IFSC Code of The West Bengal State Cooperative Bank, Mgcb,Madhakhali Eve Branch, West Bengal

Below are the complete branch details for The West Bengal State Cooperative Bank, MGCB,MADHAKHALI EVE branch, located in MUGBERIA, WEST BENGAL. The IFSC assigned by the Reserve Bank of India to this branch is WBSC0MGCB08. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case WBSC0MGCB08 for The West Bengal State Cooperative Bank – MGCB,MADHAKHALI EVE — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, WBSC0MGCB08 is the IFSC of The West Bengal State Cooperative Bank's MGCB,MADHAKHALI EVE branch. The format is fixed: WBSC = bank code, 0 = reserved, MGCB08 = branch identifier.

Branch details at a glance

About the bank

The West Bengal State Cooperative Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Mgcb,Madhakhali Eve branch in Mugberia, West Bengal is part of this network and uses the IFSC code WBSC0MGCB08 for all electronic settlement.

About the Mgcb,Madhakhali Eve branch

The Mgcb,Madhakhali Eve branch of The West Bengal State Cooperative Bank is situated at VILL P.O - MADHAKHALI, P.S. - BHUPATINAGAR, DIST-PURBA MEDINIPUR-721425. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code WBSC0MGCB08 is used.

Why every The West Bengal State Cooperative Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MGCB,MADHAKHALI EVE of The West Bengal State Cooperative Bank — its own 11-character IFSC. The code WBSC0MGCB08 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC WBSC0MGCB08 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC WBSC0MGCB08

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC WBSC0MGCB08 across all three.

How to use IFSC WBSC0MGCB08 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The West Bengal State Cooperative Bank's MGCB,MADHAKHALI EVE branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC WBSC0MGCB08.
4. Confirm the bank name auto-populates as The West Bengal State Cooperative Bank and the branch as MGCB,MADHAKHALI EVE.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to MGCB,MADHAKHALI EVE

If you need to transfer ₹2 lakh or more in one go to an account at The West Bengal State Cooperative Bank's MGCB,MADHAKHALI EVE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC WBSC0MGCB08 while initiating the transfer and the credit will appear within minutes.

IMPS to The West Bengal State Cooperative Bank MGCB,MADHAKHALI EVE (IFSC WBSC0MGCB08)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC WBSC0MGCB08 in your mobile or internet banking app, and the money is credited to the MGCB,MADHAKHALI EVE branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC WBSC0MGCB08 for The West Bengal State Cooperative Bank – MGCB,MADHAKHALI EVE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Mgcb,Madhakhali Eve branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC WBSC0MGCB08

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The West Bengal State Cooperative Bank – MGCB,MADHAKHALI EVE is still mapped to IFSC WBSC0MGCB08. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC WBSC0MGCB08 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Mgcb,Madhakhali Eve branch is mapped to IFSC WBSC0MGCB08 on the RBI payments network. The branch generally supports the full retail product catalogue of The West Bengal State Cooperative Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains WBSC0MGCB08.

Products and services

Customers walking into the Mgcb,Madhakhali Eve branch can access most of The West Bengal State Cooperative Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC WBSC0MGCB08

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The West Bengal State Cooperative Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC WBSC0MGCB08 and the account number together uniquely identify the Mgcb,Madhakhali Eve branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC WBSC0MGCB08

The West Bengal State Cooperative Bank customers can register for net banking and the bank's official mobile app once their account at the MGCB,MADHAKHALI EVE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC WBSC0MGCB08 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC WBSC0MGCB08

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The West Bengal State Cooperative Bank – MGCB,MADHAKHALI EVE, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: WBSC0MGCB08.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Mgcb,Madhakhali Eve branch sits at VILL P.O - MADHAKHALI, P.S. - BHUPATINAGAR, DIST-PURBA MEDINIPUR-721425. If you are travelling from outside Mugberia, search for the branch on a maps application using the bank name and locality, or call 3220-3220270535 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC WBSC0MGCB08 and your account number.

Verifying IFSC WBSC0MGCB08 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm WBSC0MGCB08 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 3220-3220270535.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Mgcb,Madhakhali Eve branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC WBSC0MGCB08, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: WBSC0MGCB08 is the IFSC code of The West Bengal State Cooperative Bank, MGCB,MADHAKHALI EVE branch, in MUGBERIA, WEST BENGAL. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.