IFSC Code of TJSB Sahakari Bank Limited, Karjat Branch Branch, Maharashtra

If you are searching for the IFSC code of TJSB Sahakari Bank Limited, KARJAT BRANCH branch in KARJAT, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is TJSB0000171. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KARJAT BRANCH branch, and detailed step-by-step guides for using the IFSC TJSB0000171 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for TJSB Sahakari Bank Limited – KARJAT BRANCH is TJSB0000171. The first four letters TJSB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000171 map to this branch in KARJAT, MAHARASHTRA.

About the bank

TJSB Sahakari Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Karjat Branch branch in Karjat, Maharashtra is part of this network and uses the IFSC code TJSB0000171 for all electronic settlement.

Branch details at a glance

Karjat Branch branch overview

Located at COMMERCIAL SHOP NO 7, GROUND FLOOR, DUBEY MANSION, LAND BEARING CITY SURVEY NO.90 1 TO 90 28, VILLAGE KARJAT, TALUKA KARJAT, DISTRICT RAIGAD-410201, the Karjat Branch branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC TJSB0000171 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how TJSB Sahakari Bank Limited's KARJAT BRANCH branch came to be assigned the code TJSB0000171.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC TJSB0000171, money simply cannot be routed to the KARJAT BRANCH branch electronically.

Account types you can open at the Karjat Branch branch

Once you have an account at TJSB Sahakari Bank Limited – KARJAT BRANCH, the IFSC TJSB0000171 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Karjat Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-8655335638.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC TJSB0000171

How to transfer money using IFSC TJSB0000171

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC TJSB0000171 across all three.

How to use IFSC TJSB0000171 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to TJSB Sahakari Bank Limited's KARJAT BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC TJSB0000171.
4. Confirm the bank name auto-populates as TJSB Sahakari Bank Limited and the branch as KARJAT BRANCH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to KARJAT BRANCH

If you need to transfer ₹2 lakh or more in one go to an account at TJSB Sahakari Bank Limited's KARJAT BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC TJSB0000171 while initiating the transfer and the credit will appear within minutes.

IMPS to TJSB Sahakari Bank Limited KARJAT BRANCH (IFSC TJSB0000171)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC TJSB0000171 in your mobile or internet banking app, and the money is credited to the KARJAT BRANCH branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC TJSB0000171 for TJSB Sahakari Bank Limited – KARJAT BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Karjat Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at TJSB Sahakari Bank Limited's KARJAT BRANCH branch, the IFSC TJSB0000171 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Karjat Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC TJSB0000171 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Karjat Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC TJSB0000171 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to TJSB Sahakari Bank Limited – KARJAT BRANCH:

• The IFSC is exactly TJSB0000171 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills TJSB Sahakari Bank Limited as the bank name and KARJAT BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Karjat Branch branch

The branch is located at COMMERCIAL SHOP NO 7, GROUND FLOOR, DUBEY MANSION, LAND BEARING CITY SURVEY NO.90 1 TO 90 28, VILLAGE KARJAT, TALUKA KARJAT, DISTRICT RAIGAD-410201, which puts it inside Karjat, the broader Raigad district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “TJSB Sahakari Bank Limited Karjat Branch branch” — the verified location pin for IFSC TJSB0000171 should appear at the top of the results.
2. Confirm the branch is open by calling 22-8655335638 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC TJSB0000171 and your account number.

Verifying IFSC TJSB0000171 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm TJSB0000171 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 22-8655335638.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Karjat Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to TJSB0000171 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: TJSB0000171 is the IFSC code of TJSB Sahakari Bank Limited, KARJAT BRANCH branch, in KARJAT, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.