Below are the complete branch details for TJSB Sahakari Bank Limited, ULHASNAGAR THREE branch, located in ULHASNAGAR, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is TJSB0000108. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case TJSB0000108 for TJSB Sahakari Bank Limited – ULHASNAGAR THREE — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For TJSB Sahakari Bank Limited's ULHASNAGAR THREE branch, the IFSC TJSB0000108 breaks down as follows: TJSB identifies the bank, 0 is the reserved character, and 000108 identifies this particular branch.
Branch details at a glance
| Bank Name | TJSB Sahakari Bank Limited |
|---|---|
| Branch | Ulhasnagar Three |
| IFSC Code | TJSB0000108 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR,ANAND MAHAL,BLOCK NO.C 32 119,ULHASNAGAR 3,DISTTHANE 421003 |
| City | Ulhasnagar |
| District | Thane |
| State | Maharashtra |
| STD Code | 251 |
| Phone | 2712286 |
About TJSB Sahakari Bank Limited
TJSB Sahakari Bank Limited operates a wide network of branches across India, including the Ulhasnagar Three branch in Ulhasnagar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, TJSB0000108.
About the Ulhasnagar Three branch
The Ulhasnagar Three branch of TJSB Sahakari Bank Limited is situated at GROUND FLOOR,ANAND MAHAL,BLOCK NO.C 32 119,ULHASNAGAR 3,DISTTHANE 421003. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code TJSB0000108 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how TJSB Sahakari Bank Limited's ULHASNAGAR THREE branch came to be assigned the code TJSB0000108.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC TJSB0000108, money simply cannot be routed to the ULHASNAGAR THREE branch electronically.
How to transfer money using IFSC TJSB0000108
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC TJSB0000108 across all three.
NEFT to TJSB Sahakari Bank Limited, ULHASNAGAR THREE using IFSC TJSB0000108
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC TJSB0000108, and confirm that the system picks up TJSB Sahakari Bank Limited – ULHASNAGAR THREE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to ULHASNAGAR THREE
If you need to transfer ₹2 lakh or more in one go to an account at TJSB Sahakari Bank Limited's ULHASNAGAR THREE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC TJSB0000108 while initiating the transfer and the credit will appear within minutes.
IMPS to TJSB Sahakari Bank Limited ULHASNAGAR THREE (IFSC TJSB0000108)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC TJSB0000108 in your mobile or internet banking app, and the money is credited to the ULHASNAGAR THREE branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Ulhasnagar Three
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC TJSB0000108:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at ULHASNAGAR THREE is still linked to IFSC TJSB0000108.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC TJSB0000108
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at TJSB Sahakari Bank Limited – ULHASNAGAR THREE is still mapped to IFSC TJSB0000108. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC TJSB0000108 and the beneficiary's account number to complete the transfer.
Account types you can open at the Ulhasnagar Three branch
Once you have an account at TJSB Sahakari Bank Limited – ULHASNAGAR THREE, the IFSC TJSB0000108 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Ulhasnagar Three branch can access most of TJSB Sahakari Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC TJSB0000108
MICR & cheque-truncation details
Cheques drawn on the Ulhasnagar Three branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC TJSB0000108 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Ulhasnagar Three branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC TJSB0000108 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to TJSB Sahakari Bank Limited – ULHASNAGAR THREE:
- The IFSC is exactly TJSB0000108 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills TJSB Sahakari Bank Limited as the bank name and ULHASNAGAR THREE as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Ulhasnagar Three branch sits at GROUND FLOOR,ANAND MAHAL,BLOCK NO.C 32 119,ULHASNAGAR 3,DISTTHANE 421003. If you are travelling from outside Ulhasnagar, search for the branch on a maps application using the bank name and locality, or call 251-2712286 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC TJSB0000108 and your account number.
Verifying IFSC TJSB0000108 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm TJSB0000108 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 251-2712286.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ulhasnagar Three branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC TJSB0000108, however, work 24x7.
Branch address & contact
TJSB Sahakari Bank LimitedUlhasnagar Three Branch
GROUND FLOOR,ANAND MAHAL,BLOCK NO.C 32 119,ULHASNAGAR 3,DISTTHANE 421003
Ulhasnagar, Maharashtra
Phone: 251-2712286
IFSC: TJSB0000108
Frequently asked questions
Is IFSC TJSB0000108 the same for all accounts at Ulhasnagar Three branch?
Yes. The IFSC TJSB0000108 is shared by every account held at TJSB Sahakari Bank Limited's Ulhasnagar Three branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Ulhasnagar Three branch but serve different purposes.
How do I add TJSB Sahakari Bank Limited Ulhasnagar Three as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC TJSB0000108, and complete OTP verification. Once activated, you can transfer funds at any time.
How quickly will an NEFT transfer using TJSB0000108 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to TJSB Sahakari Bank Limited – Ulhasnagar Three reflect within 30 minutes.
Where is TJSB Sahakari Bank Limited Ulhasnagar Three branch located?
TJSB Sahakari Bank Limited's Ulhasnagar Three branch is located at GROUND FLOOR,ANAND MAHAL,BLOCK NO.C 32 119,ULHASNAGAR 3,DISTTHANE 421003, Ulhasnagar, Maharashtra.
Can I use IFSC TJSB0000108 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC TJSB0000108 to send funds instantly.
Summary
The IFSC code TJSB0000108 belongs to TJSB Sahakari Bank Limited's ULHASNAGAR THREE branch, located at GROUND FLOOR,ANAND MAHAL,BLOCK NO.C 32 119,ULHASNAGAR 3,DISTTHANE 421003 in ULHASNAGAR, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
