Use this page as a one-stop reference for everything related to TJSB Sahakari Bank Limited's DOMBIVLI WEST branch in DOMBIVLI, MAHARASHTRA. The branch's IFSC code TJSB0000104 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For TJSB Sahakari Bank Limited's DOMBIVLI WEST branch, the IFSC TJSB0000104 breaks down as follows: TJSB identifies the bank, 0 is the reserved character, and 000104 identifies this particular branch.
Branch details at a glance
| Bank Name | TJSB Sahakari Bank Limited |
|---|---|
| Branch | Dombivli West |
| IFSC Code | TJSB0000104 |
| MICR Code | Refer to cheque leaf |
| Branch Address | F BY 1,JAI SHRUTI APTS,M.G.ROAD,NEAR SBI,DOMBIVLI WEST,DIST THANE,PIN 421202 |
| City | Dombivli |
| District | Thane |
| State | Maharashtra |
| STD Code | 251 |
| Phone | 2480840 |
About the bank
TJSB Sahakari Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Dombivli West branch in Dombivli, Maharashtra is part of this network and uses the IFSC code TJSB0000104 for all electronic settlement.
About the Dombivli West branch
The Dombivli West branch of TJSB Sahakari Bank Limited is situated at F BY 1,JAI SHRUTI APTS,M.G.ROAD,NEAR SBI,DOMBIVLI WEST,DIST THANE,PIN 421202. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code TJSB0000104 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how TJSB Sahakari Bank Limited's DOMBIVLI WEST branch came to be assigned the code TJSB0000104.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC TJSB0000104, money simply cannot be routed to the DOMBIVLI WEST branch electronically.
How to transfer money using IFSC TJSB0000104
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC TJSB0000104 across all three.
NEFT to TJSB Sahakari Bank Limited, DOMBIVLI WEST using IFSC TJSB0000104
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC TJSB0000104, and confirm that the system picks up TJSB Sahakari Bank Limited – DOMBIVLI WEST. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC TJSB0000104
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to TJSB Sahakari Bank Limited – DOMBIVLI WEST, ensure your bank's portal accepts IFSC TJSB0000104 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to TJSB Sahakari Bank Limited – DOMBIVLI WEST, use IMPS. With IFSC TJSB0000104 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC TJSB0000104 for TJSB Sahakari Bank Limited – DOMBIVLI WEST, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – TJSB0000104 | Yes – TJSB0000104 | Yes – TJSB0000104 |
For most retail customers crediting the Dombivli West branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC TJSB0000104
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at TJSB Sahakari Bank Limited – DOMBIVLI WEST is still mapped to IFSC TJSB0000104. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC TJSB0000104 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Dombivli West branch is mapped to IFSC TJSB0000104 on the RBI payments network. The branch generally supports the full retail product catalogue of TJSB Sahakari Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains TJSB0000104.
Products and services
Customers walking into the Dombivli West branch can access most of TJSB Sahakari Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC TJSB0000104
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by TJSB Sahakari Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC TJSB0000104 and the account number together uniquely identify the Dombivli West branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC TJSB0000104
TJSB Sahakari Bank Limited customers can register for net banking and the bank's official mobile app once their account at the DOMBIVLI WEST branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC TJSB0000104 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC TJSB0000104
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to TJSB Sahakari Bank Limited – DOMBIVLI WEST, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
TJSB0000104. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Dombivli West branch
The branch is located at F BY 1,JAI SHRUTI APTS,M.G.ROAD,NEAR SBI,DOMBIVLI WEST,DIST THANE,PIN 421202, which puts it inside Dombivli, the broader Thane district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “TJSB Sahakari Bank Limited Dombivli West branch” — the verified location pin for IFSC TJSB0000104 should appear at the top of the results.
- Confirm the branch is open by calling 251-2480840 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC TJSB0000104 and your account number.
Verifying IFSC TJSB0000104 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm TJSB0000104 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 251-2480840.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Dombivli West are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to TJSB0000104 continue to work without interruption.
Branch address & contact
TJSB Sahakari Bank LimitedDombivli West Branch
F BY 1,JAI SHRUTI APTS,M.G.ROAD,NEAR SBI,DOMBIVLI WEST,DIST THANE,PIN 421202
Dombivli, Maharashtra
Phone: 251-2480840
IFSC: TJSB0000104
Frequently asked questions
What is the IFSC code of TJSB Sahakari Bank Limited Dombivli West branch?
The IFSC code of TJSB Sahakari Bank Limited, Dombivli West branch is TJSB0000104. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Dombivli West branch but serve different purposes.
Is IFSC TJSB0000104 the same for all accounts at Dombivli West branch?
Yes. The IFSC TJSB0000104 is shared by every account held at TJSB Sahakari Bank Limited's Dombivli West branch. Only the account number changes from customer to customer.
What is the phone number of TJSB Sahakari Bank Limited Dombivli West branch?
You can reach the branch at 251-2480840 during regular banking hours.
Is IFSC TJSB0000104 valid for NEFT and RTGS?
Yes. IFSC TJSB0000104 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add TJSB Sahakari Bank Limited Dombivli West as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC TJSB0000104, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code TJSB0000104 belongs to TJSB Sahakari Bank Limited's DOMBIVLI WEST branch, located at F BY 1,JAI SHRUTI APTS,M.G.ROAD,NEAR SBI,DOMBIVLI WEST,DIST THANE,PIN 421202 in DOMBIVLI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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