IFSC Code of TJSB Sahakari Bank Limited, Vashi Sector Twelve Branch Branch, Maharashtra

Below are the complete branch details for TJSB Sahakari Bank Limited, VASHI SECTOR TWELVE BRANCH branch, located in NEW BOMBAY, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is TJSB0000072. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case TJSB0000072 for TJSB Sahakari Bank Limited – VASHI SECTOR TWELVE BRANCH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For TJSB Sahakari Bank Limited's VASHI SECTOR TWELVE BRANCH branch, the IFSC TJSB0000072 breaks down as follows: TJSB identifies the bank, 0 is the reserved character, and 000072 identifies this particular branch.

Bank profile

TJSB Sahakari Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Vashi Sector Twelve Branch branch — IFSC TJSB0000072 — extends the bank's services to customers in and around New Bombay, Maharashtra.

About the Vashi Sector Twelve Branch branch

The Vashi Sector Twelve Branch branch of TJSB Sahakari Bank Limited is situated at GROUND FLOOR, SHOP NO. 3 AND 4, BHAVNA APT. SECTOR 12, VASHI, NAVI MUMBAI-400703. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code TJSB0000072 is used.

Branch details at a glance

Why every TJSB Sahakari Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including VASHI SECTOR TWELVE BRANCH of TJSB Sahakari Bank Limited — its own 11-character IFSC. The code TJSB0000072 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC TJSB0000072 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR & cheque-truncation details

Cheques drawn on the Vashi Sector Twelve Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC TJSB0000072 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC TJSB0000072

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC TJSB0000072 across all three.

How to use IFSC TJSB0000072 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to TJSB Sahakari Bank Limited's VASHI SECTOR TWELVE BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC TJSB0000072.
4. Confirm the bank name auto-populates as TJSB Sahakari Bank Limited and the branch as VASHI SECTOR TWELVE BRANCH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC TJSB0000072

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to TJSB Sahakari Bank Limited – VASHI SECTOR TWELVE BRANCH, ensure your bank's portal accepts IFSC TJSB0000072 while registering the beneficiary. RTGS is also available 24x7.

IMPS to TJSB Sahakari Bank Limited VASHI SECTOR TWELVE BRANCH (IFSC TJSB0000072)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC TJSB0000072 in your mobile or internet banking app, and the money is credited to the VASHI SECTOR TWELVE BRANCH branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Vashi Sector Twelve Branch

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC TJSB0000072:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at VASHI SECTOR TWELVE BRANCH is still linked to IFSC TJSB0000072.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at TJSB Sahakari Bank Limited's VASHI SECTOR TWELVE BRANCH branch, the IFSC TJSB0000072 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Vashi Sector Twelve Branch branch is mapped to IFSC TJSB0000072 on the RBI payments network. The branch generally supports the full retail product catalogue of TJSB Sahakari Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains TJSB0000072.

Products and services

Customers walking into the Vashi Sector Twelve Branch branch can access most of TJSB Sahakari Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC TJSB0000072

Digital banking channels

Most day-to-day work that customers used to do at the Vashi Sector Twelve Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC TJSB0000072 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The Vashi Sector Twelve Branch branch sits at GROUND FLOOR, SHOP NO. 3 AND 4, BHAVNA APT. SECTOR 12, VASHI, NAVI MUMBAI-400703. If you are travelling from outside New Bombay, search for the branch on a maps application using the bank name and locality, or call 22-27889021 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC TJSB0000072 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to TJSB Sahakari Bank Limited – VASHI SECTOR TWELVE BRANCH:

• The IFSC is exactly TJSB0000072 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills TJSB Sahakari Bank Limited as the bank name and VASHI SECTOR TWELVE BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Vashi Sector Twelve Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to TJSB0000072 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC TJSB0000072 for TJSB Sahakari Bank Limited – VASHI SECTOR TWELVE BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code TJSB0000072 belongs to TJSB Sahakari Bank Limited's VASHI SECTOR TWELVE BRANCH branch, located at GROUND FLOOR, SHOP NO. 3 AND 4, BHAVNA APT. SECTOR 12, VASHI, NAVI MUMBAI-400703 in NEW BOMBAY, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.