IFSC Code of TJSB Sahakari Bank Limited, Lakshdeep Branch Vasco Branch, Goa

If you are searching for the IFSC code of TJSB Sahakari Bank Limited, LAKSHDEEP BRANCH VASCO branch in VASCO DA GAMA, GOA, this page has every detail you need. The verified IFSC code for this branch is TJSB0000182. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the LAKSHDEEP BRANCH VASCO branch, and detailed step-by-step guides for using the IFSC TJSB0000182 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for TJSB Sahakari Bank Limited – LAKSHDEEP BRANCH VASCO is TJSB0000182. The first four letters TJSB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000182 map to this branch in VASCO DA GAMA, GOA.

Branch details at a glance

About the bank

TJSB Sahakari Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Lakshdeep Branch Vasco branch in Vasco Da Gama, Goa is part of this network and uses the IFSC code TJSB0000182 for all electronic settlement.

About this branch

The branch is located at LAKSHDEEP APARTMENTS, NEAR DAMODAR TEMPLE, VASCO DA GAMA, GOA 403 802. It serves the Vasco Da Gama region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of TJSB Sahakari Bank Limited. The IFSC TJSB0000182 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how TJSB Sahakari Bank Limited's LAKSHDEEP BRANCH VASCO branch came to be assigned the code TJSB0000182.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC TJSB0000182, money simply cannot be routed to the LAKSHDEEP BRANCH VASCO branch electronically.

How to transfer money using IFSC TJSB0000182

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC TJSB0000182 across all three.

NEFT to TJSB Sahakari Bank Limited, LAKSHDEEP BRANCH VASCO using IFSC TJSB0000182

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC TJSB0000182, and confirm that the system picks up TJSB Sahakari Bank Limited – LAKSHDEEP BRANCH VASCO. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC TJSB0000182

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to TJSB Sahakari Bank Limited – LAKSHDEEP BRANCH VASCO, ensure your bank's portal accepts IFSC TJSB0000182 while registering the beneficiary. RTGS is also available 24x7.

IMPS to TJSB Sahakari Bank Limited LAKSHDEEP BRANCH VASCO (IFSC TJSB0000182)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC TJSB0000182 in your mobile or internet banking app, and the money is credited to the LAKSHDEEP BRANCH VASCO branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Lakshdeep Branch Vasco

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC TJSB0000182:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at LAKSHDEEP BRANCH VASCO is still linked to IFSC TJSB0000182.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC TJSB0000182

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at TJSB Sahakari Bank Limited – LAKSHDEEP BRANCH VASCO is still mapped to IFSC TJSB0000182. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC TJSB0000182 and the beneficiary's account number to complete the transfer.

Account types you can open at the Lakshdeep Branch Vasco branch

Once you have an account at TJSB Sahakari Bank Limited – LAKSHDEEP BRANCH VASCO, the IFSC TJSB0000182 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Lakshdeep Branch Vasco branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 0.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC TJSB0000182

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by TJSB Sahakari Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC TJSB0000182 and the account number together uniquely identify the Lakshdeep Branch Vasco branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Lakshdeep Branch Vasco branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC TJSB0000182 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to TJSB Sahakari Bank Limited – LAKSHDEEP BRANCH VASCO:

• The IFSC is exactly TJSB0000182 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills TJSB Sahakari Bank Limited as the bank name and LAKSHDEEP BRANCH VASCO as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Lakshdeep Branch Vasco branch

The branch is located at LAKSHDEEP APARTMENTS, NEAR DAMODAR TEMPLE, VASCO DA GAMA, GOA 403 802, which puts it inside Vasco Da Gama, the broader South Goa district, and the state of Goa. To plan your visit:

1. Open Google Maps on your phone and search for “TJSB Sahakari Bank Limited Lakshdeep Branch Vasco branch” — the verified location pin for IFSC TJSB0000182 should appear at the top of the results.
2. Confirm the branch is open by calling 0 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC TJSB0000182 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC TJSB0000182 for TJSB Sahakari Bank Limited – LAKSHDEEP BRANCH VASCO, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Lakshdeep Branch Vasco are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to TJSB0000182 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code TJSB0000182 belongs to TJSB Sahakari Bank Limited's LAKSHDEEP BRANCH VASCO branch, located at LAKSHDEEP APARTMENTS, NEAR DAMODAR TEMPLE, VASCO DA GAMA, GOA 403 802 in VASCO DA GAMA, GOA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.