IFSC Code of The West Bengal State Cooperative Bank, Midnapore Evening Branch, West Bengal

Use this page as a one-stop reference for everything related to The West Bengal State Cooperative Bank's MIDNAPORE EVENING branch in MIDNAPORE, WEST BENGAL. The branch's IFSC code WBSC0VCCB34 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, WBSC0VCCB34 is the IFSC of The West Bengal State Cooperative Bank's MIDNAPORE EVENING branch. The format is fixed: WBSC = bank code, 0 = reserved, VCCB34 = branch identifier.

Branch details at a glance

About The West Bengal State Cooperative Bank

The West Bengal State Cooperative Bank operates a wide network of branches across India, including the Midnapore Evening branch in Midnapore. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, WBSC0VCCB34.

Midnapore Evening branch overview

Located at AT- CHHOTOBAZAR, P.O - MIDNAPUR, DIST.-PASCHIM MEDINIPUR, PIN-721101, the Midnapore Evening branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC WBSC0VCCB34 is required for all interbank electronic transfers routed through this branch.

Why every The West Bengal State Cooperative Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MIDNAPORE EVENING of The West Bengal State Cooperative Bank — its own 11-character IFSC. The code WBSC0VCCB34 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC WBSC0VCCB34 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC WBSC0VCCB34

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC WBSC0VCCB34 across all three.

NEFT to The West Bengal State Cooperative Bank, MIDNAPORE EVENING using IFSC WBSC0VCCB34

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC WBSC0VCCB34, and confirm that the system picks up The West Bengal State Cooperative Bank – MIDNAPORE EVENING. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to MIDNAPORE EVENING

If you need to transfer ₹2 lakh or more in one go to an account at The West Bengal State Cooperative Bank's MIDNAPORE EVENING branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC WBSC0VCCB34 while initiating the transfer and the credit will appear within minutes.

IMPS to The West Bengal State Cooperative Bank MIDNAPORE EVENING (IFSC WBSC0VCCB34)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC WBSC0VCCB34 in your mobile or internet banking app, and the money is credited to the MIDNAPORE EVENING branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC WBSC0VCCB34 for The West Bengal State Cooperative Bank – MIDNAPORE EVENING, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Midnapore Evening branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The West Bengal State Cooperative Bank's MIDNAPORE EVENING branch, the IFSC WBSC0VCCB34 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Midnapore Evening branch

Once you have an account at The West Bengal State Cooperative Bank – MIDNAPORE EVENING, the IFSC WBSC0VCCB34 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Midnapore Evening branch can access most of The West Bengal State Cooperative Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC WBSC0VCCB34

MICR & cheque-truncation details

Cheques drawn on the Midnapore Evening branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC WBSC0VCCB34 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Midnapore Evening branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC WBSC0VCCB34 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The West Bengal State Cooperative Bank – MIDNAPORE EVENING:

• The IFSC is exactly WBSC0VCCB34 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The West Bengal State Cooperative Bank as the bank name and MIDNAPORE EVENING as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Midnapore Evening branch sits at AT- CHHOTOBAZAR, P.O - MIDNAPUR, DIST.-PASCHIM MEDINIPUR, PIN-721101. If you are travelling from outside Midnapore, search for the branch on a maps application using the bank name and locality, or call 3222-274884 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC WBSC0VCCB34 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC WBSC0VCCB34 for The West Bengal State Cooperative Bank – MIDNAPORE EVENING, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Midnapore Evening are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to WBSC0VCCB34 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: WBSC0VCCB34 is the IFSC code of The West Bengal State Cooperative Bank, MIDNAPORE EVENING branch, in MIDNAPORE, WEST BENGAL. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.