IFSC Code of TJSB Sahakari Bank Limited, Sangli Branch Branch, Maharashtra

Use this page as a one-stop reference for everything related to TJSB Sahakari Bank Limited's SANGLI BRANCH branch in SANGLI-MIRAJ-KUPWAD, MAHARASHTRA. The branch's IFSC code TJSB0000087 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For TJSB Sahakari Bank Limited's SANGLI BRANCH branch, the IFSC TJSB0000087 breaks down as follows: TJSB identifies the bank, 0 is the reserved character, and 000087 identifies this particular branch.

About TJSB Sahakari Bank Limited

TJSB Sahakari Bank Limited operates a wide network of branches across India, including the Sangli Branch branch in Sangli-Miraj-Kupwad. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, TJSB0000087.

Branch details at a glance

About the Sangli Branch branch

The Sangli Branch branch of TJSB Sahakari Bank Limited is situated at SHOP NO.1,2,3,4 SIDDHIVINAYAK MANDMARK, PUSHPARAJ CHOWK, MIRAJ ROAD, SANGLI-416416. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code TJSB0000087 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how TJSB Sahakari Bank Limited's SANGLI BRANCH branch came to be assigned the code TJSB0000087.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC TJSB0000087, money simply cannot be routed to the SANGLI BRANCH branch electronically.

Account types you can open at the Sangli Branch branch

Once you have an account at TJSB Sahakari Bank Limited – SANGLI BRANCH, the IFSC TJSB0000087 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Sangli Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 233-2321323.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC TJSB0000087

How to transfer money using IFSC TJSB0000087

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC TJSB0000087 across all three.

How to use IFSC TJSB0000087 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to TJSB Sahakari Bank Limited's SANGLI BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC TJSB0000087.
4. Confirm the bank name auto-populates as TJSB Sahakari Bank Limited and the branch as SANGLI BRANCH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to SANGLI BRANCH

If you need to transfer ₹2 lakh or more in one go to an account at TJSB Sahakari Bank Limited's SANGLI BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC TJSB0000087 while initiating the transfer and the credit will appear within minutes.

IMPS to TJSB Sahakari Bank Limited SANGLI BRANCH (IFSC TJSB0000087)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC TJSB0000087 in your mobile or internet banking app, and the money is credited to the SANGLI BRANCH branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC TJSB0000087 for TJSB Sahakari Bank Limited – SANGLI BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Sangli Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at TJSB Sahakari Bank Limited's SANGLI BRANCH branch, the IFSC TJSB0000087 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Sangli Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC TJSB0000087 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by TJSB Sahakari Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC TJSB0000087 and the account number together uniquely identify the Sangli Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to TJSB Sahakari Bank Limited – SANGLI BRANCH:

• The IFSC is exactly TJSB0000087 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills TJSB Sahakari Bank Limited as the bank name and SANGLI BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Sangli Branch branch

The branch is located at SHOP NO.1,2,3,4 SIDDHIVINAYAK MANDMARK, PUSHPARAJ CHOWK, MIRAJ ROAD, SANGLI-416416, which puts it inside Sangli-Miraj-Kupwad, the broader Sangli district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “TJSB Sahakari Bank Limited Sangli Branch branch” — the verified location pin for IFSC TJSB0000087 should appear at the top of the results.
2. Confirm the branch is open by calling 233-2321323 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC TJSB0000087 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC TJSB0000087 for TJSB Sahakari Bank Limited – SANGLI BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Sangli Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to TJSB0000087 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code TJSB0000087 belongs to TJSB Sahakari Bank Limited's SANGLI BRANCH branch, located at SHOP NO.1,2,3,4 SIDDHIVINAYAK MANDMARK, PUSHPARAJ CHOWK, MIRAJ ROAD,… in SANGLI-MIRAJ-KUPWAD, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.