Nexnews
Loading…

NOTIFICATIONS

 
15th May
    Loading…

    IFSC Code of The West Bengal State Cooperative Bank, Durlavpur Branch Branch, West Bengal

    IFSC code WBSC0BDCB19 - The West Bengal State Cooperative Bank, Durlavpur Branch Branch, Durlavpur, West Bengal. Use it for NEFT, RTGS and IMPS transfers.

    If you are searching for the IFSC code of The West Bengal State Cooperative Bank, DURLAVPUR BRANCH branch in DURLAVPUR, WEST BENGAL, this page has every detail you need. The verified IFSC code for this branch is WBSC0BDCB19. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

    You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the DURLAVPUR BRANCH branch, and detailed step-by-step guides for using the IFSC WBSC0BDCB19 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

    An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

    For The West Bengal State Cooperative Bank's DURLAVPUR BRANCH branch, the IFSC WBSC0BDCB19 breaks down as follows: WBSC identifies the bank, 0 is the reserved character, and BDCB19 identifies this particular branch.

    Bank profile

    The West Bengal State Cooperative Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Durlavpur Branch branch — IFSC WBSC0BDCB19 — extends the bank's services to customers in and around Durlavpur, West Bengal.

    Durlavpur Branch branch overview

    Located at P.O. DURLAVPUR, DIST-BANKURA, the Durlavpur Branch branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC WBSC0BDCB19 is required for all interbank electronic transfers routed through this branch.

    Branch details at a glance

    Bank NameThe West Bengal State Cooperative Bank
    BranchDurlavpur Branch
    IFSC CodeWBSC0BDCB19
    MICR CodeRefer to cheque leaf
    Branch AddressP.O. DURLAVPUR, DIST-BANKURA
    CityDurlavpur
    DistrictBankura
    StateWest Bengal
    STD Code3241
    Phone262075

    Why every The West Bengal State Cooperative Bank branch has a unique IFSC

    Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including DURLAVPUR BRANCH of The West Bengal State Cooperative Bank — its own 11-character IFSC. The code WBSC0BDCB19 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

    Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC WBSC0BDCB19 the same way you would treat your account number — verify it once and save it carefully for future use.

    MICR code & cheque clearing

    Apart from IFSC, every cheque book issued by The West Bengal State Cooperative Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC WBSC0BDCB19 and the account number together uniquely identify the Durlavpur Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

    How to transfer money using IFSC WBSC0BDCB19

    Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC WBSC0BDCB19 across all three.

    NEFT to The West Bengal State Cooperative Bank, DURLAVPUR BRANCH using IFSC WBSC0BDCB19

    National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

    To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC WBSC0BDCB19, and confirm that the system picks up The West Bengal State Cooperative Bank – DURLAVPUR BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

    Real-Time Gross Settlement to DURLAVPUR BRANCH

    If you need to transfer ₹2 lakh or more in one go to an account at The West Bengal State Cooperative Bank's DURLAVPUR BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC WBSC0BDCB19 while initiating the transfer and the credit will appear within minutes.

    Send money instantly through IMPS

    For a real-time, anytime transfer to The West Bengal State Cooperative Bank – DURLAVPUR BRANCH, use IMPS. With IFSC WBSC0BDCB19 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

    NEFT vs RTGS vs IMPS — which one should you use?

    All three modes accept the IFSC WBSC0BDCB19 for The West Bengal State Cooperative Bank – DURLAVPUR BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

    ParameterNEFTRTGSIMPS
    Minimum amount₹1₹2,00,000₹1
    Maximum amountNo RBI capNo RBI cap₹5,00,000
    SettlementHalf-hourly batchesReal-timeReal-time
    Availability24x724x724x7
    Best forRoutine transfersHigh-value transfersUrgent small / mid transfers
    IFSC requiredYes – WBSC0BDCB19Yes – WBSC0BDCB19Yes – WBSC0BDCB19

    For most retail customers crediting the Durlavpur Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

    How UPI relates to the IFSC code

    UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at The West Bengal State Cooperative Bank's DURLAVPUR BRANCH branch, the IFSC WBSC0BDCB19 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

    That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

    Products and account variants supported

    Every account opened at the Durlavpur Branch branch is mapped to IFSC WBSC0BDCB19 on the RBI payments network. The branch generally supports the full retail product catalogue of The West Bengal State Cooperative Bank, including:

    • Resident savings accounts and salary accounts
    • Current accounts for businesses and professionals
    • Fixed deposits, recurring deposits and tax-saver deposits
    • Demand drafts, banker's cheques and pay orders
    • Retail loans — personal, vehicle, education, gold and home
    • Credit cards and overdraft facilities (subject to eligibility)
    • Third-party investment products such as mutual funds and insurance (through tie-ups)

    Whichever product you choose, the IFSC for incoming credits remains WBSC0BDCB19.

