IFSC Code of TJSB Sahakari Bank Limited, Kasarwadavali Branch Branch, Maharashtra

Use this page as a one-stop reference for everything related to TJSB Sahakari Bank Limited's KASARWADAVALI BRANCH branch in THANE, MAHARASHTRA. The branch's IFSC code TJSB0000075 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For TJSB Sahakari Bank Limited's KASARWADAVALI BRANCH branch, the IFSC TJSB0000075 breaks down as follows: TJSB identifies the bank, 0 is the reserved character, and 000075 identifies this particular branch.

About the bank

TJSB Sahakari Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Kasarwadavali Branch branch in Thane, Maharashtra is part of this network and uses the IFSC code TJSB0000075 for all electronic settlement.

Branch details at a glance

About the Kasarwadavali Branch branch

The Kasarwadavali Branch branch of TJSB Sahakari Bank Limited is situated at SHOP NO.1, PARSHWANATH GALAXY, GHODBUNDER ROAD, KASAEWADAVALI,THANE, PIN-400607. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code TJSB0000075 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how TJSB Sahakari Bank Limited's KASARWADAVALI BRANCH branch came to be assigned the code TJSB0000075.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC TJSB0000075, money simply cannot be routed to the KASARWADAVALI BRANCH branch electronically.

Products and account variants supported

Every account opened at the Kasarwadavali Branch branch is mapped to IFSC TJSB0000075 on the RBI payments network. The branch generally supports the full retail product catalogue of TJSB Sahakari Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains TJSB0000075.

Banking services available

The Kasarwadavali Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-25977940.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC TJSB0000075

How to transfer money using IFSC TJSB0000075

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC TJSB0000075 across all three.

NEFT to TJSB Sahakari Bank Limited, KASARWADAVALI BRANCH using IFSC TJSB0000075

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC TJSB0000075, and confirm that the system picks up TJSB Sahakari Bank Limited – KASARWADAVALI BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to KASARWADAVALI BRANCH

If you need to transfer ₹2 lakh or more in one go to an account at TJSB Sahakari Bank Limited's KASARWADAVALI BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC TJSB0000075 while initiating the transfer and the credit will appear within minutes.

IMPS to TJSB Sahakari Bank Limited KASARWADAVALI BRANCH (IFSC TJSB0000075)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC TJSB0000075 in your mobile or internet banking app, and the money is credited to the KASARWADAVALI BRANCH branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Kasarwadavali Branch

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC TJSB0000075:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at KASARWADAVALI BRANCH is still linked to IFSC TJSB0000075.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC TJSB0000075

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at TJSB Sahakari Bank Limited – KASARWADAVALI BRANCH is still mapped to IFSC TJSB0000075. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC TJSB0000075 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Kasarwadavali Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC TJSB0000075 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by TJSB Sahakari Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC TJSB0000075 and the account number together uniquely identify the Kasarwadavali Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to TJSB Sahakari Bank Limited – KASARWADAVALI BRANCH:

• The IFSC is exactly TJSB0000075 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills TJSB Sahakari Bank Limited as the bank name and KASARWADAVALI BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Kasarwadavali Branch branch

The branch is located at SHOP NO.1, PARSHWANATH GALAXY, GHODBUNDER ROAD, KASAEWADAVALI,THANE, PIN-400607, which puts it inside Thane, the broader Thane district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “TJSB Sahakari Bank Limited Kasarwadavali Branch branch” — the verified location pin for IFSC TJSB0000075 should appear at the top of the results.
2. Confirm the branch is open by calling 22-25977940 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC TJSB0000075 and your account number.

Verifying IFSC TJSB0000075 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm TJSB0000075 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 22-25977940.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Kasarwadavali Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to TJSB0000075 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: TJSB0000075 is the IFSC code of TJSB Sahakari Bank Limited, KASARWADAVALI BRANCH branch, in THANE, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.