IFSC Code of TJSB Sahakari Bank Limited, Nagpur Branch Branch, Maharashtra

If you are searching for the IFSC code of TJSB Sahakari Bank Limited, NAGPUR BRANCH branch in NAGPUR, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is TJSB0000082. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the NAGPUR BRANCH branch, and detailed step-by-step guides for using the IFSC TJSB0000082 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for TJSB Sahakari Bank Limited – NAGPUR BRANCH is TJSB0000082. The first four letters TJSB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000082 map to this branch in NAGPUR, MAHARASHTRA.

Bank profile

TJSB Sahakari Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Nagpur Branch branch — IFSC TJSB0000082 — extends the bank's services to customers in and around Nagpur, Maharashtra.

Branch details at a glance

Nagpur Branch branch overview

Located at SHREE RADHE,MAIN(WARDHA ROAD), RAMDAS PETH, ADJACENT TO SHREEE VARDHAN COMPLEX, NAGPUR-440100, the Nagpur Branch branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC TJSB0000082 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how TJSB Sahakari Bank Limited's NAGPUR BRANCH branch came to be assigned the code TJSB0000082.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC TJSB0000082, money simply cannot be routed to the NAGPUR BRANCH branch electronically.

Products and account variants supported

Every account opened at the Nagpur Branch branch is mapped to IFSC TJSB0000082 on the RBI payments network. The branch generally supports the full retail product catalogue of TJSB Sahakari Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains TJSB0000082.

Products and services

Customers walking into the Nagpur Branch branch can access most of TJSB Sahakari Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC TJSB0000082

How to transfer money using IFSC TJSB0000082

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC TJSB0000082 across all three.

NEFT to TJSB Sahakari Bank Limited, NAGPUR BRANCH using IFSC TJSB0000082

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC TJSB0000082, and confirm that the system picks up TJSB Sahakari Bank Limited – NAGPUR BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to NAGPUR BRANCH

If you need to transfer ₹2 lakh or more in one go to an account at TJSB Sahakari Bank Limited's NAGPUR BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC TJSB0000082 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to TJSB Sahakari Bank Limited – NAGPUR BRANCH, use IMPS. With IFSC TJSB0000082 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC TJSB0000082 for TJSB Sahakari Bank Limited – NAGPUR BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Nagpur Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC TJSB0000082

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at TJSB Sahakari Bank Limited – NAGPUR BRANCH is still mapped to IFSC TJSB0000082. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC TJSB0000082 and the beneficiary's account number to complete the transfer.

Online banking and IFSC TJSB0000082

TJSB Sahakari Bank Limited customers can register for net banking and the bank's official mobile app once their account at the NAGPUR BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC TJSB0000082 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Nagpur Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC TJSB0000082 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC TJSB0000082

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to TJSB Sahakari Bank Limited – NAGPUR BRANCH, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: TJSB0000082.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Nagpur Branch branch sits at SHREE RADHE,MAIN(WARDHA ROAD), RAMDAS PETH, ADJACENT TO SHREEE VARDHAN COMPLEX, NAGPUR-440100. If you are travelling from outside Nagpur, search for the branch on a maps application using the bank name and locality, or call 712-2456022 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC TJSB0000082 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC TJSB0000082 for TJSB Sahakari Bank Limited – NAGPUR BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Nagpur Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC TJSB0000082, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code TJSB0000082 belongs to TJSB Sahakari Bank Limited's NAGPUR BRANCH branch, located at SHREE RADHE,MAIN(WARDHA ROAD), RAMDAS PETH, ADJACENT TO SHREEE VARDHAN… in NAGPUR, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.