    Banking services available

    The Durlavpur Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 3241-262075.

    • Savings, current and salary accounts
    • Fixed deposits and recurring deposits
    • Personal, vehicle and home loans
    • Demat and investment products (where supported)
    • Internet banking and mobile banking enrolment
    • Debit and credit card issuance
    • Locker facilities (subject to availability)
    • Foreign exchange services (at authorised branches)
    • Bill payments, demand drafts and pay orders
    • NEFT / RTGS / IMPS / UPI fund transfers using IFSC WBSC0BDCB19

    Digital banking channels

    Most day-to-day work that customers used to do at the Durlavpur Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC WBSC0BDCB19 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

    How to reach the Durlavpur Branch branch

    The branch is located at P.O. DURLAVPUR, DIST-BANKURA, which puts it inside Durlavpur, the broader Bankura district, and the state of West Bengal. To plan your visit:

    1. Open Google Maps on your phone and search for “The West Bengal State Cooperative Bank Durlavpur Branch branch” — the verified location pin for IFSC WBSC0BDCB19 should appear at the top of the results.
    2. Confirm the branch is open by calling 3241-262075 before stepping out, especially around public holidays.
    3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

    Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC WBSC0BDCB19 and your account number.

    Things to verify before sending money

    Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The West Bengal State Cooperative Bank – DURLAVPUR BRANCH:

    • The IFSC is exactly WBSC0BDCB19 with no extra spaces.
    • The beneficiary's account number matches what they shared, digit for digit.
    • The portal auto-fills The West Bengal State Cooperative Bank as the bank name and DURLAVPUR BRANCH as the branch.
    • The amount and the purpose of payment are correct.
    • You have a valid OTP-verifying mobile number on hand.

    A 30-second review here saves hours of reconciliation later.

    Working hours

    Branch counters at Durlavpur Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to WBSC0BDCB19 continue to work without interruption.

    Other ways to verify the IFSC code

    While this page already lists the verified IFSC WBSC0BDCB19 for The West Bengal State Cooperative Bank – DURLAVPUR BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:

    • The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
    • The first page of your passbook.
    • The bank's official website under the branch locator.
    • The Reserve Bank of India's IFSC search portal.
    • Net banking dashboards usually display the home-branch IFSC under account details.

    Branch address & contact

    The West Bengal State Cooperative Bank
    Durlavpur Branch Branch
    P.O. DURLAVPUR, DIST-BANKURA
    Durlavpur, West Bengal
    Phone: 3241-262075
    IFSC: WBSC0BDCB19

    Frequently asked questions

    What is the IFSC code of The West Bengal State Cooperative Bank Durlavpur Branch branch?

    The IFSC code of The West Bengal State Cooperative Bank, Durlavpur Branch branch is WBSC0BDCB19. It is used for NEFT, RTGS and IMPS fund transfers to this branch.

    How quickly will an NEFT transfer using WBSC0BDCB19 be credited?

    NEFT settles in half-hourly batches around the clock. Most transfers to The West Bengal State Cooperative Bank – Durlavpur Branch reflect within 30 minutes.

    Is IFSC WBSC0BDCB19 the same for all accounts at Durlavpur Branch branch?

    Yes. The IFSC WBSC0BDCB19 is shared by every account held at The West Bengal State Cooperative Bank's Durlavpur Branch branch. Only the account number changes from customer to customer.

    Is IFSC WBSC0BDCB19 valid for NEFT and RTGS?

    Yes. IFSC WBSC0BDCB19 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.

    How do I add The West Bengal State Cooperative Bank Durlavpur Branch as a beneficiary?

    Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC WBSC0BDCB19, and complete OTP verification. Once activated, you can transfer funds at any time.

    Where is The West Bengal State Cooperative Bank Durlavpur Branch branch located?

    The West Bengal State Cooperative Bank's Durlavpur Branch branch is located at P.O. DURLAVPUR, DIST-BANKURA, Durlavpur, West Bengal.

    Summary

    The IFSC code WBSC0BDCB19 belongs to The West Bengal State Cooperative Bank's DURLAVPUR BRANCH branch, located at P.O. DURLAVPUR, DIST-BANKURA in DURLAVPUR, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.

    keyboard_arrow_up