IFSC TGMB0000005 is shared by every account held at Tumkur Grain Merchants Cooperative Bank Limited's branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the branch but serve different purposes.
How quickly will an NEFT transfer using TGMB0000005 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Tumkur Grain Merchants Cooperative Bank Limited – reflect within 30 minutes.
What is the phone number of Tumkur Grain Merchants Cooperative Bank Limited branch?
You can reach the branch at 0 during regular banking hours.
Does Tumkur Grain Merchants Cooperative Bank Limited branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 0 to confirm.
Summary
The IFSC code TGMB0000005 belongs to Tumkur Grain Merchants Cooperative Bank Limited's branch, located at SIRA ROAD,OPP.SBM,TUMKUR 572103 in , KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
