IFSC Code of The West Bengal State Cooperative Bank, Tamluk Ghatal Ccb Ltd, Balaipanda Branch Branch, West Bengal

If you are searching for the IFSC code of The West Bengal State Cooperative Bank, TAMLUK GHATAL CCB LTD, BALAIPANDA BRANCH branch in BALAIPANDA, WEST BENGAL, this page has every detail you need. The verified IFSC code for this branch is WBSC0TCCB24. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the TAMLUK GHATAL CCB LTD, BALAIPANDA BRANCH branch, and detailed step-by-step guides for using the IFSC WBSC0TCCB24 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, WBSC0TCCB24 is the IFSC of The West Bengal State Cooperative Bank's TAMLUK GHATAL CCB LTD, BALAIPANDA BRANCH branch. The format is fixed: WBSC = bank code, 0 = reserved, TCCB24 = branch identifier.

Branch details at a glance

About the bank

The West Bengal State Cooperative Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Tamluk Ghatal Ccb Ltd, Balaipanda Branch branch in Balaipanda, West Bengal is part of this network and uses the IFSC code WBSC0TCCB24 for all electronic settlement.

Tamluk Ghatal Ccb Ltd, Balaipanda Branch branch overview

Located at VILL-PARAMANANDAPUR(BALAIPANDA BAZAR),P.O PARAMANANDAPUR, P.S MOYNA,DIST-PURBA MEDINIPUR, WEST BENGAL, PIN-721644, the Tamluk Ghatal Ccb Ltd, Balaipanda Branch branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC WBSC0TCCB24 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how The West Bengal State Cooperative Bank's TAMLUK GHATAL CCB LTD, BALAIPANDA BRANCH branch came to be assigned the code WBSC0TCCB24.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC WBSC0TCCB24, money simply cannot be routed to the TAMLUK GHATAL CCB LTD, BALAIPANDA BRANCH branch electronically.

How to transfer money using IFSC WBSC0TCCB24

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC WBSC0TCCB24 across all three.

How to use IFSC WBSC0TCCB24 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The West Bengal State Cooperative Bank's TAMLUK GHATAL CCB LTD, BALAIPANDA BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC WBSC0TCCB24.
4. Confirm the bank name auto-populates as The West Bengal State Cooperative Bank and the branch as TAMLUK GHATAL CCB LTD, BALAIPANDA BRANCH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC WBSC0TCCB24

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The West Bengal State Cooperative Bank – TAMLUK GHATAL CCB LTD, BALAIPANDA BRANCH, ensure your bank's portal accepts IFSC WBSC0TCCB24 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to The West Bengal State Cooperative Bank – TAMLUK GHATAL CCB LTD, BALAIPANDA BRANCH, use IMPS. With IFSC WBSC0TCCB24 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC WBSC0TCCB24 for The West Bengal State Cooperative Bank – TAMLUK GHATAL CCB LTD, BALAIPANDA BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Tamluk Ghatal Ccb Ltd, Balaipanda Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC WBSC0TCCB24

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The West Bengal State Cooperative Bank – TAMLUK GHATAL CCB LTD, BALAIPANDA BRANCH is still mapped to IFSC WBSC0TCCB24. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC WBSC0TCCB24 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Tamluk Ghatal Ccb Ltd, Balaipanda Branch branch is mapped to IFSC WBSC0TCCB24 on the RBI payments network. The branch generally supports the full retail product catalogue of The West Bengal State Cooperative Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains WBSC0TCCB24.

Products and services

Customers walking into the Tamluk Ghatal Ccb Ltd, Balaipanda Branch branch can access most of The West Bengal State Cooperative Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC WBSC0TCCB24

MICR & cheque-truncation details

Cheques drawn on the Tamluk Ghatal Ccb Ltd, Balaipanda Branch branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC WBSC0TCCB24 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Tamluk Ghatal Ccb Ltd, Balaipanda Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC WBSC0TCCB24 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Common mistakes to avoid when using IFSC WBSC0TCCB24

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to The West Bengal State Cooperative Bank – TAMLUK GHATAL CCB LTD, BALAIPANDA BRANCH, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: WBSC0TCCB24.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Tamluk Ghatal Ccb Ltd, Balaipanda Branch branch sits at VILL-PARAMANANDAPUR(BALAIPANDA BAZAR),P.O PARAMANANDAPUR, P.S MOYNA,DIST-PURBA MEDINIPUR, WEST BENGAL, PIN-721644. If you are travelling from outside Balaipanda, search for the branch on a maps application using the bank name and locality, or call 3228-8373062422 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC WBSC0TCCB24 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC WBSC0TCCB24 for The West Bengal State Cooperative Bank – TAMLUK GHATAL CCB LTD, BALAIPANDA BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Tamluk Ghatal Ccb Ltd, Balaipanda Branch branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC WBSC0TCCB24, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code WBSC0TCCB24 belongs to The West Bengal State Cooperative Bank's TAMLUK GHATAL CCB LTD, BALAIPANDA BRANCH branch, located at VILL-PARAMANANDAPUR(BALAIPANDA BAZAR),P.O PARAMANANDAPUR, P.S MOYNA,DIST-PURBA… in BALAIPANDA, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.