IFSC Code of The West Bengal State Cooperative Bank, Jalpaiguri Central Co-Operative Bank Ltd Sonapur Branch Branch, West Bengal

This page lists the IFSC code, branch address, contact number and fund-transfer information for The West Bengal State Cooperative Bank, JALPAIGURI CENTRAL CO-OPERATIVE BANK LTD SONAPUR BRANCH branch in ALIPURDUAR. The 11-digit IFSC WBSC0JCCB13 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with The West Bengal State Cooperative Bank at the JALPAIGURI CENTRAL CO-OPERATIVE BANK LTD SONAPUR BRANCH location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, WBSC0JCCB13 is the IFSC of The West Bengal State Cooperative Bank's JALPAIGURI CENTRAL CO-OPERATIVE BANK LTD SONAPUR BRANCH branch. The format is fixed: WBSC = bank code, 0 = reserved, JCCB13 = branch identifier.

Branch details at a glance

About The West Bengal State Cooperative Bank

The West Bengal State Cooperative Bank operates a wide network of branches across India, including the Jalpaiguri Central Co-Operative Bank Ltd Sonapur Branch branch in Alipurduar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, WBSC0JCCB13.

About this branch

The branch is located at VILL P.O - DAKSHIN CHAKOWAKHETI, P.S ALIPURDUAR. It serves the Alipurduar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of The West Bengal State Cooperative Bank. The IFSC WBSC0JCCB13 is used to identify this branch on the RBI payments network.

Why every The West Bengal State Cooperative Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including JALPAIGURI CENTRAL CO-OPERATIVE BANK LTD SONAPUR BRANCH of The West Bengal State Cooperative Bank — its own 11-character IFSC. The code WBSC0JCCB13 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC WBSC0JCCB13 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC WBSC0JCCB13

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC WBSC0JCCB13 across all three.

How to use IFSC WBSC0JCCB13 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to The West Bengal State Cooperative Bank's JALPAIGURI CENTRAL CO-OPERATIVE BANK LTD SONAPUR BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC WBSC0JCCB13.
4. Confirm the bank name auto-populates as The West Bengal State Cooperative Bank and the branch as JALPAIGURI CENTRAL CO-OPERATIVE BANK LTD SONAPUR BRANCH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC WBSC0JCCB13

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to The West Bengal State Cooperative Bank – JALPAIGURI CENTRAL CO-OPERATIVE BANK LTD SONAPUR BRANCH, ensure your bank's portal accepts IFSC WBSC0JCCB13 while registering the beneficiary. RTGS is also available 24x7.

IMPS to The West Bengal State Cooperative Bank JALPAIGURI CENTRAL CO-OPERATIVE BANK LTD SONAPUR BRANCH (IFSC WBSC0JCCB13)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC WBSC0JCCB13 in your mobile or internet banking app, and the money is credited to the JALPAIGURI CENTRAL CO-OPERATIVE BANK LTD SONAPUR BRANCH branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC WBSC0JCCB13 for The West Bengal State Cooperative Bank – JALPAIGURI CENTRAL CO-OPERATIVE BANK LTD SONAPUR BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Jalpaiguri Central Co-Operative Bank Ltd Sonapur Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC WBSC0JCCB13

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at The West Bengal State Cooperative Bank – JALPAIGURI CENTRAL CO-OPERATIVE BANK LTD SONAPUR BRANCH is still mapped to IFSC WBSC0JCCB13. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC WBSC0JCCB13 and the beneficiary's account number to complete the transfer.

Account types you can open at the Jalpaiguri Central Co-Operative Bank Ltd Sonapur Branch branch

Once you have an account at The West Bengal State Cooperative Bank – JALPAIGURI CENTRAL CO-OPERATIVE BANK LTD SONAPUR BRANCH, the IFSC WBSC0JCCB13 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Jalpaiguri Central Co-Operative Bank Ltd Sonapur Branch branch can access most of The West Bengal State Cooperative Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC WBSC0JCCB13

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by The West Bengal State Cooperative Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC WBSC0JCCB13 and the account number together uniquely identify the Jalpaiguri Central Co-Operative Bank Ltd Sonapur Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Jalpaiguri Central Co-Operative Bank Ltd Sonapur Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC WBSC0JCCB13 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to The West Bengal State Cooperative Bank – JALPAIGURI CENTRAL CO-OPERATIVE BANK LTD SONAPUR BRANCH:

• The IFSC is exactly WBSC0JCCB13 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills The West Bengal State Cooperative Bank as the bank name and JALPAIGURI CENTRAL CO-OPERATIVE BANK LTD SONAPUR BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Jalpaiguri Central Co-Operative Bank Ltd Sonapur Branch branch sits at VILL P.O - DAKSHIN CHAKOWAKHETI, P.S ALIPURDUAR. If you are travelling from outside Alipurduar, search for the branch on a maps application using the bank name and locality, or call 3564-9831739986 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC WBSC0JCCB13 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC WBSC0JCCB13 for The West Bengal State Cooperative Bank – JALPAIGURI CENTRAL CO-OPERATIVE BANK LTD SONAPUR BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Jalpaiguri Central Co-Operative Bank Ltd Sonapur Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to WBSC0JCCB13 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code WBSC0JCCB13 belongs to The West Bengal State Cooperative Bank's JALPAIGURI CENTRAL CO-OPERATIVE BANK LTD SONAPUR BRANCH branch, located at VILL P.O - DAKSHIN CHAKOWAKHETI, P.S ALIPURDUAR in ALIPURDUAR, WEST BENGAL. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.