Use this page as a one-stop reference for everything related to The West Bengal State Cooperative Bank's MOHANPUR branch in MOHANPUR, WEST BENGAL. The branch's IFSC code WBSC0VCCB15 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, WBSC0VCCB15 is the IFSC of The West Bengal State Cooperative Bank's MOHANPUR branch. The format is fixed: WBSC = bank code, 0 = reserved, VCCB15 = branch identifier.
About The West Bengal State Cooperative Bank
The West Bengal State Cooperative Bank operates a wide network of branches across India, including the Mohanpur branch in Mohanpur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, WBSC0VCCB15.
Mohanpur branch overview
Located at P.O - MOHANPUR, DIST.-PASCHIM MEDINIPUR, PIN-721436, the Mohanpur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC WBSC0VCCB15 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | The West Bengal State Cooperative Bank |
|---|---|
| Branch | Mohanpur |
| IFSC Code | WBSC0VCCB15 |
| MICR Code | Refer to cheque leaf |
| Branch Address | P.O - MOHANPUR, DIST.-PASCHIM MEDINIPUR, PIN-721436 |
| City | Mohanpur |
| District | Paschim Medinipur |
| State | West Bengal |
| STD Code | 3220 |
| Phone | 232227 |
Why every The West Bengal State Cooperative Bank branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MOHANPUR of The West Bengal State Cooperative Bank — its own 11-character IFSC. The code WBSC0VCCB15 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC WBSC0VCCB15 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by The West Bengal State Cooperative Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC WBSC0VCCB15 and the account number together uniquely identify the Mohanpur branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC WBSC0VCCB15
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC WBSC0VCCB15 across all three.
NEFT to The West Bengal State Cooperative Bank, MOHANPUR using IFSC WBSC0VCCB15
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC WBSC0VCCB15, and confirm that the system picks up The West Bengal State Cooperative Bank – MOHANPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC WBSC0VCCB15
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The West Bengal State Cooperative Bank – MOHANPUR, ensure your bank's portal accepts IFSC WBSC0VCCB15 while registering the beneficiary. RTGS is also available 24x7.
IMPS to The West Bengal State Cooperative Bank MOHANPUR (IFSC WBSC0VCCB15)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC WBSC0VCCB15 in your mobile or internet banking app, and the money is credited to the MOHANPUR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC WBSC0VCCB15 for The West Bengal State Cooperative Bank – MOHANPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – WBSC0VCCB15 | Yes – WBSC0VCCB15 | Yes – WBSC0VCCB15 |
For most retail customers crediting the Mohanpur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The West Bengal State Cooperative Bank's MOHANPUR branch, the IFSC WBSC0VCCB15 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Mohanpur branch
Once you have an account at The West Bengal State Cooperative Bank – MOHANPUR, the IFSC WBSC0VCCB15 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Mohanpur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 3220-232227.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC WBSC0VCCB15
Online banking and IFSC WBSC0VCCB15
The West Bengal State Cooperative Bank customers can register for net banking and the bank's official mobile app once their account at the MOHANPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC WBSC0VCCB15 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Mohanpur branch
The branch is located at P.O - MOHANPUR, DIST.-PASCHIM MEDINIPUR, PIN-721436, which puts it inside Mohanpur, the broader Paschim Medinipur district, and the state of West Bengal. To plan your visit:
- Open Google Maps on your phone and search for “The West Bengal State Cooperative Bank Mohanpur branch” — the verified location pin for IFSC WBSC0VCCB15 should appear at the top of the results.
- Confirm the branch is open by calling 3220-232227 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC WBSC0VCCB15 and your account number.
Common mistakes to avoid when using IFSC WBSC0VCCB15
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The West Bengal State Cooperative Bank – MOHANPUR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
WBSC0VCCB15. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Mohanpur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC WBSC0VCCB15, however, work 24x7.
Verifying IFSC WBSC0VCCB15 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm WBSC0VCCB15 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 3220-232227.
- Visiting the bank's official branch locator page.
Branch address & contact
The West Bengal State Cooperative BankMohanpur Branch
P.O - MOHANPUR, DIST.-PASCHIM MEDINIPUR, PIN-721436
Mohanpur, West Bengal
Phone: 3220-232227
IFSC: WBSC0VCCB15
Frequently asked questions
Is IFSC WBSC0VCCB15 the same for all accounts at Mohanpur branch?
Yes. The IFSC WBSC0VCCB15 is shared by every account held at The West Bengal State Cooperative Bank's Mohanpur branch. Only the account number changes from customer to customer.
What is the phone number of The West Bengal State Cooperative Bank Mohanpur branch?
You can reach the branch at 3220-232227 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Mohanpur branch but serve different purposes.
Where is The West Bengal State Cooperative Bank Mohanpur branch located?
The West Bengal State Cooperative Bank's Mohanpur branch is located at P.O - MOHANPUR, DIST.-PASCHIM MEDINIPUR, PIN-721436, Mohanpur, West Bengal.
How do I add The West Bengal State Cooperative Bank Mohanpur as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC WBSC0VCCB15, and complete OTP verification. Once activated, you can transfer funds at any time.
Does The West Bengal State Cooperative Bank Mohanpur branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 3220-232227 to confirm.
Summary
The IFSC code WBSC0VCCB15 belongs to The West Bengal State Cooperative Bank's MOHANPUR branch, located at P.O - MOHANPUR, DIST.-PASCHIM MEDINIPUR, PIN-721436 in MOHANPUR, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
