IFSC Code of The West Bengal State Cooperative Bank, The Jalpaiguri Ctrl Bank Bardhaman Branch, West Bengal

Use this page as a one-stop reference for everything related to The West Bengal State Cooperative Bank's THE JALPAIGURI CTRL BANK BARDHAMAN branch in SILIGURI, WEST BENGAL. The branch's IFSC code WBSC0JCCB15 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The West Bengal State Cooperative Bank – THE JALPAIGURI CTRL BANK BARDHAMAN is WBSC0JCCB15. The first four letters WBSC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters JCCB15 map to this branch in SILIGURI, WEST BENGAL.

Branch details at a glance

About The West Bengal State Cooperative Bank

The West Bengal State Cooperative Bank operates a wide network of branches across India, including the The Jalpaiguri Ctrl Bank Bardhaman branch in Siliguri. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, WBSC0JCCB15.

The Jalpaiguri Ctrl Bank Bardhaman branch overview

Located at 1 VIDYASAGAR ROAD,FAST ACCESS BUILDING GR.FL,PO SILIGURI,DIST JALPAIGURI,WEST BENGAL 735005, the The Jalpaiguri Ctrl Bank Bardhaman branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC WBSC0JCCB15 is required for all interbank electronic transfers routed through this branch.

Why every The West Bengal State Cooperative Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including THE JALPAIGURI CTRL BANK BARDHAMAN of The West Bengal State Cooperative Bank — its own 11-character IFSC. The code WBSC0JCCB15 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC WBSC0JCCB15 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC WBSC0JCCB15

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC WBSC0JCCB15 across all three.

How to use IFSC WBSC0JCCB15 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The West Bengal State Cooperative Bank's THE JALPAIGURI CTRL BANK BARDHAMAN branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC WBSC0JCCB15.
4. Confirm the bank name auto-populates as The West Bengal State Cooperative Bank and the branch as THE JALPAIGURI CTRL BANK BARDHAMAN.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC WBSC0JCCB15

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The West Bengal State Cooperative Bank – THE JALPAIGURI CTRL BANK BARDHAMAN, ensure your bank's portal accepts IFSC WBSC0JCCB15 while registering the beneficiary. RTGS is also available 24x7.

IMPS to The West Bengal State Cooperative Bank THE JALPAIGURI CTRL BANK BARDHAMAN (IFSC WBSC0JCCB15)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC WBSC0JCCB15 in your mobile or internet banking app, and the money is credited to the THE JALPAIGURI CTRL BANK BARDHAMAN branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to The Jalpaiguri Ctrl Bank Bardhaman

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC WBSC0JCCB15:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE JALPAIGURI CTRL BANK BARDHAMAN is still linked to IFSC WBSC0JCCB15.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC WBSC0JCCB15

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The West Bengal State Cooperative Bank – THE JALPAIGURI CTRL BANK BARDHAMAN is still mapped to IFSC WBSC0JCCB15. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC WBSC0JCCB15 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the The Jalpaiguri Ctrl Bank Bardhaman branch is mapped to IFSC WBSC0JCCB15 on the RBI payments network. The branch generally supports the full retail product catalogue of The West Bengal State Cooperative Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains WBSC0JCCB15.

Products and services

Customers walking into the The Jalpaiguri Ctrl Bank Bardhaman branch can access most of The West Bengal State Cooperative Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC WBSC0JCCB15

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The West Bengal State Cooperative Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC WBSC0JCCB15 and the account number together uniquely identify the The Jalpaiguri Ctrl Bank Bardhaman branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the The Jalpaiguri Ctrl Bank Bardhaman branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC WBSC0JCCB15 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC WBSC0JCCB15

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The West Bengal State Cooperative Bank – THE JALPAIGURI CTRL BANK BARDHAMAN, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: WBSC0JCCB15.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The The Jalpaiguri Ctrl Bank Bardhaman branch sits at 1 VIDYASAGAR ROAD,FAST ACCESS BUILDING GR.FL,PO SILIGURI,DIST JALPAIGURI,WEST BENGAL 735005. If you are travelling from outside Siliguri, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC WBSC0JCCB15 and your account number.

Verifying IFSC WBSC0JCCB15 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm WBSC0JCCB15 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on the branch contact number.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Jalpaiguri Ctrl Bank Bardhaman branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC WBSC0JCCB15, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code WBSC0JCCB15 belongs to The West Bengal State Cooperative Bank's THE JALPAIGURI CTRL BANK BARDHAMAN branch, located at 1 VIDYASAGAR ROAD,FAST ACCESS BUILDING GR.FL,PO SILIGURI,DIST JALPAIGURI,WEST… in SILIGURI, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.