IFSC Code of TJSB Sahakari Bank Limited, Majiwada Thane Branch, Maharashtra

Use this page as a one-stop reference for everything related to TJSB Sahakari Bank Limited's MAJIWADA THANE branch in THANE, MAHARASHTRA. The branch's IFSC code TJSB0000147 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For TJSB Sahakari Bank Limited's MAJIWADA THANE branch, the IFSC TJSB0000147 breaks down as follows: TJSB identifies the bank, 0 is the reserved character, and 000147 identifies this particular branch.

Bank profile

TJSB Sahakari Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Majiwada Thane branch — IFSC TJSB0000147 — extends the bank's services to customers in and around Thane, Maharashtra.

Branch details at a glance

About this branch

The branch is located at GROUND FLOOR, A WING, PARMESHWARI PARADISE CHS LTD. MAJIWADA, THANE(WEST)-400601. It serves the Thane region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of TJSB Sahakari Bank Limited. The IFSC TJSB0000147 is used to identify this branch on the RBI payments network.

Why every TJSB Sahakari Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MAJIWADA THANE of TJSB Sahakari Bank Limited — its own 11-character IFSC. The code TJSB0000147 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC TJSB0000147 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Majiwada Thane branch

Once you have an account at TJSB Sahakari Bank Limited – MAJIWADA THANE, the IFSC TJSB0000147 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Majiwada Thane branch can access most of TJSB Sahakari Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC TJSB0000147

How to transfer money using IFSC TJSB0000147

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC TJSB0000147 across all three.

NEFT to TJSB Sahakari Bank Limited, MAJIWADA THANE using IFSC TJSB0000147

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC TJSB0000147, and confirm that the system picks up TJSB Sahakari Bank Limited – MAJIWADA THANE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to MAJIWADA THANE

If you need to transfer ₹2 lakh or more in one go to an account at TJSB Sahakari Bank Limited's MAJIWADA THANE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC TJSB0000147 while initiating the transfer and the credit will appear within minutes.

IMPS to TJSB Sahakari Bank Limited MAJIWADA THANE (IFSC TJSB0000147)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC TJSB0000147 in your mobile or internet banking app, and the money is credited to the MAJIWADA THANE branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC TJSB0000147 for TJSB Sahakari Bank Limited – MAJIWADA THANE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Majiwada Thane branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at TJSB Sahakari Bank Limited's MAJIWADA THANE branch, the IFSC TJSB0000147 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC TJSB0000147

TJSB Sahakari Bank Limited customers can register for net banking and the bank's official mobile app once their account at the MAJIWADA THANE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC TJSB0000147 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Majiwada Thane branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC TJSB0000147 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to TJSB Sahakari Bank Limited – MAJIWADA THANE:

• The IFSC is exactly TJSB0000147 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills TJSB Sahakari Bank Limited as the bank name and MAJIWADA THANE as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Majiwada Thane branch

The branch is located at GROUND FLOOR, A WING, PARMESHWARI PARADISE CHS LTD. MAJIWADA, THANE(WEST)-400601, which puts it inside Thane, the broader Thane district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “TJSB Sahakari Bank Limited Majiwada Thane branch” — the verified location pin for IFSC TJSB0000147 should appear at the top of the results.
2. Confirm the branch is open by calling 22-25401116 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC TJSB0000147 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC TJSB0000147 for TJSB Sahakari Bank Limited – MAJIWADA THANE, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Majiwada Thane branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC TJSB0000147, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code TJSB0000147 belongs to TJSB Sahakari Bank Limited's MAJIWADA THANE branch, located at GROUND FLOOR, A WING, PARMESHWARI PARADISE CHS LTD. MAJIWADA, THANE(WEST)-400601 in THANE, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.