IFSC Code of The West Bengal State Cooperative Bank, Tamluk Ghatal Central Cooperative Bank Ltd Narajole Branch Branch, West Bengal

This page lists the IFSC code, branch address, contact number and fund-transfer information for The West Bengal State Cooperative Bank, TAMLUK GHATAL CENTRAL COOPERATIVE BANK LTD NARAJOLE BRANCH branch in NARAJOLE. The 11-digit IFSC WBSC0TCCB27 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The West Bengal State Cooperative Bank at the TAMLUK GHATAL CENTRAL COOPERATIVE BANK LTD NARAJOLE BRANCH location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The West Bengal State Cooperative Bank – TAMLUK GHATAL CENTRAL COOPERATIVE BANK LTD NARAJOLE BRANCH is WBSC0TCCB27. The first four letters WBSC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters TCCB27 map to this branch in NARAJOLE, WEST BENGAL.

About The West Bengal State Cooperative Bank

The West Bengal State Cooperative Bank operates a wide network of branches across India, including the Tamluk Ghatal Central Cooperative Bank Ltd Narajole Branch branch in Narajole. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, WBSC0TCCB27.

About the Tamluk Ghatal Central Cooperative Bank Ltd Narajole Branch branch

The Tamluk Ghatal Central Cooperative Bank Ltd Narajole Branch branch of The West Bengal State Cooperative Bank is situated at VILL NARAJOLE PO NARAJOLE PS DASPUR. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code WBSC0TCCB27 is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The West Bengal State Cooperative Bank's TAMLUK GHATAL CENTRAL COOPERATIVE BANK LTD NARAJOLE BRANCH branch came to be assigned the code WBSC0TCCB27.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC WBSC0TCCB27, money simply cannot be routed to the TAMLUK GHATAL CENTRAL COOPERATIVE BANK LTD NARAJOLE BRANCH branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The West Bengal State Cooperative Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC WBSC0TCCB27 and the account number together uniquely identify the Tamluk Ghatal Central Cooperative Bank Ltd Narajole Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC WBSC0TCCB27

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC WBSC0TCCB27 across all three.

NEFT to The West Bengal State Cooperative Bank, TAMLUK GHATAL CENTRAL COOPERATIVE BANK LTD NARAJOLE BRANCH using IFSC WBSC0TCCB27

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC WBSC0TCCB27, and confirm that the system picks up The West Bengal State Cooperative Bank – TAMLUK GHATAL CENTRAL COOPERATIVE BANK LTD NARAJOLE BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to TAMLUK GHATAL CENTRAL COOPERATIVE BANK LTD NARAJOLE BRANCH

If you need to transfer ₹2 lakh or more in one go to an account at The West Bengal State Cooperative Bank's TAMLUK GHATAL CENTRAL COOPERATIVE BANK LTD NARAJOLE BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC WBSC0TCCB27 while initiating the transfer and the credit will appear within minutes.

IMPS to The West Bengal State Cooperative Bank TAMLUK GHATAL CENTRAL COOPERATIVE BANK LTD NARAJOLE BRANCH (IFSC WBSC0TCCB27)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC WBSC0TCCB27 in your mobile or internet banking app, and the money is credited to the TAMLUK GHATAL CENTRAL COOPERATIVE BANK LTD NARAJOLE BRANCH branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Tamluk Ghatal Central Cooperative Bank Ltd Narajole Branch

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC WBSC0TCCB27:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at TAMLUK GHATAL CENTRAL COOPERATIVE BANK LTD NARAJOLE BRANCH is still linked to IFSC WBSC0TCCB27.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC WBSC0TCCB27

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The West Bengal State Cooperative Bank – TAMLUK GHATAL CENTRAL COOPERATIVE BANK LTD NARAJOLE BRANCH is still mapped to IFSC WBSC0TCCB27. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC WBSC0TCCB27 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Tamluk Ghatal Central Cooperative Bank Ltd Narajole Branch branch is mapped to IFSC WBSC0TCCB27 on the RBI payments network. The branch generally supports the full retail product catalogue of The West Bengal State Cooperative Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains WBSC0TCCB27.

Products and services

Customers walking into the Tamluk Ghatal Central Cooperative Bank Ltd Narajole Branch branch can access most of The West Bengal State Cooperative Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC WBSC0TCCB27

Online banking and IFSC WBSC0TCCB27

The West Bengal State Cooperative Bank customers can register for net banking and the bank's official mobile app once their account at the TAMLUK GHATAL CENTRAL COOPERATIVE BANK LTD NARAJOLE BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC WBSC0TCCB27 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Tamluk Ghatal Central Cooperative Bank Ltd Narajole Branch branch

The branch is located at VILL NARAJOLE PO NARAJOLE PS DASPUR, which puts it inside Narajole, the broader Paschim Medinipur district, and the state of West Bengal. To plan your visit:

1. Open Google Maps on your phone and search for “The West Bengal State Cooperative Bank Tamluk Ghatal Central Cooperative Bank Ltd Narajole Branch branch” — the verified location pin for IFSC WBSC0TCCB27 should appear at the top of the results.
2. Confirm the branch is open by calling 9332612699 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC WBSC0TCCB27 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The West Bengal State Cooperative Bank – TAMLUK GHATAL CENTRAL COOPERATIVE BANK LTD NARAJOLE BRANCH:

• The IFSC is exactly WBSC0TCCB27 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The West Bengal State Cooperative Bank as the bank name and TAMLUK GHATAL CENTRAL COOPERATIVE BANK LTD NARAJOLE BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Tamluk Ghatal Central Cooperative Bank Ltd Narajole Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC WBSC0TCCB27, however, work 24x7.

Verifying IFSC WBSC0TCCB27 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm WBSC0TCCB27 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 9332612699.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Final notes

To recap: WBSC0TCCB27 is the IFSC code of The West Bengal State Cooperative Bank, TAMLUK GHATAL CENTRAL COOPERATIVE BANK LTD NARAJOLE BRANCH branch, in NARAJOLE, WEST BENGAL. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.