IFSC Code of TJSB Sahakari Bank Limited, Chinchwad Branch Branch, Maharashtra

Below are the complete branch details for TJSB Sahakari Bank Limited, CHINCHWAD BRANCH branch, located in PIMPRI CHINCHWAD, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is TJSB0000031. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case TJSB0000031 for TJSB Sahakari Bank Limited – CHINCHWAD BRANCH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, TJSB0000031 is the IFSC of TJSB Sahakari Bank Limited's CHINCHWAD BRANCH branch. The format is fixed: TJSB = bank code, 0 = reserved, 000031 = branch identifier.

Branch details at a glance

About TJSB Sahakari Bank Limited

TJSB Sahakari Bank Limited operates a wide network of branches across India, including the Chinchwad Branch branch in Pimpri Chinchwad. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, TJSB0000031.

About this branch

The branch is located at F M CITY CENTRE, GROUND FLOOR , PUNE MUMBAI ROAD, CHINCHWAD STATION, PUNE-411019. It serves the Pimpri Chinchwad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of TJSB Sahakari Bank Limited. The IFSC TJSB0000031 is used to identify this branch on the RBI payments network.

Why every TJSB Sahakari Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CHINCHWAD BRANCH of TJSB Sahakari Bank Limited — its own 11-character IFSC. The code TJSB0000031 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC TJSB0000031 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC TJSB0000031

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC TJSB0000031 across all three.

How to use IFSC TJSB0000031 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to TJSB Sahakari Bank Limited's CHINCHWAD BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC TJSB0000031.
4. Confirm the bank name auto-populates as TJSB Sahakari Bank Limited and the branch as CHINCHWAD BRANCH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC TJSB0000031

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to TJSB Sahakari Bank Limited – CHINCHWAD BRANCH, ensure your bank's portal accepts IFSC TJSB0000031 while registering the beneficiary. RTGS is also available 24x7.

IMPS to TJSB Sahakari Bank Limited CHINCHWAD BRANCH (IFSC TJSB0000031)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC TJSB0000031 in your mobile or internet banking app, and the money is credited to the CHINCHWAD BRANCH branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Chinchwad Branch

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC TJSB0000031:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at CHINCHWAD BRANCH is still linked to IFSC TJSB0000031.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC TJSB0000031

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at TJSB Sahakari Bank Limited – CHINCHWAD BRANCH is still mapped to IFSC TJSB0000031. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC TJSB0000031 and the beneficiary's account number to complete the transfer.

Account types you can open at the Chinchwad Branch branch

Once you have an account at TJSB Sahakari Bank Limited – CHINCHWAD BRANCH, the IFSC TJSB0000031 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Chinchwad Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 20-27477081.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC TJSB0000031

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by TJSB Sahakari Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC TJSB0000031 and the account number together uniquely identify the Chinchwad Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC TJSB0000031

TJSB Sahakari Bank Limited customers can register for net banking and the bank's official mobile app once their account at the CHINCHWAD BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC TJSB0000031 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to TJSB Sahakari Bank Limited – CHINCHWAD BRANCH:

• The IFSC is exactly TJSB0000031 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills TJSB Sahakari Bank Limited as the bank name and CHINCHWAD BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Chinchwad Branch branch sits at F M CITY CENTRE, GROUND FLOOR , PUNE MUMBAI ROAD, CHINCHWAD STATION, PUNE-411019. If you are travelling from outside Pimpri Chinchwad, search for the branch on a maps application using the bank name and locality, or call 20-27477081 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC TJSB0000031 and your account number.

Verifying IFSC TJSB0000031 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm TJSB0000031 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 20-27477081.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Chinchwad Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC TJSB0000031, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code TJSB0000031 belongs to TJSB Sahakari Bank Limited's CHINCHWAD BRANCH branch, located at F M CITY CENTRE, GROUND FLOOR , PUNE MUMBAI ROAD, CHINCHWAD STATION,… in PIMPRI CHINCHWAD, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.