IFSC Code of The West Bengal State Cooperative Bank, Mgcb,Contai Mor Eve Branch, West Bengal

This page lists the IFSC code, branch address, contact number and fund-transfer information for The West Bengal State Cooperative Bank, MGCB,CONTAI MOR EVE branch in MUGBERIA. The 11-digit IFSC WBSC0MGCB10 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The West Bengal State Cooperative Bank at the MGCB,CONTAI MOR EVE location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for The West Bengal State Cooperative Bank – MGCB,CONTAI MOR EVE is WBSC0MGCB10. The first four letters WBSC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters MGCB10 map to this branch in MUGBERIA, WEST BENGAL.

Branch details at a glance

About the bank

The West Bengal State Cooperative Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Mgcb,Contai Mor Eve branch in Mugberia, West Bengal is part of this network and uses the IFSC code WBSC0MGCB10 for all electronic settlement.

Mgcb,Contai Mor Eve branch overview

Located at SARASWATITALA ,P.O - CONTAI, P.S. - CONTAI, DIST-PURBA MEDINIPUR-721401, the Mgcb,Contai Mor Eve branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC WBSC0MGCB10 is required for all interbank electronic transfers routed through this branch.

Why every The West Bengal State Cooperative Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MGCB,CONTAI MOR EVE of The West Bengal State Cooperative Bank — its own 11-character IFSC. The code WBSC0MGCB10 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC WBSC0MGCB10 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC WBSC0MGCB10

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC WBSC0MGCB10 across all three.

NEFT to The West Bengal State Cooperative Bank, MGCB,CONTAI MOR EVE using IFSC WBSC0MGCB10

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC WBSC0MGCB10, and confirm that the system picks up The West Bengal State Cooperative Bank – MGCB,CONTAI MOR EVE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to MGCB,CONTAI MOR EVE

If you need to transfer ₹2 lakh or more in one go to an account at The West Bengal State Cooperative Bank's MGCB,CONTAI MOR EVE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC WBSC0MGCB10 while initiating the transfer and the credit will appear within minutes.

IMPS to The West Bengal State Cooperative Bank MGCB,CONTAI MOR EVE (IFSC WBSC0MGCB10)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC WBSC0MGCB10 in your mobile or internet banking app, and the money is credited to the MGCB,CONTAI MOR EVE branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Mgcb,Contai Mor Eve

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC WBSC0MGCB10:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at MGCB,CONTAI MOR EVE is still linked to IFSC WBSC0MGCB10.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC WBSC0MGCB10

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The West Bengal State Cooperative Bank – MGCB,CONTAI MOR EVE is still mapped to IFSC WBSC0MGCB10. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC WBSC0MGCB10 and the beneficiary's account number to complete the transfer.

Account types you can open at the Mgcb,Contai Mor Eve branch

Once you have an account at The West Bengal State Cooperative Bank – MGCB,CONTAI MOR EVE, the IFSC WBSC0MGCB10 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Mgcb,Contai Mor Eve branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 3220-3220259603.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC WBSC0MGCB10

MICR & cheque-truncation details

Cheques drawn on the Mgcb,Contai Mor Eve branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC WBSC0MGCB10 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC WBSC0MGCB10

The West Bengal State Cooperative Bank customers can register for net banking and the bank's official mobile app once their account at the MGCB,CONTAI MOR EVE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC WBSC0MGCB10 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The West Bengal State Cooperative Bank – MGCB,CONTAI MOR EVE:

• The IFSC is exactly WBSC0MGCB10 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The West Bengal State Cooperative Bank as the bank name and MGCB,CONTAI MOR EVE as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Mgcb,Contai Mor Eve branch sits at SARASWATITALA ,P.O - CONTAI, P.S. - CONTAI, DIST-PURBA MEDINIPUR-721401. If you are travelling from outside Mugberia, search for the branch on a maps application using the bank name and locality, or call 3220-3220259603 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC WBSC0MGCB10 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC WBSC0MGCB10 for The West Bengal State Cooperative Bank – MGCB,CONTAI MOR EVE, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Mgcb,Contai Mor Eve are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to WBSC0MGCB10 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code WBSC0MGCB10 belongs to The West Bengal State Cooperative Bank's MGCB,CONTAI MOR EVE branch, located at SARASWATITALA ,P.O - CONTAI, P.S. - CONTAI, DIST-PURBA MEDINIPUR-721401 in MUGBERIA, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.